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[RBC] Free ipad mini on new account

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  • Dec 9th, 2014 11:24 pm
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Sep 27, 2011
3779 posts
2700 upvotes
Toronto
turtl307 wrote: i dont know about you guys but...
i always found pc such a hassle.

when you have problems. itll be hell to fix
What are these "problems" you speak of? I've been with PC free account for years and it's fine. You can use CIBC machines for free so that's nice.

You can call their number like I'd do for TD or any of the others. The people working the counter at banks are usually not that bright and are not there to troubleshoot account problems while the phone support is.
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May 14, 2012
2585 posts
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Ontario
To open anything with any of those banks you still need to have one account with the big 5s.

For example, if you wanna transfer USD to ING you need to first move it from your external bank then to your ING. Such a pain...

Also no wire transfers allowed even in CAD
Sr. Member
Feb 28, 2011
932 posts
185 upvotes
Surrey
komal wrote: Uh, don't wait for CIBC to credit you and don't wait to decide on the RBC promo.

Go close your account NOW!

Then open an account with PC/Tangerine/BMO Sobeys.

There are accounts with no fees and access to big bank ATMs that are made for people like you.

Even a credit union will have a minimum balance requirement but PC Financial/Tangerine/BMO Sobeys will save you money then you can still decide if you want to do this promo or not.

I paid fees to my credit union for a long time because I didn't bother looking into no fee accounts. Don't throw away hundreds of dollars.
+1.

PC Financial customer service is not that good, but they have unlimited checks. Tangerine is much better and you get access to Scotia bank ATMs, plus they have awesome promotions for signing up.
Jr. Member
Oct 30, 2008
114 posts
27 upvotes
Niagara Region
I bank with RBC and don't pay bank fees - at all.
I've seen RBC branches in Mexico, in the BVIs, all over the place. I've never had a problem finding a branch or ATM.

I am a little crusty this deal is for new clients only, though.
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Sep 27, 2011
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massakk wrote: +1.

PC Financial customer service is not that good, but they have unlimited checks. Tangerine is much better and you get access to Scotia bank ATMs, plus they have awesome promotions for signing up.
Tangerine is pretty awful from what I've experienced.

To make matters worse they are dropping their ability to use ABM's for free in september, which severely cuts off the possible machines. There aren't that many scotiabanks out there.
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Mar 14, 2009
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Can you put in a small percentage of your payroll deposit rather than the entire amount?
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Nov 20, 2003
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Moncton, NB
SickBeast wrote: Can you put in a small percentage of your payroll deposit rather than the entire amount?
I don't see why not. Usually you would set this up with your employer so they wouldn't know.
Sr. Member
Jan 20, 2006
603 posts
25 upvotes
Spoke with an RBC rep yesterday about this promo, and he confirmed Ipad mini WITH retina, but couldnt confirm the length required to keep the acct, but you will be charged a cancellation fee for closing early and/or downgrading your acct before the "set date" they choose to keep the acct active.
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Oct 23, 2006
4424 posts
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Toronto
I have RBC VIP Banking.

$30 a month = about $360 per year. Waive $170 for Applicant and Co-Applicant on one of the best rated credit cards in Canada (Visa Infinite). Waive another $30 for safety deposit box. Actual annual cost drops to $160 per year, or $13.33 per month. Other things like free overdraft protection and unlimited banking are small perks. Get a free iPad? I might just cancel my VIP and re-enroll!
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Jun 28, 2012
5562 posts
814 upvotes
Calgary
jmuljadi wrote: I don't get why peeps pay bank fees..
+1

Bank fees are a scam. Just like ATM fees.

This deal is cold. RBC should be giving a free 27" imac, not a weak offering of ipad mini.
[OP]
Penalty Box
Jul 22, 2007
6624 posts
6150 upvotes
Calgary
Mayosandwich wrote: +1

Bank fees are a scam. Just like ATM fees.

This deal is cold. RBC should be giving a free 27" imac, not a weak offering of ipad mini.
Such entitlement!
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Sep 27, 2011
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projectmoonlightcafe wrote: I have RBC VIP Banking.

$30 a month = about $360 per year. Waive $170 for Applicant and Co-Applicant on one of the best rated credit cards in Canada (Visa Infinite). Waive another $30 for safety deposit box. Actual annual cost drops to $160 per year, or $13.33 per month. Other things like free overdraft protection and unlimited banking are small perks. Get a free iPad? I might just cancel my VIP and re-enroll!
New clients only
Sr. Member
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Dec 7, 2012
872 posts
593 upvotes
Ontario
As usual Rbc doesn't care for existing clients.
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Sep 14, 2008
1946 posts
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Winnipeg, MB
komal wrote: Uh, don't wait for CIBC to credit you and don't wait to decide on the RBC promo.

Go close your account NOW!

Then open an account with PC/Tangerine/BMO Sobeys.

There are accounts with no fees and access to big bank ATMs that are made for people like you.

Even a credit union will have a minimum balance requirement but PC Financial/Tangerine/BMO Sobeys will save you money then you can still decide if you want to do this promo or not.

I paid fees to my credit union for a long time because I didn't bother looking into no fee accounts. Don't throw away hundreds of dollars.
massakk wrote: +1.

PC Financial customer service is not that good, but they have unlimited checks. Tangerine is much better and you get access to Scotia bank ATMs, plus they have awesome promotions for signing up.
I already have ing aka tangerine as ive stated in my posts earlier.
still looking for something better.
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May 22, 2006
1373 posts
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therollin wrote: Close account and reopen
doesn't work, i rmb for previous promo, you had to be closed for a minimum of 4 months
Member since 2006

Koodo- $40/8gb
Curren phone: Samsung S9
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May 22, 2006
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CoolDudeClan wrote: Tangerine is pretty awful from what I've experienced.

To make matters worse they are dropping their ability to use ABM's for free in september, which severely cuts off the possible machines. There aren't that many scotiabanks out there.
not alot of scotiabank?
Member since 2006

Koodo- $40/8gb
Curren phone: Samsung S9
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Mar 30, 2011
7270 posts
719 upvotes
CoolDudeClan wrote: Tangerine is pretty awful from what I've experienced.

To make matters worse they are dropping their ability to use ABM's for free in september, which severely cuts off the possible machines. There aren't that many scotiabanks out there.
care to elab ?

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