[solved] Is it normal to pay $5.65 to put a fraud alert on my credit file?
I was trying to place a fraud alert on my equifax file because the last fraud alert that lasted five years may have already expired.
http://www.consumer.equifax.ca/cs7/Sate ... cale=en_ca
Please call 1-800-465-7166 and press option 2 in order to place an alert on your credit file.
Is it normal to charge money for this? The automated system said it was $5.65 for this and I believe it's good for another five years. My backpack was stolen before on the TTC and I had some personal LOC cheques in it. I don't recall if I filed a police report and maybe the credit bureaus' policies have change and they have begun to charge to put an alert on a credit file?
It's been five years now but I think it's the cheapest form of protection for my us. Just wondering if we really ahve to pay for it cause I don't recall what happened five years back.
http://www.fcac-acfc.gc.ca/eng/resource ... aspx#alert
How can I add a fraud alert?
You can ask the credit reporting agencies to put a fraud alert on your credit report if:
you have been a victim of fraud
your wallet was stolen
you had a home break-in.
You may need to provide identification and a sworn statement to prove you have been a victim of fraud.
It tells lenders to contact you and confirm your identity before they approve any applications for credit. The aim is to prevent any further fraud from happening.
http://www.consumer.equifax.ca/cs7/Sate ... cale=en_ca
Please call 1-800-465-7166 and press option 2 in order to place an alert on your credit file.
Is it normal to charge money for this? The automated system said it was $5.65 for this and I believe it's good for another five years. My backpack was stolen before on the TTC and I had some personal LOC cheques in it. I don't recall if I filed a police report and maybe the credit bureaus' policies have change and they have begun to charge to put an alert on a credit file?
It's been five years now but I think it's the cheapest form of protection for my us. Just wondering if we really ahve to pay for it cause I don't recall what happened five years back.
http://www.fcac-acfc.gc.ca/eng/resource ... aspx#alert
How can I add a fraud alert?
You can ask the credit reporting agencies to put a fraud alert on your credit report if:
you have been a victim of fraud
your wallet was stolen
you had a home break-in.
You may need to provide identification and a sworn statement to prove you have been a victim of fraud.
It tells lenders to contact you and confirm your identity before they approve any applications for credit. The aim is to prevent any further fraud from happening.
Last edited by alanbrenton on Nov 11th, 2016 12:50 pm, edited 1 time in total.