Scotiabank Passport Visa Infinite, no-FTF Travel Rewards Card (GCR $50)

Here’s my understanding of how the points work.

- If you redeem on Scotia Travel you can pay with a combination of points and credit card at a rate of 100 points = $1.

- You can redeem for past travel purchases that have posted at a minimun of 5000 points = $50. You could redeem it towards a hotel stay paid for in another currency on this card. That’s a return of 1-2%, or 3.5-4.5% if you’re travelling because of no forex fee.

- if you use points for statement credit other than travel you can use 3000 points for a $20 credit.

- You can transer 1000 points for 770 scene points. That’s still about a 1-4.5% return because 1299 rewards points will give you 1000 scene points which will cover a movie of $13.50 (that’s the price in Alberta). That might be a little lower than 1% for movies that cost 1500 points.

- If you buy in bonus categories and get 2 points per dollar this will earn more Scene points than the Scene card if that’s how you want to spend your points. $1 = 2 rewards points = 1.54 Scene points (but 1000 points minimum need to be transfered).

- You can transfer 1000 Scene points for 950 Rewards points.

PRIORITY PASS

To get access to your digital priority pass as soon as you get your card, without having to wait in the mail go to

https://www.prioritypass.com/scotiabankpassport

You can use the pass 5 minutes after receiving your card this way.

GCR $50 cashback
https://www.gcr.ca/details/Scotiabank-P ... -Infinite/

$250 welcome bonus after $1000 spending
$50 GCR cashback
- $139 annual fee
Or $69 if account is part of a Scotia Total Equity Plan
Or FREE for Ultimate Package Chequing account holders

Receiving Scotia Rewards points:

• -2% for travel includes Uber
• -
• -

Redeeming Scotia Rewards points:

• -Scotia Rewards points can be redeemed at a rate of 1 cent per point towards any transaction in the travel category, even if not booked through Scotia's Travel portal
• -Booked a flight for the price of $300 ? You can redeem 25,000 points towards that transaction for a $250 credit.
  - car rental charges work as well -
• -You don't travel ? You should travel more, YOLO ! (You Only Live Once)
• -You sill can't/won't travel ? You can still redeem Scotia Rewards points for cash at the travel redemption rate. Search for the refundable hotel through online travel agency trick