RBC RateAdvantage visa good or bad?
Hello,
I’m just wondering if anyone has the RBC rateAdvantage visa and if so, is this good to have? I called my bank to apply for a LOC and they suggested I get that instead. Because I have a big car loan as well as student loan I may not get approved for LOC. My credit score is really good (774 with b rating) I make 62k a year but I have no savings and no assets besides the truck. I couldn’t find a lot of info online about this visa so I’d like to get some input from anyone that may have this visa. I was offered 10k at a total of 10% and was told that I could do cash advances and it would be at that rate which is most likely the same if not better then what I would get if I got a LOC. I still need to go into the bank to prove the income that I gave them and they said assuming it is all correct that is the rate I would get. Any Input would be great. Thank you!
I’m just wondering if anyone has the RBC rateAdvantage visa and if so, is this good to have? I called my bank to apply for a LOC and they suggested I get that instead. Because I have a big car loan as well as student loan I may not get approved for LOC. My credit score is really good (774 with b rating) I make 62k a year but I have no savings and no assets besides the truck. I couldn’t find a lot of info online about this visa so I’d like to get some input from anyone that may have this visa. I was offered 10k at a total of 10% and was told that I could do cash advances and it would be at that rate which is most likely the same if not better then what I would get if I got a LOC. I still need to go into the bank to prove the income that I gave them and they said assuming it is all correct that is the rate I would get. Any Input would be great. Thank you!
Last edited by Amandaew on Mar 8th, 2019 11:23 pm, edited 1 time in total.