Real Estate

Shop around period for Mortgage without multiple Hard inquiries

  • Last Updated:
  • Jun 2nd, 2021 1:16 am
[OP]
Newbie
May 27, 2021
13 posts
4 upvotes

Shop around period for Mortgage without multiple Hard inquiries

Is there a specific number of days when one can shop around for mortgage and get pre-approved from multiple lenders without multiple hard inquiries on credit?

I've read that multiple same type of hard inquiries on credit in a specific period of time count as one. However, I do not know the exact number of days. For reference, I live in Vancouver, BC.

Could someone help.
3 replies
Deal Expert
User avatar
Jan 27, 2004
45820 posts
8820 upvotes
T.O. Lotto Captain
I remember one time i did a mtg app for someone (used to be a personal banker). And someone literally went bank to bank and applied for all of them...
His score got nailed. But all i had to do was explain that to the credit department and approval was okay.
Deal Addict
Apr 10, 2017
1664 posts
834 upvotes
This is what a mortgage broker does for you. Why take multiple hits and do the leg work? These guys already kinda know who would most likely grant your application.

Contact Spin Mortgage seeing your from Vancouver. Im from ON and did everything with them over the phone and emails.

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