Automotive

Questions about car insurance

  • Last Updated:
  • Aug 16th, 2019 11:08 am
[OP]
Newbie
Aug 4, 2019
8 posts
1 upvote

Questions about car insurance

I'm buying a honda civic 2013 or 2015

I wanted to get some auto insurance company names as inurancehotline website is giving me ridiculous prices $400+ per month compared to a $267 when I called the personal company?
what is the standard to apply for is it $500 deductible for collisions or more?
6 replies
Member
Jun 18, 2018
429 posts
210 upvotes
No one can tell you what options to choose, as your deductible amount should be based on what you're comfortable paying and your history of those elated to the coverage (ie. if you get into accidents a lot). But yes, most standard is $500 but some stretch to $1000.
Deal Fanatic
User avatar
Aug 11, 2008
8248 posts
1050 upvotes
Ontario
I'm finding most ppl are going with the $1000 deducible; however, its a personal choice.
the higher the deductible, the lower the premium
Diesel0007 wrote:
Aug 14th, 2019 3:54 pm
I'm buying a honda civic 2013 or 2015

I wanted to get some auto insurance company names as inurancehotline website is giving me ridiculous prices $400+ per month compared to a $267 when I called the personal company?
what is the standard to apply for is it $500 deductible for collisions or more?
RIBO LICENCED INSURANCE BROKER, over 30 years experience
[OP]
Newbie
Aug 4, 2019
8 posts
1 upvote
Electrah wrote:
Aug 14th, 2019 9:32 pm
No one can tell you what options to choose, as your deductible amount should be based on what you're comfortable paying and your history of those elated to the coverage (ie. if you get into accidents a lot). But yes, most standard is $500 but some stretch to $1000.
thanks for your reply, I'll consider my options and I'll shop around for prices
[OP]
Newbie
Aug 4, 2019
8 posts
1 upvote
COSMIC5 wrote:
Aug 16th, 2019 10:07 am
I'm finding most ppl are going with the $1000 deducible; however, its a personal choice.
the higher the deductible, the lower the premium
I see thanks for the reply
Sr. Member
Dec 16, 2008
808 posts
307 upvotes
Richmond Hill
Also think about your liability limit. 1 million versus 2 million. Premium difference is not significant and so i suggest the higher one.

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