PC Financial Mastercard - A hot deal

Shazam wrote: ↑I also do not know of any extra points when u use PC mastercard for gas (but it would be nice to get 11.5 cents as posted earliar for Winnipeg...thats a great deal!!)

Yup can't beat 11.5 cents per litre... BUT.. as with anything.. things aren't always as they appear..

I can't prove without reasonable doubt, but I believe I get waay less mileage with Superstore Gas compared to Petro Canada.

I've been trying to compare the two equally, but I keep ending up going on road trips, and its hard to compare highway driving vs city driving. But so far, it seems I've been getting about 50-60 kms less on a full tank with Superstore compared to petro.

I drive a 99 civic, 41 L tank I believe, and with Petro gas i seem to get about 550 kms before my gas light turns on, whereas with superstore gas the light goes on at around the 500 mark.

Regardless, I mostly fill up at SS, but sometimes goes to PEtro as its 7 cents off/L on wknds only.

If someone knows a bit more on where SS gets there gas or if there is actually differences in gas, that would be great

I thought I am the only one, I get like 50 mileage less if I gas up at Shell when compared to Esso. No experience with Petro Canada though but its off topic LOL

For me it's quite the opposite. I get significantly better gas mileage with Shell (regular) gasoline, in comparison to Esso or Superstore.

Location: Vancouver (I think it can make the difference)

Stupid thread. Saying that card ABC is the best CC is like saying that singer XYZ is the best singer ever. It all comes down to spending habits and personal preferences. Card ABC might be a better fit for person ABC while card GHI might be a better fit for person GHI.

The OP only shows how narrow minded he(she) is.

Thanh wrote: ↑Stupid thread. Saying that card ABC is the best CC is like saying that singer XYZ is the best singer ever. It all comes down to spending habits and personal preferences. Card ABC might be a better fit for person ABC while card GHI might be a better fit for person GHI.

The OP only shows how narrow minded he(she) is.

Not really. In this case Citi Enrich Platinum is clearly superior to PCF in every aspect.... it has 1% cash back (instead of free food in Loblaws and associates) and price protection, which the PCF card doesn't have.

I thought this thread would be locked by now !


IBTL X 2

PCF MC = worst card ever.

ignore the OP. This is a bait thread and he says it himself, he hasnt done any research and is claiming this pc card is the best.

I had quite negative experience with PC MC security policies, which seem stupid and paranoid. There were few occasions, when I tried to pay with it, but my card wasn't authorized and payment was refused (for security reasons, as I figured out later). Quite embarrassing and inconvenient. No phone calls, no nothing, just refusing the transaction, because the automatic system has "flagged" it as suspicious. They don't give a **** about my convenience.

So I'm considering canceling the card. The only thing preventing me from doing this right now, is 2% cashback on Superstore purchases (where I am buying pretty much all my groceries). Another positive factor is, that the cashback can be utilized every month, so I don't have to wait till next January to get it.

DEALS/CONTESTS/FREEBIES-related: PC MasterCard: Apply online and get 3 free issues of a magazine...

I searched deals and forums and didn

Forget the stuff about being the best card . . . .

Is not the balance tranfer offer, after doing the MNBA and CITI offers of course, somewhat interesting?

wow .. saw the thread a month ago when it was first posted. Thought the thread would die down quickly. So surprise that it's still alive ...
For me, PC MC used to be my primary credit card and now I switch to TD Infinity (formerly Gold Travel). I switched due to the iPod promo and TD was kind enough to waive my visa card fees.

Hi RFD,

I would like to know if any of you guys have used the PC MC while shopping in the states and would like to know if they charged commision or is just basicallly straight US exchange without other fees...i hear from people that they get charged the fee and others dont...TIA

lame23 wrote: ↑Hi RFD,

I would like to know if any of you guys have used the PC MC while shopping in the states and would like to know if they charged commision or is just basicallly straight US exchange without other fees...i hear from people that they get charged the fee and others dont...TIA

I've used it to buy things in the States and online at US sites - I've only ever been charged the exchange.

lame23 wrote: ↑ I would like to know if any of you guys have used the PC MC while shopping in the states and would like to know if they charged commision or is just basicallly straight US exchange without other fees...i hear from people that they get charged the fee and others dont...TIA

There's a 2.5% currency exchange fee built into the exchange rate.

THANKS FOR THE REPLY....i guess i should avoid using my pc mc while in the US.

lame23 wrote: ↑THANKS FOR THE REPLY....i guess i should avoid using my pc mc while in the US.

All Canadian credit cards have some kind of extra currency exchange fee built into the exchange rate. Most are 2.5%. Some are cheaper. Some are worse.

Which MC or VISA card with 1% cashback gives you cashback credit each month? I don't want to wait whole year to get it.