Automotive

Red light runner causes accident, likely punishment?

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  • Jun 16th, 2016 3:27 pm
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[OP]
Newbie
Dec 17, 2009
78 posts
17 upvotes
Waterloo, Ontario

Red light runner causes accident, likely punishment?

Ar$ehole runs red light, gets t-boned and hits me (stationary) head on. Spoke to "rookie" cop who stated that he is only being charged for running the red light. Driver with legal right of way was taken off in ambulance. I was injured too. I'm fairly confident that all 3 cars involved are totalled. What punishment is this idiot likely to receive?

Thanks in advance.
32 replies
Deal Fanatic
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Mar 17, 2006
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Burlington
Why don't you punish him yourself? more satisfying
Deal Addict
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Mar 8, 2002
4232 posts
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Ottawa
He'll pay higher insurance rates for at least the next six years. That's about it. Because of no-fault insurance in Ontario, there are no "real" consequences because he can't be sued. Meanwhile innocent people like you are hurt and have to take time off work and deal with PTSD for the rest of your life.
[OP]
Newbie
Dec 17, 2009
78 posts
17 upvotes
Waterloo, Ontario
MacGyver wrote: He'll pay higher insurance rates for at least the next six years. That's about it. Because of no-fault insurance in Ontario, there are no "real" consequences because he can't be sued. Meanwhile innocent people like you are hurt and have to take time off work and deal with PTSD for the rest of your life.
Can you elaborate on this "no fault" insurance?
Deal Guru
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Mar 9, 2007
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Think of the Childre…
Hire a lawyer and sue.
Hammerhead786 wrote: Ar$ehole runs red light, gets t-boned and hits me (stationary) head on. Spoke to "rookie" cop who stated that he is only being charged for running the red light. Driver with legal right of way was taken off in ambulance. I was injured too. I'm fairly confident that all 3 cars involved are totalled. What punishment is this idiot likely to receive?

Thanks in advance.

WOULD SOMEBODY THINK OF THE CHILDREN!!!
Deal Expert
Aug 22, 2011
35617 posts
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Center of Universe
Hammerhead786 wrote: Is there a legal way? :twisted:
You can go after the driver that tboned him.
Is that the right thing to do...your call?
[OP]
Newbie
Dec 17, 2009
78 posts
17 upvotes
Waterloo, Ontario
Cheapo-Findo wrote: Hire a lawyer and sue.
I come from an environment where we don't have a sue mentality, but in this case I'm willing to making an exception.
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Jan 27, 2004
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Hammerhead786 wrote: Can you elaborate on this "no fault" insurance?
As long as you have insurance... They'll protect the driver up to whatever the policy amount is. Unless you're drunk or purposely using your car to murder people. Or using it for something illegal like as a getaway car for a bank robbery.
Deal Addict
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Mar 8, 2002
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Ottawa
Hammerhead786 wrote: Can you elaborate on this "no fault" insurance?
http://www.melochemonnex.com/en/car-ins ... io_nofault
Ontario has a "no-fault" car insurance system. But this doesn't mean that no one is at-fault in an accident. "No-fault" insurance means that if you are injured or your car is damaged in an accident, then you deal with your own insurance company, regardless of who is at-fault. You don't have to go after the at-fault driver for compensation.
Deal Addict
Jul 30, 2015
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Toronto, ON
Sue that guy to kingdom come.
Deal Expert
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Feb 9, 2003
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It's crazy that you can run a reD light and hurt/kill people and get a $260 fine. But in BC, if you pick up your phone to glance a text message while waiting for a red light, it's a $500 fine.
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Mar 25, 2005
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i6s1 wrote: It's crazy that you can run a reD light and hurt/kill people and get a $260 fine. But in BC, if you pick up your phone to glance a text message while waiting for a red light, it's a $500 fine.
Distracted driving is a $490 ticket in ON as well.

Although the charge is likely to be careless which has much higher fines.
Newbie
Jun 8, 2016
55 posts
157 upvotes
Most likely a heart warming talk from a police officer.

I had a crazy lady pushing out my driver side window because I was following her too close. Couldn't even get her to pay for a replacement without going to the civil court, which the cops strongly recommended that I do not.
Deal Fanatic
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Dec 27, 2006
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Shallos wrote: I had a crazy lady pushing out my driver side window because I was following her too close. Couldn't even get her to pay for a replacement without going to the civil court, which the cops strongly recommended that I do not.
???
The Children all love the the new down vote button.
My STORAGE SHED!
Linux User 412309
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Aug 16, 2011
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Kitchener
Our system is so broken in cases like these, most likely get careless and running a red, pay some fines and get some demerits. A friend of mine's aunt and grandmother were killed not long ago by a person who ran a stop sign. Driver is only getting charged with careless and and running a stop sign. Killed 2 people and will only pay fines.
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Aug 2, 2001
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Hammerhead786 wrote: Ar$ehole runs red light, gets t-boned and hits me (stationary) head on. Spoke to "rookie" cop who stated that he is only being charged for running the red light. Driver with legal right of way was taken off in ambulance. I was injured too. I'm fairly confident that all 3 cars involved are totalled. What punishment is this idiot likely to receive?

Thanks in advance.
They have received a minor ticket (which they may try and weasel out of still) and a slight insurance increase.

The amount they carry for liability will most likely cover all the injured parties unless someone is permanently disabled and requires long term care. Even if you sue the individual, you would have to obtain a judgement that, when combined with the others judgements, is over their limit for liability from their insurance.

In the end, the individual is likely to be out of pocket for a fine and insurance premiums (which they can partially mitigate by driving an older car with less coverage).

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