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  • Auto accident - what to do re: insurance OPCF 43 Removing Depreciation?

    Hi folks, We live in Ontario and we purchased a new car last month. For auto insurance, we have: (i). All Perils; and (ii) OPCF 43 Removing Depreciation Deduction Spouse hit an animal on highway a few days ago. Car (seems - I'm not a mechanic) "driveable" but quite a bit of damage to front and side ...

    • mariac2014
    • Feb 11th, 2020 5:48 pm
    • Forum: Automotive

  • How to prove to previous insurance company I am rated for at fault accident with new insurance

    ... ago I had car insurance under my mom's policy, she owns 2 cars and both are registered under her. I was the main driver on one car. I got in a car accident and was at fault, the car was written off. I got a new car and switched by myself to TD insurance. I told them about the at fault accident ...

    • andy_4029
    • Jan 16th, 2020 7:37 pm
    • Forum: Automotive

  • Need Help Appealing Accident Liability Ruling (ICBC)

    Hello, Need help appealing accident liability ruling assessed by ICBC. I was waiting to make left turn at an intersection that has separate traffic light for left turns (in both directions). When my arrow changed from red to green, I turned ...

  • Uninsured in accident

    Hi all, I spun out and hit another vehicle today in ontario . My car has no damages. The other car has minor exterior damages, maybe 1-2000. No injuries. Police not involved. Other driver is reporting to collision centre. 1. Should I report to collision centre? 2. Will the other drivers insurance co...

    • ermdsports
    • Jan 12th, 2020 2:11 pm
    • Forum: Automotive

  • TDMM now charging for accident forgiveness?!

    ... shocked to see that my insurance premiums have went up by more than I think is reasonable! I see that not only did they increase my premiums for accident benefits but they are no longer giving accident forgiveness waiver unless I pay. In all previous years the accident forgiveness was free but ...

    • chimaican
    • Jan 4th, 2020 5:58 pm
    • Forum: Automotive

  • Accident inside gas station premises

    My cousin got into an accident last night in the premises of a gas station. Basically, her car is parked as she just finishing up filling the gas when a guy in a truck who was backing up hit the front end of the car and in the process ...

  • Accident question

    Hi All, My friends sister met with an accident downtown Toronto. She came here on student visa 3 weeks back (so no OHIP). The person in the car was on scene and police have all his information including his insurance. she have to undergo knee ...

    • gskn4u
    • Dec 21st, 2019 1:01 pm
    • Forum: Automotive

  • At Fault Accident Question

    Early last year (Feb 2018) my SO was in an at fault accident. He made an improper left turn and was hit by an on coming car, totaling both vehicles. He was given an `improper left turn`ticket (non criminal offence) and everything progressed smoothly ...

    • Tinka844
    • Dec 12th, 2019 12:23 pm
    • Forum: Automotive

  • Accident Question

    Just wanted to confirm,3 cars involved. The rear car hit the middle car which caused the middle car to hit the front car as traffic was coming to a slow/stop. From my understanding the car in the back would be at fault for everything since he caused the chain reaction?Thanks

    • sickcars
    • Dec 5th, 2019 6:47 pm
    • Forum: Automotive

  • The value of accident forgiveness

    I decided to make a post after I read that some people are suggesting to the OP, who was involved in an accident, to make a claim through the insurance because of $1100 bumper damage. I think that is a horrible advice. If he has a deductible that makes it even worse than just ...

    • jikiji626
    • Nov 10th, 2019 2:51 pm
    • Forum: Automotive

  • 2008 Honda CRV accident repair

    ... I would like to have an idea on how much I'll be paying for or rough estimate to repair my recently owned used car 2008 Honda CRV that had an accident. Here's what happened: I have insurance but the coverage is bare minimum as I thought it would be best to do it as such. I have no collision ...

    • Catpaws14
    • Nov 2nd, 2019 12:31 pm
    • Forum: Automotive

  • Personal Items damaged in Not-At-Fault Accident

    Hi all, We recently got in an accident where it was deemed a not at fault Total Loss by TDMM. During the claims process (they have paid out a settlement already), they said that only the car, specific articles of clothing, and injury that ...

    • mmmken
    • Oct 25th, 2019 2:32 pm
    • Forum: Automotive

  • Insurance accident question

    My SO backed up and hit another car while the other car was backing out of a parking spot. My SO admitted it was our fault so we said to the other driver that we would compensate them via cash. Nonetheless, the other party took our insurance info but my SO forgot to take the other party’s driver lic...

    • donduck
    • Oct 19th, 2019 7:35 pm
    • Forum: Automotive

  • Why do people slow down when accident is in ONCOMING lanes?

    ... and much slower than usual. See on Google maps there is multiple crashes and think "ok, so there is a reason this is happening." Then I see the accident is on the OTHER side of the highway in the oncoming lanes and cars are just slowing down as they pass the scene. Does the HTA specify that ...

  • If I get in an accident with dads car will the accident show on my record ?

    If I get into an accident with my dads car and I'm at fault and it is a fender bender. But iam not on the policy and I was just borrowing it. Will the accident go on my record some how after insurance finds out?I'm hoping not. I'm ...

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