Don't activate the new Visa debit.Mulder and Scully wrote: ↑ How would people even have the non-Visa debit cards at this point? TD sent me mine years and years ago already.
If you really must use a credit card then maybe try prepaying your credit card statement early while also paying extra money to cover the OLG payment. Would that allow people to avoid the cash advance interest charge if you've already paid the credit card company ahead of time?
Realistically it's not worth it with credit card.
I still have my original TD debit card, albeit I never used it at the ATM.