Should I consolidate my TFSA accounts?
TFSA - My Retirement (Questrade)
TFSA - Wife Retirement (Questrade)
TFSA - Extra savings we don't know what to do with (Questrade)
TFSA - More Extra savings (Wealthsimple, was trying it out)
TFSA - Emergency Fund (Alterna, will probably be pulled out of TFSA this year for regular HISA)
We are 30 and 35 both with db pensions. We also have 10 years left on our mortgage. We hope to have both our TFSA's maxed by the end of next year. So one obvious thing we need help with is the money we're not sure what to do with. One idea is to build that fund up to 100k, then using the yearly gains towards vacations or other house projects, etc. Next should I consolidate these accounts into just one TFSA Account for each of us, then keep track on excel? For the most part I just purchase XEQT but I did pick up some bank stocks when they were cheap, all bank stocks are in our extra savings accounts.
I currently keep track of all transactions on a spreadsheet but as you can guess with multiple accounts makes it harder to keep straight. Would love to hear what others do.