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Rogers World Elite MC - Google/Apple/Samsung Pay now avaliable!

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  • Oct 21st, 2020 6:32 pm
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[OP]
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Apr 24, 2017
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Rogers World Elite MC - Google/Apple/Samsung Pay now avaliable!

Changes coming June 2, 2020:
BlackXstar wrote: What is included with your Rogers World Elite Mastercard starting June 2, 2020:
https://www.rogersbank.com/legaldocs/en ... _elite.pdf
3% in cash back rewards on all your eligible purchases made in U.S. dollars (previously 4% on all eligible purchases made in any foreign currency)
1.5% in cash back rewards on all other eligible purchases (previously 2% on Rogers products and services and 1.75% on all other eligible purchases)
Starting June 2, 2020, Rogers World Elite Mastercard accounts must have an annual minimum spend (i.e. the total of Purchases made, less any Purchase returns) of at least $15,000 posted to the Account during each annual review period in order to maintain your eligibility for the Account. An annual review period commences on August 1st of a year and ends on July 31st of the following year, with the first annual review period commencing on August 1, 2020. If you have not maintained the annual minimum spend during an annual review period, we reserve the right to switch the Account to another Rogers Bank credit card product on or after November 1st in the next ensuing annual review period without any impact to the rewards earned up to the date of the switch.



I just talked to a rep from Rogers Bank and confirmed a few things on the new Rogers World Elite MC:

Image

Earning Rewards:
- 3% (net 0.5% after 2.5 FX fees) cash back on purchases made in USD
- 1.5% cash back on everything else



Redemption:
- Points can be redeemed against ANY purchases at anytime for statement credit as long as you have accumulated $20 cash back.


Other Benefits:
- Extended Warranty (Up to one additional year)
- Purchase Protection (90 days; Combined with Extended Warranty, Maximum of $65,000 per account)
- Out-of-province Emergency Medical ($1 million. 10 days for ppl < 65, 3 days for ppl >= 65)
- Trip Cancellation/Interruption (Each benefit: $1,000 per insured person to a maximum of $5,000 per account, per trip.)
- Trip Delay ($150/day for a maximum of 3 days or the benefit maximum, whichever comes first.)
- Car Rental Collision / Loss Damage Insurance (31 days, MSRP $65,000)
- Assistance Services (24/7, emergency and non-emergency situations while travelling)
- Boingo WIFI (https://redeem.boingo.com/mcsi/)
- MasterCard LoungeKey membership

Source and details: https://www.rogersbank.com/legaldocs/en ... y16.en.pdf


Requirement:
- Meet one of the followings: 80k personal, or 150k household annual income; Annual 25k spending on your current Rogers/Fido MC; Monthly 2.1k spending for at least 6 months on your current Rogers/Fido MC
- Annual card spending at $15,000 or more, otherwise you may be downgraded to Rogers Platinum MasterCard.


Annual fee:
- NO annual fee


How to apply?
- Call Rogers Bank 1-855-775-2265 and switch over
- Create a service request through online banking
- No credit check if you switch over from your current Rogers/Fido MC
- For new customers: https://www.rogersbank.com/en/rogers_wo ... rd_details.


Welcome Bonus:
- Get $25 in cash back rewards when you make your first card purchase within 3 months of receiving your card.


Terms and Conditions: https://www.rogersbank.com/legaldocs/en ... ons.en.pdf


This card is quite interesting to be the second no-fee WE card in Canada. Fantastic cash back, travel insurance and purchase benefits, ALL IN ONE card. Are you going to apply/switch to the new Rogers WE?


Card Tips:

TEXT alert:
Anyone who has trouble setting up TEXT alert, text HELP to 747265, then re-add your phone number to the Alert Contacts on your Rogers Bank account. You will receive a text message soon to verify and you reply YES.

Returning merchants in foreign currencies:
2.5% loss, NOT 5%.

Credit limit increase:
Call in every 7 months to increase your credit limit. Some RFDers reported 3-4 months on phone automatic system (YMMV).
CalgaryBen wrote: I've never ever received CLI offers by email. For anyone interested, I've summarized the chronology of my Rogers WE MC CLIs in this post.

