I haven't had a big 5 chequing account for years now. I don't know which banks have multi-product rebates and which require dead money in the chequing account to avoid fees. For that matter, are there any Big 5 banks that do not make it possible to avoid fees?
My landlord does not accept cash. I can either pay by cheque or by pre-authorized debit. My cheques are free, so it's just easier to do it that way. I believe landlords are required to offer more than one payment method.