Perhaps a dumb question but... Assuming one has a bank debit card, why would they prefer to use e-Transfer or Interac to load their Stack card?
veni, vidi, Visa
Dec 18th, 2018 2:05 pm
Dec 18th, 2018 2:13 pm
Dec 18th, 2018 2:22 pm
Yes, According to website:
Dec 18th, 2018 2:25 pm
not every bank has VISA Debit and Interac Online isn't supported widely.
Dec 18th, 2018 2:31 pm
Dec 18th, 2018 2:35 pm
ah, so yeah my card is already activated. So I have until Marc 2019... I did see something like 100 or so days left on the offer.Knock2 wrote: ↑ Yes, According to website:
"In order to qualify for this offer, you must: (1) be the recipient of this offer; and (2) open and fund a new STACK account between November 8, 2018 and December 26, 2018, and (3) set STACK as your default payment method on Amazon.ca on or before March 30, 2019. "
Dec 18th, 2018 6:04 pm
Dec 18th, 2018 6:07 pm
Hmmm... must have applied too late then. Applied on November 30th, approved Dec 1st, and clicked on the offer in the app, but no card yet. If it takes three or four business days to transfer funds to it, I needed to have received the card in the mail and activated it today in order to meet those terms. Oh well.Knock2 wrote: ↑ Yes, According to website:
"In order to qualify for this offer, you must: (1) be the recipient of this offer; and (2) open and fund a new STACK account between November 8, 2018 and December 26, 2018, and (3) set STACK as your default payment method on Amazon.ca on or before March 30, 2019. "
Dec 18th, 2018 6:38 pm
Dec 18th, 2018 6:43 pm
The few machines I have tried show me the ATM fee for getting money at that ATM before confirming the transaction. I just cancel before completing the withdrawal.
Dec 18th, 2018 6:50 pm
Thanks bro! This is really helpful.pacificnw wrote: ↑ Some Bellingham data points, tried a few ATMs so far today and haven't found a no-fee one yet.
Not sure where to try next, was surprised by the $6.00 at the North Coast CU ATM.
- Allpoint ATM at the Walgreens at Baker view/Guide Meridian had a $7.00 charge
- ATM at the Shell on Guide Meridian south of Bakerview said $3.00 charge
- US Bank ATM said $3.00 charge as well
- North Coast CU ATM at Costco listed a $6.00 charge.
Dec 18th, 2018 7:11 pm
Exactly, before you confirm it will summarize the transaction with the fee and then you just hit cancel.
No problem! I'm hoping through elimination we'll find an ATM with no fee, I have a feeling that similar to Vancouver it'll be through a credit union.
Dec 18th, 2018 8:05 pm
I wanted to give one more ATM a try, and success!pacificnw wrote: ↑ Some Bellingham data points, tried a few ATMs so far today and haven't found a no-fee one yet.
Not sure where to try next, was surprised by the $6.00 at the North Coast CU ATM.
- Allpoint ATM at the Walgreens at Baker view/Guide Meridian had a $7.00 charge
- ATM at the Shell on Guide Meridian south of Bakerview said $3.00 charge
- US Bank ATM said $3.00 charge as well
- North Coast CU ATM at Costco listed a $6.00 charge.
Dec 18th, 2018 8:22 pm
Nice find!!! So I guess it should work the same for WECU at Pac Hwy Crossing as WECU belongs to do many ATM network! I use them mostly to deposit cash to my bank lolpacificnw wrote: ↑ I wanted to give one more ATM a try, and success!
The WECU (Whatcom Educational Credit Union) ATM at Bellis Fair that's right beside Target was no fee. Says so on the screen before you insert your card.
Withdrew $60.00 USD which showed as $80.81 in the app immediately, and matches the rate on the MasterCard conversion site.
Dec 18th, 2018 8:47 pm
That's actually kind of scary. Let's say someone who has Stack signed up for the Koho card using the Goodfood referral code. And they didn't have a GF account, but got the $20.00. Maybe they got scared and moved that $20.00 off of their Koho card to prevent any possible clawback, but if that person has a Stack card that has $20.00 on it, People's Trust could do a Koho clawback from the Stack card? Chilling.mech9t5 wrote: ↑ Means if you owe them money from some other product, they can take your balance to cover it.
Money is held in people's trust. So if you have people trust credit card and owe money on it (usually delinquent more than at least 90 days), they will take the stack money to cover the balance.
Dec 18th, 2018 8:57 pm
Curious1_blue_pixel wrote: ↑ That's actually kind of scary. Let's say someone who has Stack signed up for the Koho card using the Goodfood referral code. And they didn't have a GF account, but got the $20.00. Maybe they got scared and moved that $20.00 off of their Koho card to prevent any possible clawback, but if that person has a Stack card that has $20.00 on it, People's Trust could do a Koho clawback from the Stack card? Chilling.
Dec 18th, 2018 9:14 pm
pacificnw wrote: ↑Some Bellingham data points, tried a few ATMs so far today and haven't found a no-fee one yet.
Not sure where to try next, was surprised by the $6.00 at the North Coast CU ATM.
- Allpoint ATM at the Walgreens at Baker view/Guide Meridian had a $7.00 charge
- ATM at the Shell on Guide Meridian south of Bakerview said $3.00 charge
- US Bank ATM said $3.00 charge as well
- North Coast CU ATM at Costco listed a $6.00 charge.
Great DPs! Thanks for doing this.pacificnw wrote: ↑ I wanted to give one more ATM a try, and success!
The WECU (Whatcom Educational Credit Union) ATM at Bellis Fair that's right beside Target was no fee. Says so on the screen before you insert your card.
Withdrew $60.00 USD which showed as $80.81 in the app immediately, and matches the rate on the MasterCard conversion site.
Dec 18th, 2018 9:31 pm
Yeah I'm thinking all WECU ATMs should be the same. Hopefully it's also flashing that "no surcharge" messaging.
Dec 18th, 2018 9:54 pm
I've read that too but my experience with a Capital One ATM inside a Target at Boston; it had $3.00 charge.pacificnw wrote: ↑ Yeah I'm thinking all WECU ATMs should be the same. Hopefully it's also flashing that "no surcharge" messaging.
I was thinking of trying ICU but figured I'd do Bellis Fair cause of WECU and a Capital One ATM in close proximity. I'd read somewhere on here that Cap One can be no fee too
Dec 18th, 2018 10:58 pm
Definitely. Last DP: stopped at a plaza in Lynden that had an ICU, this one had a $2.00 fee.
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