sunlife dcpp and tfsa allocation
Hi my employer uses sunlife for their pension %2.5 from weekly pay, employer puts in %6, and also offers TFSA and RRSPs with low low fees.
The TFSA all have the same fees as the DCPP except one fund. BLK US EQUITY INDEX (TFSA $19.0753) is 0.17%, while BLK US EQUITY INDEX REG (DCPP $25.4372) is 0.16% What is the big difference btwn these two funds?
Currently I have my DCPP and TFSA allocation as:
15% TDAM Cdn Bond Index Fund---------15% TDAM Cdn Bond Index Fund
20% TDAM Cdn Equity Index Fnd----------20% TDAM Cdn Equity Index Fnd
25% TDAM Intl Equity Index Fd-------------25% TDAM Intl Equity Index Fd
40% BLK US Equity Index Reg ---------------40% BLK US Equity Index
I have this way after reading the canadian couch potato td model portfolio, which I know is totally different. Should I keep what I have as is? Any tweaks I should make?
I also have $510 in MFS Intl Equity for my DCPP, I don't use it anymore as the fee is 0.63%. Should I leave it or transfer the money to another fund?
The TFSA all have the same fees as the DCPP except one fund. BLK US EQUITY INDEX (TFSA $19.0753) is 0.17%, while BLK US EQUITY INDEX REG (DCPP $25.4372) is 0.16% What is the big difference btwn these two funds?
Currently I have my DCPP and TFSA allocation as:
15% TDAM Cdn Bond Index Fund---------15% TDAM Cdn Bond Index Fund
20% TDAM Cdn Equity Index Fnd----------20% TDAM Cdn Equity Index Fnd
25% TDAM Intl Equity Index Fd-------------25% TDAM Intl Equity Index Fd
40% BLK US Equity Index Reg ---------------40% BLK US Equity Index
I have this way after reading the canadian couch potato td model portfolio, which I know is totally different. Should I keep what I have as is? Any tweaks I should make?
I also have $510 in MFS Intl Equity for my DCPP, I don't use it anymore as the fee is 0.63%. Should I leave it or transfer the money to another fund?