Got through to Simplii pretty fast. Confirmed 3.85% on previous 3% promo until Oct 31 2022
Simplii Financial
[YMMV] New 3.85% Interest Rate Promo until October 31, 2022
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- GSD
- Deal Addict
- Jul 5, 2005
- 4081 posts
- 1967 upvotes
- Toronto
- specialfx3000
- Sr. Member
- Mar 3, 2004
- 588 posts
- 704 upvotes
I opted in the Simplii 3% in early July. Now when I click on the Terms and Conditions email in my Inbox that I received from July, the T&C link magically now reflects with the 3.85% rate. So I guess I'm 'upgraded'. If you opted in back in July, check your email and click the T&C link.
Link should go here: https://www.simplii.com/content/dam/sim ... y_2022.pdf
Link should go here: https://www.simplii.com/content/dam/sim ... y_2022.pdf
- martydxb
- Deal Addict
- Apr 2, 2010
- 4018 posts
- 4409 upvotes
- GTA
dragonmagician wrote: ↑
Yeah, just a 'deposit' button and no 'opt in' button. So it's a bit of a leap of faith. I also forgot to screenshot the offer, so I have no proof to show if this doesn't work. Oh well, it's still worth it to try it out since it's higher than what I'm getting at Tangerine right now.
*vvv -- Guys, this -- vvv* (not just the posts above, sharing for everyone as there are many posts where people are unsure).
Raboo11 wrote: ↑I just chatted and they confirmed that if you accepted the July offer 3% this offer is a continuation of that offer so you are enrolled automatically at 3.85% if you received the new pop-up. I would probably double-check yourself by calling or chatting given there is no other confirmation on the account page.
yesnomaybe wrote: ↑
I can confirm this as well after chatting with an agent. So if you enrolled for the 3% promo, the rate has been automatically bumped up to 3.85%
I assume everyone who got this offer has already accepted the 3% offer from July 2022.
* This offer is just an upgrade to those to accepted it in July.
* The bonus interest starting balance remains the same, the amount higher than the balance at the end of June 30.
* There is no accept button for this offer, you already have been included if you see it. So, this means, no immediate deposit necessary. Just add the funds as you wish.
Please let me know if I have missed something but posted this message so that it helps clear things up.
Last edited by martydxb on Aug 10th, 2022 11:13 pm, edited 1 time in total.
- Flagrate
- Newbie
- Mar 31, 2020
- 24 posts
- 10 upvotes
Opened a new account last week with the 3% HISA. Didn't have any luck getting them to increase the rate to 3.85%
- martydxb
- Deal Addict
- Apr 2, 2010
- 4018 posts
- 4409 upvotes
- GTA
Just have to wait, now you are a life time member of the Simplii lotto corp, haha
You will eventually get offers, but it might take a while.
The main tip, always move your funds out, zero the balances before the end of the promotion period.
Almost all these promos are for 'new deposits'.
EQ bank is a good hub for waiting between Tangerine and Simplii promos
- braveheart2006
- Member
- Jun 3, 2008
- 258 posts
- 270 upvotes
- Newmarket
If you go to the account details tab, Tangerine will show you the special offer you accepted and the expiry date.HurricaneGusto wrote: ↑ Actually moved to Tangerine for their 3.5% promo rate and it's the same thing. A basic interest at month end and then a big lump sum for the promo. You don't see if anywhere either except the sign up promo wording
- lcwman
- Member
- May 22, 2015
- 294 posts
- 94 upvotes
- Scarborough, ON
I've just called and asked he said probably I didnt move my account for longtime that's why I dont recieved any promo for years... Oh well he's right I'll call to cancel tomorrow.
- Opacac
- Member
- Jun 13, 2012
- 209 posts
- 302 upvotes
- Calgary
Well haven't seen an offer from Simplii for years, was my first bank account when they were still under PC Financial. I guess they don't want my money and I'll just keep my deposits with Tangerine then...
