Expired Hot Deals

[Scotia VISA Infinite card] Scotiabank GM Visa Infinite - $75 GC + 5% Earnings

  • Last Updated:
  • Jan 31st, 2018 10:03 pm
[OP]
Member
User avatar
Aug 11, 2011
414 posts
529 upvotes
Toronto

Scotiabank GM Visa Infinite - $75 GC + 5% Earnings

Deal Link:
Expiry:
March 31, 2018
Retailer:
Scotia VISA Infinite card
Giftcard to choose from: Amazon.ca, Ultimate Dining, Starbucks, BestBuy.

Also might be good if you're looking to buy a GM car in the near future with the 5% earnings towards that.
10 replies
Deal Addict
User avatar
Feb 18, 2013
1820 posts
10353 upvotes
Cold based on the gift card alone - $75 is not worth the credit hit. Only way this is worth it is if you were planning on getting a GM car.
Deal Addict
Sep 4, 2007
1433 posts
1191 upvotes
Edmonton
Agreed. Cold deal. Weak sign up bonus. 5% is capped at $10,000 spend, which means at most $500. And you're restricted entirely to a narrow line of products to redeem. Ask yourself, would you be rushing to the GM dealership if you saw a flyer that said $575 off your next car?
Deal Addict
Mar 21, 2006
3688 posts
457 upvotes
Vancouver
frozenmelon wrote: Agreed. Cold deal. Weak sign up bonus. 5% is capped at $10,000 spend, which means at most $500. And you're restricted entirely to a narrow line of products to redeem. Ask yourself, would you be rushing to the GM dealership if you saw a flyer that said $575 off your next car?
After the first $10k in spending, you would earn 2% back on rest in GM reward dollars. If you spend $20k/yr, you would earn a total of $700/yr in rewards. Over 5yrs, that would mean $3500 to spend on GM products. There is no cap regarding how long you can collect the rewards. GM has a lot of good cars these days. For me, the $79/yr annual fee is the deal breaker.
[OP]
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Aug 11, 2011
414 posts
529 upvotes
Toronto
kmchow wrote: After the first $10k in spending, you would earn 2% back on rest in GM reward dollars. If you spend $20k/yr, you would earn a total of $700/yr in rewards. Over 5yrs, that would mean $3500 to spend on GM products. There is no cap regarding how long you can collect the rewards. GM has a lot of good cars these days. For me, the $79/yr annual fee is the deal breaker.
Thanks for clarifying!
Banned
Nov 21, 2009
2465 posts
1042 upvotes
Jeez, when I bought a new truck, they gave me $1000 off for signing up with this card, I cancelled it a week later.
Deal Addict
Sep 4, 2007
1433 posts
1191 upvotes
Edmonton
flash67 wrote: Jeez, when I bought a new truck, they gave me $1000 off for signing up with this card, I cancelled it a week later.
Now that would be a hot deal.
[OP]
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Aug 11, 2011
414 posts
529 upvotes
Toronto
flash67 wrote: Jeez, when I bought a new truck, they gave me $1000 off for signing up with this card, I cancelled it a week later.
Why would they give you that card for someone who just bought a GM truck? Are they expecting you to use the card for your next GM purchase?
Banned
Nov 21, 2009
2465 posts
1042 upvotes
MikeTO2 wrote: Why would they give you that card for someone who just bought a GM truck? Are they expecting you to use the card for your next GM purchase?
Technically... the pitch is.. "use this card, get GM points and if you get enough points, you can get a new car!"

"We have one guy who has done this!"

I'm like riiiiight......
Deal Guru
User avatar
Mar 22, 2005
11148 posts
3668 upvotes
I bought my last car with Scotia GM points.

I saved $1600. They gave me an extra $1000 because I had the card also- GM promo + another $1000 Auto Show bonus. It was a great deal, that was on top of what we negotiated off.

Yes you do have to commit to a GM car but I was ok with that. I have had a couple of GM vehicles in the past.
Deal Guru
User avatar
Mar 22, 2005
11148 posts
3668 upvotes
kmchow wrote: After the first $10k in spending, you would earn 2% back on rest in GM reward dollars. If you spend $20k/yr, you would earn a total of $700/yr in rewards. Over 5yrs, that would mean $3500 to spend on GM products. There is no cap regarding how long you can collect the rewards. GM has a lot of good cars these days. For me, the $79/yr annual fee is the deal breaker.
There is a free version of the card also... just no bonus on it.

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