Sewer back up issues

mum2two wrote: ↑ Is it advisable to buy a house that has had sewer back up issues? The house is 5 years old. The seller has disclosed that there were sewer back up issues that were due to builders fault. It was fixed by the builder. A couple of other homes on the street also had the same issue due to builders fault. So now the big question is should we even be considering the property?

NotRobot wrote: ↑ What was the issue and how was it fixed?

Was it a storm sewer or sanitary sewage issue?

Can you buy insurance to cover you for a sewer back up issue? This happened to us and we had insurance (over 10 years ago).

In our case it wasn't a builder issue, it was a neighbourhood issue that happened after a major rain and the storm sewers weren't big enough for the storm. They have since replaced all the the storm sewers in the area.

How much of a discount over similar houses are you getting?

Is the basement finished?

mum2two wrote: ↑ Thanks so much for your input. Yes the basement is finished. The rest of the information I will find out.

NotRobot wrote: ↑ What was the issue and how was it fixed?

Was it a storm sewer or sanitary sewage issue?

Can you buy insurance to cover you for a sewer back up issue? This happened to us and we had insurance (over 10 years ago).

In our case it wasn't a builder issue, it was a neighbourhood issue that happened after a major rain and the storm sewers weren't big enough for the storm. They have since replaced all the the storm sewers in the area.

How much of a discount over similar houses are you getting?

Is the basement finished?

mum2two wrote: ↑ This is what we have been told:

"I can confirm that the Water claim that was open on July 19 2015 has been closed as the claim has been finalized.

The cause of loss was determined to be a blockage due to city construction which we have been successful in recovering from the city.

The basement was unfinished at the time this happened and the rest of the house was not affected. The remediation work was completed across the entire basement; however the water did not pass the recreation area by the stairs.
The water level was at the highest about an inch and did not go pass the recreation area by the stairs.

The stairs were not impacted nor the furnace and water heater. We only changed the water heater to a tankless unit to optimize the space when we were finishing the basement.

There was no property damage. The insurance company did not disclose how much it cost to clean."

By the way NO discounts as compared to other similar properties have been offered.