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  • First auto insurance claim - advice appreciated

    I'll start off by leading with my wife is going to be OK and walked away without any serious injury, thankfully. Had this incident happened 20 minutes earlier before daycare drop off our world would have been shattered so again we are very fortunate. Having said all that this is my first time ever h...

  • Auto insurance question

    Ok so here's is the sad story --I was driving westbound, on a local single lane hilly road with SOLID yellow line in the middle --As I drove on top of the hill, I saw a vehicle oncoming in MY lane that was overtaking two bicycle riders in his lane --I literally had 2-3 seconds to make a decision and...

    • yogiz
    • Jun 19th, 2022 8:16 am
    • Forum: Automotive

  • Penalties To Change Auto Insurance Mid-Year?

    My auto insurance policies don't renew until September. We pay annually and are currently with RBC Insurance. We want to change companies. Every time we call it's a 2-3 hour wait although it's not often we have to call, I just ...

    • Jagstyles
    • Apr 26th, 2022 5:12 pm
    • Forum: Personal Finance

  • [TD insurance] Td insurance - $25 GC for doing home and auto insurance quote ***YMMV***

    Did a quote with td for home and auto insurance and i received a $25 gift card, pick from amazon, indigo or esso. I cannot find the ad though. I had no idea the promo was active. Received the gift card through email from "UGO Mobile Solutions"

    • Josecc
    • Mar 23rd, 2022 6:33 pm
    • Forum: Expired Hot Deals

  • auto insurance question

    for an at fault accident, does my first time forgiveness cover only the other car's repair, or also my own? like is it all part of 1 claim, or are they separate? as in, if its all part of 1 claim, then i might as well get my car fixed thru insurance also, and theoretically they shouldnt increase the...

  • Auto Insurance - "OPCF 43" vs "New Vehicle Replacement Insurance"

    Hi folks, I purchased a new car today. For insurance, I am confused if I should just add OPCF 43 to my insurance. or get a separate new vehicle replacement insurance (like "Excaliber insurance's Optiom Prime New Vehicle Total Loss Benefit" and "Aviva's Replacement insurance"). Wh...

    • ju1cex
    • Mar 6th, 2022 4:01 pm
    • Forum: Automotive

  • [President's Choice Insurance] HOT DEAL: Exclusive savings on Home & Auto Insurance for PC Optimum Members - Ontario, Alberta & Maritimes only

    I just found out from my neighbour that PC Optimum members can get up to 35% off their insurance with President's Choice. It's actually mentioned on their website but it's kind of hidden, you have to scroll to find it. I have been back and forth with them for a few years. I just bought with them and...

  • Home and Auto Insurance Broker

    Hey folks, not sure if this is the right place to post but here goes!Going to be moving into a new house in the next 2 weeks or so and looking for a good recommendation when it comes to home insurance. Willing to bundle my auto insurance as well if that helps!Thanks in advance!!

    • NiksG99Boi
    • Jan 14th, 2022 6:36 pm
    • Forum: Real Estate

  • ICBC Auto Insurance Commission to Agent

    Anybody know how much commission agents get from drivers renewing ICBC (in BC) insurance (both mandatory and optional insurance)?Is commission rate 10%?Wondering if there are agents out there who would provide something extra.

    • Speedy1
    • Dec 18th, 2021 7:32 pm
    • Forum: Personal Finance

  • Auto insurance question

    About to get G2 soon, whats a good way to go about car insurance. Car : Owned by dad, Primary: Dad, Secondary: Mom Say if Car 1: is owned by me and im primary driver and mom is secondary, will it make difference if mom owned the car and she is primary and im secondary? Does it matter who owns the ca...

  • Does auto insurance always go up when you make a claim, even if it's small?

    Hello, Over the weekend my windshield got chipped while driving on the highway. I called TD auto insurance and customer service said premiums always go up whenever you make a claim. Is this correct or is this a scare tactic to avoid less claims? BTW I have comprehensive ...

    • hydewolf
    • Oct 12th, 2021 9:09 am
    • Forum: Automotive

  • Does anyone have auto insurance claims experience with both RBC and TD

    I am planning to switch my auto insurance from TD to RBC because it looks to be almost 20% cheaper. Does any one have claims experience from both RBC to TD (personally or through anyone they know) so that they can compare the claims service ...

    • Tech2020
    • Aug 3rd, 2021 5:28 pm
    • Forum: Automotive

  • Auto Insurance Claim Reimbursement

    Hello, needing suggestions on this one. Insurance claim date is June 25, 2021. I paid 270.79 (+ tax) for related damage repair on June 25, 2021. Assessment by insurance company conducted at automotive repair business on July 6 2021. Paid 500.00 deductible on July 7 2021. My question is this: Can I g...

    • Money Saver
    • Jul 17th, 2021 12:03 pm
    • Forum: Automotive

  • Auto Insurance Issue re unknown license suspenssion - Any comments/advice

    I wonder if anyone has any comments or advice on this situation. Wife owns a 2014 Ford Fusion. She is listed asa registered driver. Son lives with us in the same household. He is alsolisted on the insurance as a second driver. So far so good. On 22 June son drives the car, no passengers in the car. ...

    • krs
    • Jun 24th, 2021 9:47 pm
    • Forum: Automotive

  • CANADA - Auto Insurance - cancelling my COLLISION

    My premium is $250 for "COLLISION OR UPSET" and another $182 collision premium for Occasional Driver (18 yr old Daughter) https://imgur.com/gallery/VLv7afS If I cancel the collision part, will I save (250+182) 432/mth? Also, if I do cancel the coll part, will I still be covered if I get in...

    • ronatola
    • Feb 13th, 2021 8:18 pm
    • Forum: Automotive

  • suggestion for Home and Auto Insurance Co?

    Got home and auto quote from TD MM, it is a 20% increase this year. May need to change, wondering any suggestion for people like me living in Richmond Hill, thanks in advance.

    • drjoydavid
    • Feb 3rd, 2021 3:53 pm
    • Forum: Automotive

  • anyone use their secondary address on auto insurance policy to get cheaper auto insurance premium?

    hello all, my primary residence is located in North York and I find my primary residence's postal code has the highest premium for auto insurance. I own a business and commercial/residential building just north of Newmarket where I drive to everyday for work from North York . Upon my research ...

  • Auto Insurance Addon Options

    ... that have free rental insurance, do I really need this? I think in most credit card rental insurance it consider secondary insurance meaning if my auto insurance have coverage I have to claim with them first before credit card. I will be worst off since this claim will count against my auto insurance ...

    • zzricezz
    • Jan 6th, 2021 8:28 pm
    • Forum: Automotive

  • Auto Insurance companies which accept Amex or Paypal

    Are their any Insurance companies which accept Amex or Paypal for payment?

    • mr2711
    • Jan 3rd, 2021 7:27 am
    • Forum: Automotive

  • Auto Insurance Conundrum

    ... the condo apartment. -MIL has her place of residence and driver's licence registered to my address -For the last 10yrs she has been attached to my auto insurance paying as an occasional driver -FIL had bad credit so MIL helped him buy a new car (2017) by being a guarantee? In my search for new ...

    • chimaican
    • Jan 2nd, 2021 10:37 am
    • Forum: Automotive

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