Spousal RRSP question
I just opened Self directed RRSP for me and my spouse with TD direct investment. The Rep at the bank opened both personal RRSP & Spousal RRSP for both me and my wife. So a total of 4 accounts. I am the higher income holder and want to contribute to the spousal RRSP. Which account is the right account to deposit the money to. Is it my spousal RRSP account or my wifes spousal RRSP account?
The rep deposited the money into my wifes spousal RRSP account and he did check with a few others in the branch who confirmed that this is fine. Can someone confirm if this is the right account to deposit the RRSP contribution. Any one with similar experience, please advice.