PC Financial Mastercard World Elite MC - 100k Offer (PCO Points Days)

Jan 27th, 2021 12:58 am

#1

terranaj98 [OP]: Deal Addict; Dec 18, 2004; 1424 posts; 402 upvotes; Burnaby

Jan 27th, 2021 12:58 am

PC Financial Mastercard World Elite MC - 100k Offer (PCO Points Days)

Deal Link:: http://pcfinancial.ca/pointsdays2021
Expiry:: February 3, 2021

As seen in the NoFrills Flyer (January 28, 2021 - February 4, 2021)

100k bonus, no AF.
Same offer in 2020.

Application timeframe: January 28 to February 3, 2021. (Link not live yet)

On approval, 100k PCO points will be awarded after 1st purchase with the card at a participating store where PC products are sold and within 6 months of account approval.
*100k PCO points includes the 20k bonus points available to all new PCF MC accounts.

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Jan 27th, 2021 1:58 am

#2

jdawgg94: Newbie; Mar 25, 2015; 47 posts; 76 upvotes; Ottawa, ON

Jan 27th, 2021 1:58 am

Your link says "This Offer Has Expired"

+1

Jan 27th, 2021 2:54 am

#3

terranaj98 [OP]: Deal Addict; Dec 18, 2004; 1424 posts; 402 upvotes; Burnaby

Jan 27th, 2021 2:54 am

jdawgg94 wrote: ↑ Your link says "This Offer Has Expired"

My post says Link not live yet.

+18

Jan 27th, 2021 3:13 am

#4

jdawgg94: Newbie; Mar 25, 2015; 47 posts; 76 upvotes; Ottawa, ON

Jan 27th, 2021 3:13 am

terranaj98 wrote: ↑ My post says Link not live yet.

So it does. Thank you.

+1

Jan 27th, 2021 6:54 am

#5

window shopper: Deal Addict; Dec 18, 2008; 2052 posts; 1759 upvotes; Winnipeg

Jan 27th, 2021 6:54 am

It seems like this is offered every second month?

I've seen this offer posted many times, I signed up a few months ago and got the $100 and canceled card.

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Jan 27th, 2021 8:53 am

#6

RideGuy: Deal Addict; Sep 15, 2003; 2218 posts; 260 upvotes

Jan 27th, 2021 8:53 am

I took a quick look, and this doesn't look like a card that can replace my Capitol One World Elite. Not enough coverage.

I'll probably still get it anyway since I've bene doing all my groceries with PC Express.

Thanks OP.

Jan 27th, 2021 9:09 am

#7

hightech: Deal Guru; Dec 23, 2003; 14924 posts; 3315 upvotes; Toronto

Jan 27th, 2021 9:09 am

window shopper wrote: ↑ It seems like this is offered every second month?

I've seen this offer posted many times, I signed up a few months ago and got the $100 and canceled card.

You probably took a hit on your credit rating as opening accounts create a hard hit on it.

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Jan 27th, 2021 9:24 am

#8

SkiLLz: Deal Addict; Feb 1, 2004; 2246 posts; 1760 upvotes; Mississauga

Jan 27th, 2021 9:24 am

Can multiple sign up bonuses be tied to the same PCO account? I've had the card for a few years but thinking about getting my wife to sign up for one.

Jan 27th, 2021 10:20 am

#9

aintic: Deal Addict; Apr 1, 2017; 1252 posts; 1963 upvotes

Jan 27th, 2021 10:20 am

SkiLLz wrote: ↑ Can multiple sign up bonuses be tied to the same PCO account? I've had the card for a few years but thinking about getting my wife to sign up for one.

You can get your wife a new account, then pool the 2 accounts under your household after you get the card.

Blowing all savings from RFD on deals from RFD

+1

Jan 27th, 2021 10:42 am

#10

SkiLLz: Deal Addict; Feb 1, 2004; 2246 posts; 1760 upvotes; Mississauga

Jan 27th, 2021 10:42 am

aintic wrote: ↑ You can get your wife a new account, then pool the 2 accounts under your household after you get the card.

Do you think if we signed up with our existing PCO account it wouldn't get the bonus points? My PC Mastercard is already tied to my wife's PCO account - I don't have my own. I guess we could sign me up for a PCO account and tie her mastercard to that, but it is going to get confusing.

Jan 27th, 2021 10:47 am

#11

timmyboy4: Newbie; Jan 19, 2014; 38 posts; 219 upvotes

Jan 27th, 2021 10:47 am

hightech wrote: ↑ You probably took a hit on your credit rating as opening accounts create a hard hit on it.

