With so many choices how does one decide on Amazon, Google, Apple or Spotify? I am new to this. I do have Sirius $5.99 @ month for my vehicle and it streams for in house but no option to make playlist or call up a specific song... I am leaning toward Spotify Family plan as makes no sense to buy the personal at only $5 more and can share with 5 others the kids and sister etc, as long as they don't verify the address to closely. Suggestions greatly appreciated.