Scam text message, account security
Received the following text message. Not going to click on anything or reply.
“ABC Bank ABC: Your debit card starting with ###### has been restricted. Please complete the following form to avoid account limitation. Reply YES to enroll or HELP for options. Reply YES to enroll or HELP for alternative.”
Apart from the bank name (which I changed above for security) and first 6 digits of my card number, the message is exactly as it was received. Most definitely a scam.
My question is, does it mean my account has been hacked? How did they get the first 6 digits of debit card? The text was sent to my number that the bank has on file. I will request a new debit card. Is there anything else I can do to secure my account? I rarely use my debit card, since the pandemic hit. Mostly online using cc.
Thanks @simrannagra9:
“ABC Bank ABC: Your debit card starting with ###### has been restricted. Please complete the following form to avoid account limitation. Reply YES to enroll or HELP for options. Reply YES to enroll or HELP for alternative.”
Apart from the bank name (which I changed above for security) and first 6 digits of my card number, the message is exactly as it was received. Most definitely a scam.
My question is, does it mean my account has been hacked? How did they get the first 6 digits of debit card? The text was sent to my number that the bank has on file. I will request a new debit card. Is there anything else I can do to secure my account? I rarely use my debit card, since the pandemic hit. Mostly online using cc.
Thanks @simrannagra9:
simrannagra9 wrote: ↑ All the debit cards of a bank have the same first 6 digits. You can check with anyone having same bank as yours and you will see the above. This scam is basically targeting the same logic you thought of I.e. they have my card number starting digits right so it must be compromised.
Last edited by dsweetlou on Mar 10th, 2022 7:42 pm, edited 1 time in total.