Personal Finance

PSA TD Home Insurance FIRST Page of Renewal does not include total with TAX

  • Last Updated:
  • Aug 25th, 2020 10:01 am
[OP]
Member
Jun 7, 2006
242 posts
55 upvotes

PSA TD Home Insurance FIRST Page of Renewal does not include total with TAX

Ontario - ESPECIALLY SENIORS BEWARE TD has changed the look of their policy renewal.

The first page total does NOT include the taxes. They have conveniently buried it on PAGE 9. Which does mention that late fees carry a $25 penalty.
All of my other bills include the total payable on the first page.

There is no banking cartel member that screws people over with fees than TD.. imho
Last edited by jpistone on Aug 22nd, 2020 1:35 pm, edited 3 times in total.
Last edited by jpistone on Aug 25th, 2020 11:43 am, edited 2 times in total.
4 replies
Deal Fanatic
Oct 7, 2007
7581 posts
3671 upvotes
jpistone wrote: TD Insurance is home and auto
We have TD insurance for home and I don't recall there being tax charged. That is why I ask. What kind of tax are you being charged? Perhaps whether the tax is charged varies by province?
Deal Addict
Oct 24, 2010
1043 posts
784 upvotes
Ottawa
choclover wrote: Perhaps whether the tax is charged varies by province?
It depends on the type of insurance and the province, though there is no federal sales tax on home and auto insurance premiums.

Ontario, for example, charges the provincial portion of the HST (8%) on home insurance premiums, but not on auto insurance premiums.

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