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Scotiabank

Scotia Momentum Visa Infinite $150 GiftCard + FYF + 10% CB(3months)+ 4% CB for Groceries/Recurring Bills

Last Updated:
Feb 3rd, 2023 3:22 pm

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Mar 1st, 2022 11:42 am

MikeTO2 [OP]: Sr. Member; Aug 11, 2011; 757 posts; 1265 upvotes; Toronto

Mar 1st, 2022 11:42 am

[Scotiabank] Scotia Momentum Visa Infinite $150 GiftCard + FYF + 10% CB(3months)+ 4% CB for Groceries/Recurring Bills

Deal Link:: https://rates.ca/credit-cards/special-offers
Retailer:: Scotiabank

More offers from Scotiabank

Looks like this deal is back -

$150 Amazon e-Gift Card

Welcome Offer:
Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases)1. Plus, no annual fee in the first year, including on supplementary cards1

Scotia Cash Back Rewards:
4% cash back earned on recurring bills and grocery purchases
2% cash back earned on gas and daily transit
1% cash back earned on all other purchases

Previous Thread - scotiabank-c-scotia-momentum-c-visa-inf ... f-2468653/

GCR Currently offering $60 Cash Back... So this is a pretty good deal.

Last edited by MikeTO2 on Mar 1st, 2022 12:01 pm, edited 1 time in total.

327 replies

Mar 1st, 2022 11:52 am

Endlesscc: Sr. Member; Oct 11, 2015; 750 posts; 359 upvotes; Winnipeg, MB

Mar 1st, 2022 11:52 am

Anyone know if :

-current Scotia Visa Infinite Passport credit card holder eligible for the bonus,
- the 10% cashback is it apply to every purchase or just grocerry?

Thank you

+3

Mar 1st, 2022 11:54 am

BabyYoda: Sr. Member; Aug 27, 2011; 650 posts; 2346 upvotes

Mar 1st, 2022 11:54 am

With this Scotia Visa card, if you fill your gas at Shell using the Shell Pay app, you get 4% cash back. It counts as a recurring bill item for some strange reasons. So, effectively, you are getting 4% from gas, grocery and recurring bills. I love this card. If I didn't switch jobs to a different bank, I would have kept this card.

+29

Mar 1st, 2022 12:05 pm

thesubmitter: Deal Addict; Jan 25, 2008; 2654 posts; 2690 upvotes; Montréal

Mar 1st, 2022 12:05 pm

I like this card, its part of my credit card combo. I've successfully used it to cover a broken phone (Mobile Device Insurance)

+5

Mar 1st, 2022 12:07 pm

tonekneeah: Jr. Member; Feb 3, 2022; 146 posts; 89 upvotes

Mar 1st, 2022 12:07 pm

MikeTO2 wrote: ↑Looks like this deal is back -

$150 Amazon e-Gift Card

Welcome Offer:
Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases)1. Plus, no annual fee in the first year, including on supplementary cards1

Scotia Cash Back Rewards:
4% cash back earned on recurring bills and grocery purchases
2% cash back earned on gas and daily transit
1% cash back earned on all other purchases

Previous Thread - scotiabank-c-scotia-momentum-c-visa-inf ... f-2468653/

GCR Currently offering $60 Cash Back... So this is a pretty good deal.

Can't stack the GCR and $150 amazon though right? Cuz you'd be applying from 2 different websites.

+2

Mar 1st, 2022 12:09 pm

Chrno: Deal Addict; Aug 24, 2007; 2642 posts; 2745 upvotes; Ottawa

Mar 1st, 2022 12:09 pm

I have this card as my daily card. My biggest gripe with it is that Walmart is not considered a grocery store.

+11

Mar 1st, 2022 12:11 pm

ca_gascon: Deal Addict; Jun 20, 2010; 1697 posts; 2366 upvotes

Mar 1st, 2022 12:11 pm

Love this card! I buy thousands worth of gift cards every year at my local grocery store to get 4% back. I know I'm giving up the extra year insurance though the credit card but have only used that service once in the last 10 years.

Max 4% cashback is on the first $25000 spent per year.

+8

Mar 1st, 2022 12:25 pm

User772911: Sr. Member; Apr 2, 2018; 872 posts; 683 upvotes; Edmonton

Mar 1st, 2022 12:25 pm

I have Scotiabank Amex Gold am i eligible for this card?
“Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for these offers”

Telus $30 25GB 4 lines, Public Mobile $6, Freedom Mobile ($37.5/20GB + $45/20GB + $99 no data per year)

+4

Mar 1st, 2022 12:41 pm

RunningPanda: Jr. Member; Jun 26, 2020; 175 posts; 173 upvotes

Mar 1st, 2022 12:41 pm

ca_gascon wrote: ↑ Love this card! I buy thousands worth of gift cards every year at my local grocery store to get 4% back. I know I'm giving up the extra year insurance though the credit card but have only used that service once in the last 10 years.

Max 4% cashback is on the first $25000 spent per year.

Yes, no doubt this card is great.

