I don’t have this card and I’m not sure I’ll get one, but it’s ironic to state this thread is full of “misinformation” and then pretend the only thing that changes about the card is the annual fee. Sure, if you completely ignore the no FX, most of the accelerator categories getting improved, and the much better welcome bonus; then “just” the annual fee changed
I’m pretty happy with my TD infinite and Rogers WE, but I might consider an Amex when my TD first year free gets close to an end. If you haven’t used an Amex before, wait for this card to go FYF. Not just because we’re cheapskates, but because you might realize you may not be able to use it in the stores you frequent.