Personal Finance

Switch RBC Visa Gold to RBC Master Card

  • Last Updated:
  • May 14th, 2015 7:10 pm
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[OP]
Newbie
Sep 20, 2012
8 posts
1 upvote
Victoria

Switch RBC Visa Gold to RBC Master Card

Hello, All

I was at Royal bank last weekend, they recommend me switch RBC Visa Gold to RBC Cash-Back Master Card.
Since i shop at Costco a lot, it's kind of good to switch without apply a credit card.
Both card have no annual fee, and I hold RBC Visa Gold Card for more than 10years, prefer the entended warranty with Visa Gold.
Any advice to the switch, or not worth to switch?

Thanks in advance.
8 replies
Jr. Member
Jul 28, 2014
123 posts
15 upvotes
Toronto, ON
Does Costco take Mastercard? I have the CB Mastercard and use it over the Visa Gold as the value of the points earned towards investment items < CB.
[OP]
Newbie
Sep 20, 2012
8 posts
1 upvote
Victoria
Yes, Costco now takes Mastercard, not American Express any more.
Deal Expert
Aug 22, 2011
38233 posts
24412 upvotes
Center of Universe
catkuma wrote: Yes, Costco now takes Mastercard, not American Express any more.
Which card will yield you the most benefits?
[OP]
Newbie
Sep 20, 2012
8 posts
1 upvote
Victoria
Thanks vkizzle and TDDKidd
Mastercard shows more benefits with grocery purchases, but someone told the Visa Gold is more valuable and i hold it 10 years longer.
Deal Expert
Feb 29, 2008
29100 posts
4787 upvotes
Montreal
You need check RBC's rules They will switch from Visa to Visa, but Visa to MC probably entails a new application and credit check.
[OP]
Newbie
Sep 20, 2012
8 posts
1 upvote
Victoria
RBC said it is simple switch, i'll call them for double check.
Thanks mr_raider.
Deal Addict
User avatar
Dec 17, 2008
2775 posts
2257 upvotes
Winnipeg
mr_raider wrote: You need check RBC's rules They will switch from Visa to Visa, but Visa to MC probably entails a new application and credit check.
Incorrect. You can switch between any RBC card to another card with no issue.

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