Since you have a CLI offer in your statement, activating/accepting it is really easy. For the benefit of anyone wanting to quickly navigate the IVR...
  • Call 1-855-775-2265 with the phone number you have registered with the card
  • Press 1 for English (ou appuyer sur le 2 pour le français), specify 1 to inquire about your current card, enter last 4 digits of your primary card followed by #, enter 4-digit PIN followed by #, then select 3 for summary of card.
  • At this point, if you already have a CLI offer on your account, you'll be greeted with "Congratulations, you qualify for a credit limit increase! Etc.", and you'll probably be pressing 1 around four times to confirm/accept.
  • If you're not offered a CLI immediately, request one by pressing 1 and then 1 to confirm. If you're offered an increase and you want to accept, press 1, and you'll instantly get the CLI. If instead, you're told you'll receive a letter in the mail, chances are it's a "no".




May 22, 2018
====================
The card is LIVE NOW!!

November 27, 2018
====================
Big improvement coming: starting from February 2019, you can redeem for anything once you have accumulated $20 or more cash back, whenever you want. No more yearly redemption.

February 26, 2019
======================
Flexible redemption is live today!!!

June 02, 2020
======================
- 3% in cash back rewards on all your eligible purchases made in U.S. dollars (previously 4% on all eligible purchases made in any foreign currency)
- 1.5% in cash back rewards on all other eligible purchases (previously 2% on Rogers products and services and 1.75% on all other eligible purchases)
- Rogers World Elite Mastercard accounts must have an annual minimum spend (i.e. the total of Purchases made, less any Purchase returns) of at least $15,000 posted to the Account during each annual review period in order to maintain your eligibility for the Account. An annual review period commences on August 1st of a year and ends on July 31st of the following year, with the first annual review period commencing on August 1, 2020. If you have not maintained the annual minimum spend during an annual review period, we reserve the right to switch the Account to another Rogers Bank credit card product on or after November 1st in the next ensuing annual review period without any impact to the rewards earned up to the date of the switch.

https://www.rogersbank.com/legaldocs/en ... _elite.pdf
Last edited by EdisonL299 on Jun 1st, 2020 12:26 pm, edited 23 times in total.
📱 Telus: $30/25GB Peace of Mind Plan + 1000 International minutes
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Thread Summary
Link to the changes taking effect in June for all three card variants: https://rogersbank.com/en/changes

Pay with Rewards redemption made via the app takes about 2-3 business days to appear as a statement credit.

How to request a credit limit increase via IVR:
CalgaryBen wrote: For the benefit of anyone wanting to quickly navigate the IVR...
  • Call 1-855-775-2265 with the phone number you have registered with the card
  • Press 1 for English (ou appuyer sur le 2 pour le français), specify 1 to inquire about your current card, enter last 4 digits of your primary card followed by #, enter 4-digit PIN followed by #, then select 3 for summary of card.
  • At this point, if you already have a CLI offer on your account, you'll be greeted with "Congratulations, you qualify for a credit limit increase! Etc.", and you'll probably be pressing 1 around four times to confirm/accept.
  • If you're not offered a CLI immediately, request one by pressing 1 and then 1 to confirm. If you're offered an increase and you want to accept, press 1, and you'll instantly get the CLI. If instead, you're told you'll receive a letter in the mail, chances are it's a "no".
9350 replies
Newbie
Mar 12, 2018
53 posts
68 upvotes
Ducky wrote: how long before Rogers devalues this card??? lol
Haha, maybe. However, this is now a world elite so they figured out a way to pass the extra costs onto the merchant because the fees are higher for world elite cards. That’s probably why there’s no annual fee on this.
[OP]
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Apr 24, 2017
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Jkl012 wrote: Haha, maybe. However, this is now a world elite so they figured out a way to pass the extra costs onto the merchant because the fees are higher for world elite cards. That’s probably why there’s no annual fee on this.
Ya, no annual fee + travel insurance/purchase benefits on top of the 2/1.75/1.5% cash back make it hot imo.
📱 Telus: $30/25GB Peace of Mind Plan + 1000 International minutes
🎁 Moola: 25% bonus on everyday essentials (Walmart, Esso and Uber Eats)
💳 Credit card combo (2-10% return): Amex + Scotia + MBNA
Deal Addict
Oct 8, 2012
1507 posts
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TBD
If this will be a cashback card that only has a yearly redemption of cashback like Rogers other offerings...I don't think i'll be considering it.
[OP]
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Apr 24, 2017
5057 posts
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Well imo even though Rogers devalues this card 2 years later, it won't go too far because it is a World Elite card, and there could be many changes in the Canadian credit card market after 2 years.
I guess I will keep my Rogers MC then upgrade it in June. Some ppl might argue we shouldn't trust Rogers, but we need a backup plan because of our pathetic credit card offers. Just in case MBNA RWE and Brim WE discontinue in the future.
📱 Telus: $30/25GB Peace of Mind Plan + 1000 International minutes
🎁 Moola: 25% bonus on everyday essentials (Walmart, Esso and Uber Eats)
💳 Credit card combo (2-10% return): Amex + Scotia + MBNA
Jr. Member
Mar 19, 2018
107 posts
107 upvotes
Ducky wrote: how long before Rogers devalues this card??? lol
Poutinesauce wrote: I'm not trusting anything Rogers makes ever again, no thank you.
lol not sure why everyone is being so negative. First of all it's pretty common practice that all these banks have been devaluing their credit card offerings (Tangerine, BMO etc.) so it's not like Rogers is alone.

