Your question 1&2 are heavily discussed in cap 1 thread, take a lookdangdang wrote: ↑ Currently Capital One World Elite card holder and will be closing it next month.
Two final options are Rogers WE and MBNA Rewards WE. Wife works for RBC and can get WestJet WE but even at half the annual cost, it lags behind these cards.
MBNA: lacks travel insurance, 2% back, $120 annual cost
Rogers: Travel insurance, 1.5% back, $0 annual cost
Monthly I spend $2.5K to 3.5K.
Question
1) Is there any trick to redeem Capital One on travel rewards with most of rewards points in cash before closing this account? Don't want to travel during covid.
2) Is there any card that is good alternate for Capital One than Rogers?
Thanks.
Rogers Bank credit cards - up to 3% cash back on everything
- Last Updated:
- Mar 28th, 2024 9:47 pm
Tags:
- SCORE+217
- smartie
- Deal Expert
- Dec 5, 2006
- 16792 posts
- 12573 upvotes
- Markham
- casperr
- Deal Addict
- Jan 22, 2008
- 4175 posts
- 1483 upvotes
- Calgary
I thought Apple Pay is coming to this card?
Edit: was discussed on the previous page lol
Edit: was discussed on the previous page lol
- echlon
- Deal Addict
- Oct 16, 2007
- 2085 posts
- 1030 upvotes
So I decided to call in and try to get a credit card limit increase but I received the expect a mailed response message.
A week goes by and looks like Rogers ran a hard check...ugh, they automatically increased my limit though.
A week goes by and looks like Rogers ran a hard check...ugh, they automatically increased my limit though.
- Gtaphotog
- Deal Fanatic
- Nov 6, 2018
- 7988 posts
- 11548 upvotes
If you never consented to a hard credit check they're not allowed to do one.
- echlon
- Deal Addict
- Oct 16, 2007
- 2085 posts
- 1030 upvotes
- SillyRabbit
- Sr. Member
- Oct 16, 2011
- 579 posts
- 403 upvotes
Is August 1st still the first day of the new 15k assessment period?
Been waiting to make some big purchases until they would be counted towards that yearly total.
Been waiting to make some big purchases until they would be counted towards that yearly total.
- emilio911
- Deal Addict
- Jul 13, 2016
- 1232 posts
- 693 upvotes
I have a positive balance on my account (they owe me money). They want $20 to refund me my balance.
I never heard of a credit card charging fees to refund a balance.
I never heard of a credit card charging fees to refund a balance.
- pererac
- Deal Addict
- Aug 17, 2008
- 1470 posts
- 1294 upvotes
- Toronto
Doesn't seem right! Have you spoken to someone? Or useless chat?
November of 2018 I was owed I think $600, by Feb of 2019 a check was mailed out to me - no fee!
Fido mastercard though.
Last edited by pererac on Aug 3rd, 2020 11:58 am, edited 1 time in total.
The Golden Rule: those who have the gold, make the rules
- OxbridgeIvy
- Sr. Member
- Nov 3, 2018
- 510 posts
- 823 upvotes
I had a credit balance a few months ago. The options they gave me were for them to send me a cheque, which would cost $20, or to do a direct deposit, which is free. I did the direct deposit.
- sparkaction
- Deal Addict
- Feb 22, 2013
- 1579 posts
- 1542 upvotes
What about purchasing $20 in gas or something else to use up the balance?
- smartie
- Deal Expert
- Dec 5, 2006
- 16792 posts
- 12573 upvotes
- Markham
Probably already closed the accountsparkaction wrote: ↑ What about purchasing $20 in gas or something else to use up the balance?
- cashinstinct
- Deal Fanatic
- Apr 29, 2008
- 8012 posts
- 4748 upvotes
- Montreal
- Porfiry
- Member
- Aug 20, 2015
- 319 posts
- 411 upvotes
- AB
- emilio911
- Deal Addict
- Jul 13, 2016
- 1232 posts
- 693 upvotes
Will try to ask specifically for direct deposit. ThanksOxbridgeIvy wrote: ↑ I had a credit balance a few months ago. The options they gave me were for them to send me a cheque, which would cost $20, or to do a direct deposit, which is free. I did the direct deposit.
- emilio911
- Deal Addict
- Jul 13, 2016
- 1232 posts
- 693 upvotes
- Gtaphotog
- Deal Fanatic
- Nov 6, 2018
- 7988 posts
- 11548 upvotes
- mech9t5
- Deal Fanatic
- Dec 16, 2005
- 6905 posts
- 5592 upvotes
- casperr
- Deal Addict
- Jan 22, 2008
- 4175 posts
- 1483 upvotes
- Calgary
- AdamKing
- Deal Addict
- Jun 28, 2013
- 4020 posts
- 3369 upvotes
- YUL/YVR
Great news, 97% of your user's aren't traveling right now!! What a great feature to introduce right now!
- smartie
- Deal Expert
- Dec 5, 2006
- 16792 posts
- 12573 upvotes
- Markham