I am hopeful but honestly this below worries me.
Why put a expiration date ?
It may just be a system input.
A fan of RFD
Oct 26th, 2023 12:09 pm
Nov 29th, 2023 2:54 pm
Dec 1st, 2023 11:08 am
What happens to my current PC Optimum Insiders™ subscription if I get approved for PC Insiders™ World Elite Mastercard®?
Your current PC Optimum Insiders™ subscription will be cancelled, and you will not be able to re-enroll in the future.
You’ll also get a refund of the unused portion of your existing PC Optimum Insiders™ subscription fee to your current card on file within a few business days.
The good news is that with a PC Insiders™ World Elite Mastercard®, you’ll experience extraordinary value everyday, including 40 points per dollar at Loblaw banner grocery stores, up to 70 points/litre (7¢/ litre in points) at Esso™ & Mobil™ stations; plus, you will get a complimentary PC Express™ Pass (valued at $99.99 per year) to enjoy unlimited $0 online grocery delivery and pickup on eligible orders of $35 or more.
Dec 1st, 2023 11:25 am
N.B. Unlike most premium MCs and Visa this one is not FYF (first year free.) Ya gotta pay ta play. (Perhaps understandable because of the included delivery and pick-up subscription.)abstract808 wrote: ↑ https://www.pcfinancial.ca/en/credit-cards/insiders/
Well, looks like they finally rolled out the replacement for the Insiders program.
In case you were wondering, you can't double dip with an Insiders membership:
Dec 1st, 2023 11:29 am
At a quick glance …abstract808 wrote: ↑ https://www.pcfinancial.ca/en/credit-cards/insiders/
Well, looks like they finally rolled out the replacement for the Insiders program.
In case you were wondering, you can't double dip with an Insiders membership:
Dec 2nd, 2023 11:54 am
Wait so the stand alone PC insiders program is getting replaced with an annual fee credit card with high income requirements? And the annual fee is higher than the stand alone price I paid in January.
Dec 2nd, 2023 12:22 pm
So it would seem. But I'm not sure why it would be an issue.
Dec 2nd, 2023 12:41 pm
They just quickly revised their website to have 150k pts (Equivalent to $150) welcome offer yesterday, so literally FYF + $30 to spare.
Dec 2nd, 2023 2:17 pm
Dec 2nd, 2023 2:27 pm
This is a WHOLE NEW MASTERCARDccya965041 wrote: ↑ They just quickly revised their website to have 150k pts (Equivalent to $150) welcome offer yesterday, so literally FYF + $30 to spare.
Screenshot 2023-12-02 103954.png
Dec 2nd, 2023 2:28 pm
Good post !TripleQ wrote: ↑ Just to be clear, legacy Insiders (not available anymore) is the program where you get 10% back on PC products and free pickup (but not delivery).
PC Express Pass is the current paid program where you can get free pickup and delivery, but no 10% back on PC products
PC Insiders Mastercard comes with PC Express Pass for "free".
So makes sense for current PC Express Pass members to get the card.
But for legacy Insiders, probably makes more sense to keep the no annual fee PC World Elite Mastercard + legacy insiders, assuming that the 10% back on PC products is the main reason they haven't switched to PC Express Pass. The trade off here is 10% back on PC products vs 1% extra on all groceries + free delivery for $20 extra, ignoring the signup bonus.
Dec 4th, 2023 11:42 am
Oh so my OG PC Insiders is not going away?PointsHubby wrote: ↑ This is a WHOLE NEW MASTERCARD
It kicked off on December 1st … and the 150,000 PCO Points WELCOME BONUS was in the announcement from the get go
Anyone who is a LEGACY PC INSIDERS MEMBER, or a PC EXPRESS MEMBER … who chooses to FOREGO THOSE MEMBERSHIPS (and those benefits) and get this card will be issued a pro rated Refund for the amount of time left on their current memberships …
It’s laid out all there in the offer fine print
Anyone who has a different PC+ Financial Mastercard … and chooses to UPGRADE to this one, will now have to pay the Annual Fee for the NEW CC
And …
It’s still not clear if they’ll get the 150,000 PCO Points WELCOME BONUS
(Esp if you’ve collected a WELCOME BONUS in the past when getting a PC+ Financial CC )
But, it is assumed that chances are high that EVERYONE will qualify for the WELCOME BONUS
At least during this initial launch
Dec 4th, 2023 12:08 pm
No. It is still here until you move to an alternate program OR do not renew.
Dec 4th, 2023 12:18 pm
Nailed itrdiamond1 wrote: ↑ No. It is still here until you move to an alternate program OR do not renew.
It depends on what you need. If Delivery is a must than the Other programs may work out better.
Our family uses many different pc products. We are huge fans. We will definitely hang on to the original program as long as they are happy to run it.
Dec 16th, 2023 9:45 pm
Dec 16th, 2023 10:09 pm
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