Credit Cards

Reopen an account or reapply a CC

  • Last Updated:
  • Feb 27th, 2017 4:12 pm
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[OP]
Newbie
Jan 11, 2017
90 posts
26 upvotes

Reopen an account or reapply a CC

My story:
closed Rogers MC 4th Feb
Started my Rogers service the 20th Feb, and applied Rogers MC in store because of the 50$ bonus.
Called Rogers the 27th Feb, and Rogers says that my application on the 20th Feb (hard inquiry conducted by Rogers Communications)is not acceptable because that I already had an account with them. The option left for me is to reopen the previous account closed on the 4th Feb, and there will be NO 50$ bonus to reopen an account, however, the 29$ annual fee can be waived. And they need a hard inquiry (hard inquiry by Rogers Bank) in order to reopen this account.

Anyone knows this kind of story?
2 replies
Sr. Member
Mar 8, 2006
668 posts
210 upvotes
I've never heard. Are you going to use the card a lot for purchases in Canada? If not, you may want to consider to apply for a FIDO credit card (it's owned by Roger). You get $50 and $0 annual fee. You get 4% for purchases outside Canada which is the same as Rogers card. The difference is any purchases in Canada will be 1.5% on FIDO cc vs 1.75% on Rogers cc.
Deal Addict
User avatar
Aug 4, 2003
2826 posts
1358 upvotes
Your standards are awfully low to try to churn this card. You are probably the only one in that company.
Loose lips sink ships. | Her Majesty's Naval Service

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