Second, unless you don't qualify for this card because of the 80k income requirement this card is FAR better than the original Rogers card! 2% on Rogers products is higher than the current card, 1.75 on everything else and 1.5 net on FX is the same as current AND ON TOP OF THIS for no fee we will now get warranty, purchase assurance, and a full suite of insurances (medical/trip/car) for nothing. If Rogers changes this card in two years, whatever, we churn it and move on. If this card is as OP laid out we should all be ecstatic. Some people are just never happy lol
Member
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Jun 24, 2016
439 posts
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Since it's a world elite, it'll also come with Concierge. Probably worth adding.

That being said, unlike Visa, each MC issuer is responsible for outsourcing the concierge function, so it remains to be seen whether this one will be useful.
Deal Addict
Nov 13, 2013
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Ottawa
kevdanga wrote: If this will be a cashback card that only has a yearly redemption of cashback like Rogers other offerings...I don't think i'll be considering it.
Can't wait until the end of the year?

This seems like a good card back the the 1.5% net foreign purchases. The no fee thing seems unlikely to me, but we will see.
Deal Addict
Oct 13, 2006
2156 posts
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Burnaby
Interesting, applied and approved for the MBNA Rewards WE to have on hand after Rogers Platinum devaluation notice. I'd definitely upgrade my current Rogers card to this hopefully it also would come with more normal credit limits.
Deal Addict
Oct 8, 2012
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TBD
fogetmylogin wrote: Can't wait until the end of the year?

This seems like a good card back the the 1.5% net foreign purchases. The no fee thing seems unlikely to me, but we will see.
The point is I shouldn't have to. All of my other CCs offer monthly or manual redemption throughout the year. Its very archaic to have to call in yearly by a certain date to get the cashback I've earned.
Deal Addict
Nov 13, 2013
2315 posts
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Ottawa
kevdanga wrote: The point is I shouldn't have to. All of my other CCs offer monthly or manual redemption throughout the year. Its very archaic to have to call in yearly by a certain date to get the cashback I've earned.
You can set the preference and then it is done automatically. It is strange and they seem to want you to think it is only for a Rogers credit which discourages a lot of people yet they will give it as a statement credit. I had $10k in foreign purchase for a $400 credit last year so I would rather wait than get half as much with another card. I will switch for sure.
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Feb 1, 2006
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Ontario
EdisonL299 wrote: I just talked to a rep from Rogers Bank and confirmed a few things on the new Rogers World Elite MC:

- 2% cash back on Rogers products and related services (Rogers/Fido/Chatr bills)
- 1.75% cash back on all other purchases in CAD
- 4% (net 1.5% after 2.5 FX Fee) cash back on purchases made in foreign currencies
- No cap, unlimited cash back
- Extended Warranty
- Purchase Protection
- Out-of-province Emergency Medical
- Trip Cancellation/Interruption
- Car Rental Collision / Loss Damage Insurance
- 80k/150k income requirement
- To be launched in June 2018
- No annual fee

I couldn't get more details about the travel insurance and purchase benefits because they said they were still working on the new card. After the card launch, you can call Rogers Bank and switch over to the new WE card if you meet the income requirement, no credit check.

I know people are getting frustrated on the Rogers/Fido MC's devaluation, but this card seems interesting. The second no-fee WE card in Canada and it seems more versatile and better than PCF WE. Are you going to apply/switch to the new Rogers WE?
Any idea how many days the medical insurance is?
Cards:HSBC WE MC 1.5%/3% travel 0 FX MC acceptance 31 day med AF $49
CTC WE MC 3% grocery, 3.54% CTC, RA, billpay
Bank: Alterna (1.9%, no fees)
Brokers: IB (For. stocks/low comm)/Reg. RBCDI(service, USD)
Member
Jan 14, 2017
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It seems I need to reconsider cancelling my Rogers MasterCard.

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