Shingle Replacement through Insurance
My neighbour was getting some of his shingles fixed and the roofer recommended that my whole roof needs a shingle replacement. He suggested that it may be covered by Insurance. Roof is about 12 years old.
My question is if I put a claim through Insurance and after inspection they decide that shingles do not need to be replaced, then am I still responsible for deductible, as no work was done?
Thanks for your help!