Also, you can check the BMO cashback MasterCard world elite for a 5% CB on grocery.

+1

Mar 1st, 2022 12:53 pm

OscarL30991: Newbie; Jul 15, 2019; 14 posts; 11 upvotes

Mar 1st, 2022 12:53 pm

BabyYoda wrote: ↑ With this Scotia Visa card, if you fill your gas at Shell using the Shell Pay app, you get 4% cash back. It counts as a recurring bill item for some strange reasons. So, effectively, you are getting 4% from gas, grocery and recurring bills. I love this card. If I didn't switch jobs to a different bank, I would have kept this card.

Interesting...i pay with the app at Shell too and mine shows up as a gas payment.

+3

Mar 1st, 2022 1:01 pm

ca_gascon: Deal Addict; Jun 20, 2010; 1697 posts; 2366 upvotes

Mar 1st, 2022 1:01 pm

bhargav218 wrote: ↑ Yes, no doubt this card is great.

Also, you can check the BMO cashback MasterCard world elite for a 5% CB on grocery.

Funny I still have this BMO card lol but I closed my chequing last year. Unfortunately 5% cashback on grocery for this card is capped at $500 spent per billing cycle and that's REALLY BAD. Recurring is only 2% too.

+2

Mar 1st, 2022 1:05 pm

slater22: Jr. Member; Sep 13, 2011; 177 posts; 226 upvotes; THORNHILL

Mar 1st, 2022 1:05 pm

ca_gascon wrote: ↑ Love this card! I buy thousands worth of gift cards every year at my local grocery store to get 4% back. I know I'm giving up the extra year insurance though the credit card but have only used that service once in the last 10 years.

Max 4% cashback is on the first $25000 spent per year.

Wow that is smart! What grocery stores give you 4% back on gift cards?

+3

Mar 1st, 2022 1:06 pm

azraelluz: Sr. Member; Sep 26, 2013; 548 posts; 1073 upvotes

Mar 1st, 2022 1:06 pm

Thanks OP. Applied. I have way too many credit cards and half of them are not used. I have started to close them down and hope to get deals in a few years and re-apply to them.

+1

Mar 1st, 2022 1:16 pm

ca_gascon: Deal Addict; Jun 20, 2010; 1697 posts; 2366 upvotes

Mar 1st, 2022 1:16 pm

slater22 wrote: ↑ Wow that is smart! What grocery stores give you 4% back on gift cards?

Pretty much every grocery store except Walmart. I believe only on MasterCard are Walmart SUPERCENTERS considered grocery.

+4

Mar 1st, 2022 1:19 pm

jcamldn: Deal Addict; Apr 7, 2020; 1627 posts; 5469 upvotes

Mar 1st, 2022 1:19 pm

I got rejected for this card last year and they couldn't tell me why. wouldn't mind getting it for the gift card but i'm not sure i'd be approved this time around.

+1

Mar 1st, 2022 1:23 pm

OscarL30991: Newbie; Jul 15, 2019; 14 posts; 11 upvotes

Mar 1st, 2022 1:23 pm

slater22 wrote: ↑ Wow that is smart! What grocery stores give you 4% back on gift cards?

You can check on VISA's website for what is considered a grocery store and what's not. Walmart, Superstore, and Costco do not, as far as I remember, because they do sell other non-grocery items. Costco doesn't accept Visa anyways, so for that, we usually default to my wife's capital one master card. We shop at HMart and T&T quite a bit too so this works there. Save ons, Sobeys, Safeway are "grocery stores".

+3

Mar 1st, 2022 1:33 pm

WillyBaldy: Deal Addict; Aug 5, 2015; 3658 posts; 3802 upvotes; Montreal, QC

Mar 1st, 2022 1:33 pm

Thanks OP, after that TD Aventura $562 promo every new credit card promo feels tiny but I applied anyway

Happy ~~Koodo~~ Public Mobile customer :-)

+5

Mar 1st, 2022 1:36 pm

ca_gascon: Deal Addict; Jun 20, 2010; 1697 posts; 2366 upvotes

Mar 1st, 2022 1:36 pm

OscarL30991 wrote: ↑ You can check on VISA's website for what is considered a grocery store and what's not. Walmart, Superstore, and Costco...

Superstore has the correct merchant code on Visa.

One time I used my Tangerine MasterCard at Costco it shows up as grocery on my statement but only earned the regular 0.5%.

+5

Mar 1st, 2022 1:44 pm

wamwam: Deal Addict; Oct 5, 2014; 1027 posts; 1604 upvotes; AB

Mar 1st, 2022 1:44 pm

WillyBaldy wrote: ↑ Thanks OP, after that TD Aventura $562 promo every new credit card promo feels tiny but I applied anyway

You mean CIBC?

+6

Mar 1st, 2022 1:45 pm

JustAUsername: Member; Oct 12, 2020; 303 posts; 387 upvotes

Mar 1st, 2022 1:45 pm

This card is great. I got it in mid-august and made $450 cash back in 3 months (the cashback is always deposited on November's statement). Also just got $165 from the 10% bonus deposited last month

+1

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