i usually get mine around 7-8th...
Peoples Trust's e-Savings Account Official Thread - 2.00%
- Last Updated:
- Jun 22nd, 2023 10:38 am
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- angel_wing0 [OP]
- Moderator
- Mar 23, 2004
- 47726 posts
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- Markham
- nirianto
- Deal Addict
- Dec 1, 2007
- 1013 posts
- 64 upvotes
- Toronto
Hey guys, I am interested in opening a savings account with people trusts.
Is the savings account similar to the PCF 'no fee' savings account PCF? no transaction fee, no maintenance fee etc?
Is the savings account similar to the PCF 'no fee' savings account PCF? no transaction fee, no maintenance fee etc?
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- angel_wing0 [OP]
- Moderator
- Mar 23, 2004
- 47726 posts
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- Markham
u dont get online banking, u dont get atm access. You do get cheques thou (but of cuz, u need to buy them).
- nirianto
- Deal Addict
- Dec 1, 2007
- 1013 posts
- 64 upvotes
- Toronto
I found what im looking for.angel_wing0 wrote: ↑u dont get online banking, u dont get atm access. You do get cheques thou (but of cuz, u need to buy them).
http://www.peoplestrust.com/accountFeeSchedule.htm
It says that we only get 5 free transactions. After that, it will be $1.50 each.
Do I get cheques when open an account? Can I use them to link with PCF or do i have to purchase a proper one from ASAP cheques?
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- angel_wing0 [OP]
- Moderator
- Mar 23, 2004
- 47726 posts
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- Markham
Yes but they dont have the info pre-printed on them. So they are useless for pcf linking.
Yes u have to buy them preprinted, doesnt have to be ASAP, but they do have the best prices.
- peter_ross
- Sr. Member
- May 24, 2007
- 509 posts
- 10 upvotes
I was considering using CDF (Canadian Direct Financial), but they only allow 1 free debit per month, and there's no cheque for Savings Account. You have to transfer money in and out from the webpage (with a hold period).
With People's Trust, I can write myself a cheque and deposit it into my unsecured LOC. Then immediately transfer money into my chequing. That is, no hold, essentially.
So I will stick with People's Trust.
With People's Trust, I can write myself a cheque and deposit it into my unsecured LOC. Then immediately transfer money into my chequing. That is, no hold, essentially.
So I will stick with People's Trust.
- tng11
- Deal Addict
- Nov 18, 2008
- 3271 posts
- 81 upvotes
That is exactly what I do. In fact, I carry a blank Peoples cheque in my wallet just in case I need money. I can just deposit it into my LOC and withdraw the money right away.peter_ross wrote: ↑I was considering using CDF (Canadian Direct Financial), but they only allow 1 free debit per month, and there's no cheque for Savings Account. You have to transfer money in and out from the webpage (with a hold period).
With People's Trust, I can write myself a cheque and deposit it into my unsecured LOC. Then immediately transfer money into my chequing. That is, no hold, essentially.
So I will stick with People's Trust.
- angel_wing0 [OP]
- Moderator
- Mar 23, 2004
- 47726 posts
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- Markham
good idea, i m going to start doing that with td
- asxt
- Jr. Member
- Feb 27, 2009
- 154 posts
- Toronto, ON
okay, just recieved the package in the mail. they sent some info and non-preprinted cheques..
whats the easiest way to link my TD or PCF to the account so I can just transfer?
void cheque from my TD/PCF or do i need one from peoples trust?
whats the easiest way to link my TD or PCF to the account so I can just transfer?
void cheque from my TD/PCF or do i need one from peoples trust?
- Value Hunter
- Sr. Member
- Sep 28, 2007
- 928 posts
- 54 upvotes
- asxt
- Jr. Member
- Feb 27, 2009
- 154 posts
- Toronto, ON
transfer from pcf from pcf, since peoples trust doesnt have web accessValue Hunter wrote: ↑You want to push/pull on which side? PCF? PT?
or td instead of pcf.
- Value Hunter
- Sr. Member
- Sep 28, 2007
- 928 posts
- 54 upvotes
- angel_wing0 [OP]
- Moderator
- Mar 23, 2004
- 47726 posts
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- Markham
It is not possible to push or pull from td
- asxt
- Jr. Member
- Feb 27, 2009
- 154 posts
- Toronto, ON
hmm ok, thanks. ill order a few from asap cheques. seems cheapest there
- tallshipjoe
- Member
- Mar 17, 2009
- 201 posts
- 145 upvotes
- angel_wing0 [OP]
- Moderator
- Mar 23, 2004
- 47726 posts
- 13892 upvotes
- Markham
holy NICE! Going to see if i can order more cheques for my ppls account (i already have 200)
- P1x44r
- Sr. Member
- Dec 4, 2007
- 694 posts
- 3 upvotes
- Montreal
Don't mean to hijack this thread, but since I see you guys talking about cheques I figured I might as well ask my burning question.
I got 100+ cheques from my bank. The "problem" is that they all have my former address printed on them where I no longer reside. Do you think these cheques could still be used, even if to open one of those many savings accounts?
Thanks.
I got 100+ cheques from my bank. The "problem" is that they all have my former address printed on them where I no longer reside. Do you think these cheques could still be used, even if to open one of those many savings accounts?
Thanks.
- angel_wing0 [OP]
- Moderator
- Mar 23, 2004
- 47726 posts
- 13892 upvotes
- Markham
it has to match the address on your ppls bank account and your current bank account afaik.P1x44r wrote: ↑Don't mean to hijack this thread, but since I see you guys talking about cheques I figured I might as well ask my burning question.
I got 100+ cheques from my bank. The "problem" is that they all have my former address printed on them where I no longer reside. Do you think these cheques could still be used, even if to open one of those many savings accounts?
Thanks.
- P1x44r
- Sr. Member
- Dec 4, 2007
- 694 posts
- 3 upvotes
- Montreal
Dang, I knew it!angel_wing0 wrote: ↑it has to match the address on your ppls bank account and your current bank account afaik.
Is it possible to get cheques without your address printed on them?
- peter_ross
- Sr. Member
- May 24, 2007
- 509 posts
- 10 upvotes
Do I need to pay for shipping? On their site, it says "FREE Shipping offer applies to Standard Service only.", but below it, there's a chart:
Shipping charge - min: $6.95 or 9.5% of net sale