- stovetop
- Deal Addict
- Dec 3, 2006
- 4593 posts
- 19425 upvotes
- Vancouver, BC
I just called Simplii and they said that the 3.85% rate only applies to anything above and beyond the balance that you had as of June 30, 2022. For example, if you had $50,000 on June 30, 2022, and you withdrew $45,000 on say July 1, 2022, you would NOT receive 3.85% on anything until you reach at least $50,001 in the HISA.
Essentially they take a snapshot of what u had on June 30 and.anything beyond that gets the 3.85%.
Essentially they take a snapshot of what u had on June 30 and.anything beyond that gets the 3.85%.
- 1226
- Deal Guru
- Dec 25, 2003
- 11091 posts
- 3504 upvotes
- Vancouver
Both me and my wife got the offer, but only I was previously registered for the 3%. Where my offer said "transfer" hers said "activate".martydxb wrote: ↑ *vvv -- Guys, this -- vvv* (not just the posts above, sharing for everyone as there are many posts where people are unsure).
I assume everyone who got this offer has already accepted the 3% offer from July 2022.
* This offer is just an upgrade to those to accepted it in July.
* The bonus interest starting balance remains the same, the amount higher than the balance at the end of June 30.
* There is no accept button for this offer, you already have been included if you see it. So, this means, no immediate deposit necessary. Just add the funds as you wish.
Please let me know if I have missed something but posted this message so that it helps clear things up.
- Arrow
- Deal Fanatic
- Apr 1, 2001
- 6830 posts
- 1257 upvotes
Did anyone on a current 2.80% promotion that ends Oct 31, 2022 receive the offer for 3.85%?
- martydxb
- Deal Addict
- Apr 2, 2010
- 4018 posts
- 4409 upvotes
- GTA
That's good to know, so I guess it is being offered to people who did not get the July offer. They just have to choose activate.
Does her terms and conditions say new deposits since July 1? or something else since she got the activate button.
- Enforcer22
- Deal Addict
- Aug 22, 2012
- 1280 posts
- 2643 upvotes
Accepted the offer last night, called this morning to confirm. They said it did not update on their end 'yet' but confirmed they manually enrolled me and would send a confirmation email
an hour later.. no email
I'm sure it is done, but take screenshots people
an hour later.. no email
I'm sure it is done, but take screenshots people
- nightwalker
- Deal Addict
- Jan 27, 2004
- 1663 posts
- 736 upvotes
- Toronto
Didn't receive the popup when I logged in but chatted with the CSR and got it.
But mine is only valid till Oct 31 whereas OP got it till Dec 31?
But mine is only valid till Oct 31 whereas OP got it till Dec 31?
- Enforcer22
- Deal Addict
- Aug 22, 2012
- 1280 posts
- 2643 upvotes
Title typonightwalker wrote: ↑ Didn't receive the popup when I logged in but chatted with the CSR and got it.
But mine is only valid till Oct 31 whereas OP got it till Dec 31?
- uniqueone01
- Member
- Jun 7, 2022
- 218 posts
- 435 upvotes
Opened account in June.
Didn't receive the pop up and the CSR refused to bump me to 3.85.
Didn't receive the pop up and the CSR refused to bump me to 3.85.
- angel_wing0
- Moderator
- Mar 23, 2004
- 47725 posts
- 13890 upvotes
- Markham
Got the offer, guess i will need to call to enroll in the new promo~
- 1226
- Deal Guru
- Dec 25, 2003
- 11091 posts
- 3504 upvotes
- Vancouver
- nightwalker
- Deal Addict
- Jan 27, 2004
- 1663 posts
- 736 upvotes
- Toronto
oh I see, thanks!Enforcer22 wrote: ↑ Title typo
- peteryorkuca
- Deal Fanatic
- Jul 26, 2007
- 7579 posts
- 5272 upvotes
- Toronto
To the simplii veterans, if you get the offer, could you just click remind me later and move all your funds in savings to chequing or external bank and then click on deposit/activate now the next day and put the funds back into the savings at promo rate?