📱 This PC Optimum offer is highly targeted, meaning many members did not receive it in their app.

⚠️ Several shoppers reported issues with the offer not tracking points despite meeting the spend requirements at Real Canadian Superstore and Esso/Mobil.

⛽ Members found that redeeming points for a purchase still counted towards the $20 spend requirement.

🏪 One member successfully triggered the Real Canadian Superstore portion of the offer by shopping at an Independent Grocer, suggesting other Loblaw banners might also work.

⏳ Some found the offer expired earlier than the advertised date, leading to frustration when trying to claim missing points.

AI-generated summary - Jul 24, 02:00 AM EDT

Was this summary helpful?

Thanks for your feedback!

Helpful

Not Helpful

58 replies

Jul 17th, 2025 7:17 am

EasyCompany251: Deal Addict; Nov 21, 2014; 4408 posts; 8109 upvotes; Atlantic

Jul 17th, 2025 7:17 am

Nothing here….

Jul 17th, 2025 7:52 am

OhHiThere: Sr. Member; Sep 5, 2011; 819 posts; 2291 upvotes; Toronto

Jul 17th, 2025 7:52 am

I have this in the “Maximize your points” row on the offers page of the PCO app but it was a bit hard to see.

That said, I wouldn’t be at all surprised if this was a targeted offer.

Images

+2

Jul 17th, 2025 11:32 am

k8cheapsk8: Member; Dec 4, 2012; 289 posts; 580 upvotes; Calgary

Jul 17th, 2025 11:32 am

OhHiThere wrote: ↑ I have this in the “Maximize your points” row on the offers page of the PCO app but it was a bit hard to see.

That said, I wouldn’t be at all surprised if this was a targeted offer.

not there for me- definitely targeted!

+1

Jul 17th, 2025 11:40 am

canuckcolehead: Deal Fanatic; Oct 23, 2006; 5586 posts; 2952 upvotes; Winnipeg

Jul 17th, 2025 11:40 am

After fill ups with these promos, unlink your PC account from the Mobil APP

Then you’ll start getting the promos again.

+4

Jul 17th, 2025 12:47 pm

MexiCanuck: Deal Expert; May 9, 2007; 16641 posts; 6772 upvotes; Nanaimo, BC

Jul 17th, 2025 12:47 pm

These “personalized offers” seem to me to be more randomized than personalized.

I got the Esso offer. I’ve been driving a BEV since 2019. I get offers for baby items. I’ve never had a baby in the household. I got an offer for IKEA cards. There is no IKEA within four hours of where I live.

Global warming will be exceeded during the 21st century unless deep reductions in carbon dioxide (CO2) and other greenhouse gas emissions occur (United Nations IPCC Report 2021)

Every disaster film starts with scientists being ignored

Jul 17th, 2025 1:55 pm

ml88888888: Deal Guru; Jan 19, 2017; 13035 posts; 8092 upvotes

Jul 17th, 2025 1:55 pm

canuckcolehead wrote: ↑ After fill ups with these promos, unlink your PC account from the Mobil APP

Then you’ll start getting the promos again.

I don't think it always works that way. I got this offer last week. Then I get the offer for 7500 for buying $25 gas this week. I didn't unlink after buying last week.

Jul 18th, 2025 4:29 pm

Wiseman: Deal Fanatic; Oct 18, 2004; 5732 posts; 2156 upvotes; Wat

Jul 18th, 2025 4:29 pm

Got this offer on my account and the wife's account. Pretty easy 10k points if you buy groceries at RCSS anyway.

Jul 18th, 2025 9:17 pm

adilh53: Deal Addict; Jul 11, 2008; 1991 posts; 1486 upvotes

Jul 18th, 2025 9:17 pm

With regular optimum offers (for example spend $2 on cucumber get 200 bonus optimum points), if you are a couple cents short, you still seem to get the bonus points advertised.

Anyone know if the same applies to this offer where one needs to spend $20 at RCSS? So if my sub-total ends up being $19.98, can I still expect to have met the criteria for spend $20 at Superstore?

Jul 18th, 2025 9:31 pm

muffin4life: Deal Expert; Jun 4, 2012; 15386 posts; 17636 upvotes

Jul 18th, 2025 9:31 pm

Wiseman wrote: ↑ Got this offer on my account and the wife's account. Pretty easy 10k points if you buy groceries at RCSS anyway.

That's where the challenge exists for me!

Haven't really shopped at RCSS for much... and to reach $20 spend limit is a challenge

Jul 18th, 2025 9:34 pm

muffin4life: Deal Expert; Jun 4, 2012; 15386 posts; 17636 upvotes

Jul 18th, 2025 9:34 pm

adilh53 wrote: ↑ With regular optimum offers (for example spend $2 on cucumber get 200 bonus optimum points), if you are a couple cents short, you still seem to get the bonus points advertised.