Welcome to RFD - we'll take $100 because we don't care about a 3-6 point hit to our >700 point credit score that goes away after a month or two.

+29

Jan 27th, 2021 10:51 am

#12

aintic: Deal Addict; Apr 1, 2017; 1252 posts; 1963 upvotes

Jan 27th, 2021 10:51 am

SkiLLz wrote: ↑ Do you think if we signed up with our existing PCO account it wouldn't get the bonus points? My PC Mastercard is already tied to my wife's PCO account - I don't have my own. I guess we could sign me up for a PCO account and tie her mastercard to that, but it is going to get confusing.

I'm in the same situation and from what I recall, the PC rep said that the Otimum account needs to be separate for each mastercard.

However, once we merge 2 accounts under household, points are pooled together and we can earn/redeem under just 1 household account. Therefore it won't be confusing to keep track.

Blowing all savings from RFD on deals from RFD

+2

Jan 27th, 2021 11:11 am

#13

coolintheshade: Deal Fanatic; Aug 24, 2016; 7880 posts; 8190 upvotes; The Prairies

Jan 27th, 2021 11:11 am

window shopper wrote: ↑ It seems like this is offered every second month?

I've seen this offer posted many times, I signed up a few months ago and got the $100 and canceled card.

Just don’t plan on re-applying, or you’ll be declined.
PCF will not entertain another application until your previous card has been closed for 6 months.
I speak from experience.

+4

Jan 27th, 2021 11:15 am

#14

coolintheshade: Deal Fanatic; Aug 24, 2016; 7880 posts; 8190 upvotes; The Prairies

Jan 27th, 2021 11:15 am

hightech wrote: ↑ You probably took a hit on your credit rating as opening accounts create a hard hit on it.

A couple/few points, big deal, well worth the $100 for easy to complete requirements.
People worry way too much about credit inquiries.
If you have borderline credit, sure worry.
But if you are well off (720+) it’s not a big deal.

+4

Jan 27th, 2021 11:19 am

#15

coolintheshade: Deal Fanatic; Aug 24, 2016; 7880 posts; 8190 upvotes; The Prairies

Jan 27th, 2021 11:19 am

timmyboy4 wrote: ↑ Welcome to RFD - we'll take $100 because we don't care about a 3-6 point hit to our >700 point credit score that goes away after a month or two.

That’s the spirit!
Thanks for that.
Good to see there’s at least a few here that realizes the small impacts of inquiries.
It drives me crazy when I hear people thinking the world is going to end if they apply for something.

+3

Jan 27th, 2021 9:57 pm

#16

mhall1: Member; Jun 28, 2015; 280 posts; 224 upvotes; Toronto, ON

Jan 27th, 2021 9:57 pm

I've had a ton of hard inquiries in the last year and my score just keeps going up... weird.

Not that it makes much difference either way, but lots of people don't have any reason to care about credit scores. Like a retired couple with savings and a house, who probably won't be using their score again anyway.

+1

Jan 27th, 2021 10:03 pm

#17

simplypop: Deal Addict; Jul 22, 2019; 1279 posts; 1404 upvotes

Jan 27th, 2021 10:03 pm

coolintheshade wrote: ↑ Just don’t plan on re-applying, or you’ll be declined.
PCF will not entertain another application until your previous card has been closed for 6 months.
I speak from experience.

Is it guaranteed after 6 months? Mine is right around that mark. Hmmm

Jan 27th, 2021 10:16 pm

#18

smooth1975: Member; Jan 27, 2010; 222 posts; 99 upvotes; Terrana

Jan 27th, 2021 10:16 pm

Dammit I just got this card a week ago with only a 20000 point welcome bonus

Jan 27th, 2021 10:23 pm

#19

kchkwan: Member; Nov 20, 2010; 264 posts; 384 upvotes

Jan 27th, 2021 10:23 pm

Anyone can chim in, if this is first time only or I can apply again? I closed my PCWE 3 years ago.

Jan 27th, 2021 10:51 pm

#20

bakayaroh: Member; Aug 10, 2011; 377 posts; 97 upvotes; EAST YORK

Jan 27th, 2021 10:51 pm

kchkwan wrote: ↑ Anyone can chim in, if this is first time only or I can apply again? I closed my PCWE 3 years ago.

you should be good I had closed my account for 8 months and applied last spring and got 100000 points for a second time

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+5

PC Financial Mastercard World Elite MC - 100k Offer (PCO Points Days)

PC Financial Mastercard World Elite MC - 100k Offer (PCO Points Days)

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