Anyone know if the same applies to this offer where one needs to spend $20 at RCSS? So if my sub-total ends up being $19.98, can I still expect to have met the criteria for spend $20 at Superstore?

Not from my experience with these...

+2

Jul 18th, 2025 9:36 pm

TheHans: Deal Fanatic; Aug 2, 2003; 5903 posts; 6066 upvotes; B.C.

Jul 18th, 2025 9:36 pm

I used to shop at an RCSS a lot so I got the offer. I was surprised when the RCSS part of the offer worked when I shopped yesterday at Independent Grocer. I got the gas and the 10,000 points. YMMV, but it's worth it to try other Loblaw banners for this one.

If I had more time, I would have written a shorter post

Jul 18th, 2025 9:49 pm

trigger0: Deal Addict; Jun 13, 2019; 1162 posts; 1454 upvotes; Toronto

Jul 18th, 2025 9:49 pm

adilh53 wrote: ↑ With regular optimum offers (for example spend $2 on cucumber get 200 bonus optimum points), if you are a couple cents short, you still seem to get the bonus points advertised.

Anyone know if the same applies to this offer where one needs to spend $20 at RCSS? So if my sub-total ends up being $19.98, can I still expect to have met the criteria for spend $20 at Superstore?

Yes, you do get points after $ rounding up. I have experienced with many times with individual item offers.

This is explained on the official website as well

Rounding Rules for PC Optimum™ points earning with all PC Financial® payment products

When calculating the per-dollar PC Optimum™ points earned for making purchases with your PC Financial® payment card, the purchase amount will be rounded down to the nearest full dollar.

When calculating the per-litre PC Optimum™ points earned for making purchases on your PC Financial® payment card at Esso™ and Mobil™ stations, purchases of 0.5 litres or more will be rounded up to the next litre and purchases of 0.49 litres or less will be rounded down, except where specified otherwise in the relevant offer or earn rate.

https://www.pcfinancial.ca/en/legal-stu ... ates-2023/

Jul 18th, 2025 10:24 pm

muffin4life: Deal Expert; Jun 4, 2012; 15386 posts; 17636 upvotes

Jul 18th, 2025 10:24 pm

trigger0 wrote: ↑ Yes, you do get points after $ rounding up. I have experienced with many times with individual item offers.

This is explained on the official website as well

https://www.pcfinancial.ca/en/legal-stu ... ates-2023/

But have you seen success with THESE offers?

I usually get 10k points for $100 spend but $99.98 DOESN'T trigger the bonus such as these.

Jul 18th, 2025 10:25 pm

muffin4life: Deal Expert; Jun 4, 2012; 15386 posts; 17636 upvotes

Jul 18th, 2025 10:25 pm

TheHans wrote: ↑ I used to shop at an RCSS a lot so I got the offer. I was surprised when the RCSS part of the offer worked when I shopped yesterday at Independent Grocer. I got the gas and the 10,000 points. YMMV, but it's worth it to try other Loblaw banners for this one.

So shopping at another store OTHER than stated RCSS and gas earned the bonus?!?

Jul 18th, 2025 11:26 pm

TheHans: Deal Fanatic; Aug 2, 2003; 5903 posts; 6066 upvotes; B.C.

Jul 18th, 2025 11:26 pm

muffin4life wrote: ↑ So shopping at another store OTHER than stated RCSS and gas earned the bonus?!?

Yes, that's what I'm saying. I had the offer. I did a PC Express order at Independent Grocer and it was for more than $20. When I checked to make sure I got all my points, it said, "100 points When you spend $20 on almost anything in store at Real Canadian Superstore" and I got that 100 points and the first part of the offer was greyed out under my offers too. So I bought $20 worth of gas at the Mobil station and got the 10,000 points. No idea why.

If I had more time, I would have written a shorter post

Jul 19th, 2025 1:02 am

muffin4life: Deal Expert; Jun 4, 2012; 15386 posts; 17636 upvotes

Jul 19th, 2025 1:02 am

TheHans wrote: ↑ Yes, that's what I'm saying. I had the offer. I did a PC Express order at Independent Grocer and it was for more than $20. When I checked to make sure I got all my points, it said, "100 points When you spend $20 on almost anything in store at Real Canadian Superstore" and I got that 100 points and the first part of the offer was greyed out under my offers too. So I bought $20 worth of gas at the Mobil station and got the 10,000 points. No idea why.

That's nice!

I'm gonna try and find $20 worth of groceries to buy at RCSS just to be sure.

Jul 19th, 2025 2:29 pm

snowwhitebear: Sr. Member; Apr 18, 2012; 936 posts; 621 upvotes; BC

Jul 19th, 2025 2:29 pm

trigger0 wrote: ↑ Yes, you do get points after $ rounding up. I have experienced with many times with individual item offers.

This is explained on the official website as well

https://www.pcfinancial.ca/en/legal-stu ... ates-2023/

I think your screenshot was only about PC points earning from PC payment cards, not PC points from PCO offers.

😎