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Home Depot: Avoid using GC for online orders?
Had a weird experience recently using gift card for online pick-up order. Lets say card had $10 and item purchased was $4.33. Order went through and screen said $5.67 remaining on the card. Got notification order is ready for pick-up and went to the store. Clerk brought my order that was located and...
- NCR-Manchester
- Jun 20th, 2022 9:53 am
- Forum: Shopping Discussion
- Shopping Discussion
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Jun 20th, 2022 9:53 am
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How to avoid the monthly fee?
I am thinking of signing up with Scotia Bank's ultimate package. To avoid a monthly I fee I need to maintain a minimum balance of $5000. How do I avoid the monthly fee if I open an account because it will start with a zero balance? Thanks for your help
- obscure
- Jun 15th, 2022 4:16 pm
- Forum: Personal Finance
- Personal Finance
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Jun 15th, 2022 4:16 pm
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Planting a tree in front and back yard | How to avoid roots issues in pipes?
... front and back yard of my house. From what I understand, since this is a very old house, the sewer lines most likely are clay pipes. 1. How do I avoid my new tree from growing roots into the clay pipes? 2. Is there a way to find out where exactly the sewer line is? So if it is going through one ...
- sharetik
- May 30th, 2022 1:13 pm
- Forum: Home & Garden
- Home & Garden
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May 30th, 2022 1:13 pm
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Avoid couponing at SDM located at 2330 Kingsway Building 1, Vancouver, BC V5R 5G9
DO NOT go to this store if you want to use multiple coupons! Today I went to this store with couple coupons to use. Then the cashier was not nice at all when she saw me using coupons. She took my coupons away and called her supervisor, and the two of them discussed privately for almost 5 mins. Then ...
- Dreamxj5
- May 18th, 2022 12:33 am
- Forum: Shopping Discussion
- Shopping Discussion
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May 18th, 2022 12:33 am
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Contribute more to RRSP to avoid OAS clawback???
... income is near the OAS clawback threshold and any further income would be subject to 15% OAS clawback, is it wise to contribute more to a RRSP to avoid the clawback but which eventually would be taxed at death say 50% when both partners perish? Any simple math to calculate? Thanks "In summary, ...
- goldenball
- Apr 16th, 2022 3:08 pm
- Forum: Personal Finance
- Personal Finance
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Apr 16th, 2022 3:08 pm
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Avoid Hopper App - needs improvement!!!
Used the app recently and ran in to two issues centered around their UI just not making things clear or intuitive compared to almost every other travel app I used. Charges are all in USD which is not made very clear particularly if using their prize freeze function. The entire flow has prices marked...
- FrustratinglyFrugal
- Mar 2nd, 2022 6:00 pm
- Forum: Travel
- Travel
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Mar 2nd, 2022 6:00 pm
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RRSP cash out at 65 to avoid GIS clawback later?
Hi soon to be 65 with a $25,000 RRSP. Still plan on working for another year or 2, but will be low income, after I retire, so will be eligible for GIS. I’m fine with 30% withhold, to cash out, but how does the marginal tax affect me, if it puts me in the second tax bracket, 30.5% at tax time. It see...
- Taj6735
- Feb 22nd, 2022 6:41 pm
- Forum: Personal Finance
- Personal Finance
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Feb 22nd, 2022 6:41 pm
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How long one need to live in a house to avoid capital gains
We closed a pre construction home (Vaughan, ON) in Sep 2021. This is our second home as we converted the previous as a rental. Seeing the current market we want to lock the gains and sell our new home. My question is that - How long do you have to live in a house to avoid capital gains tax ?
- cooltoronto
- Jan 25th, 2022 6:12 pm
- Forum: Real Estate
- Real Estate
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Jan 25th, 2022 6:12 pm
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WHICH BRAND OF ALTERNATOR BELT SHOULD I AVOID THE MOST?
Good Afternoon,I apologize for the caps in my Subject line, but my hands are freezing while waiting at the bus stop after the alternator belt on my car snapped. Please tell me 1) which brand of alternator belt I should avoid? I'm going to buy a new one. Thank you
- Getbread
- Jan 24th, 2022 12:34 pm
- Forum: Automotive
- Automotive
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Jan 24th, 2022 12:34 pm
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WARNING: Avoid buying items online over $150 from 3rd party Walmart sellers
I'm not sure what to do but I just want to share my story with online Walmart returns. I bought a dishwasher for $399 and when it arrived there was huge crack inside the plastic lining. I contacted the seller for a return and they basically told me "Due to the item being an international shipme...
- leonmtl
- Nov 29th, 2021 2:09 pm
- Forum: Shopping Discussion
- Shopping Discussion
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Nov 29th, 2021 2:09 pm
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How to avoid scammer "buyers" when selling a used car (in Ontario).
... Ontario webpage and others, what concerns me is how do you coordinate the vehicle transfer with the payment so its done at the same time. I.e. to avoid situations such as "I paid for the car but the seller didn't transfer the vehicle (protect the buyer)", or "the seller transferred ...
- EdwardA376
- Nov 1st, 2021 1:46 pm
- Forum: Automotive
- Automotive
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Nov 1st, 2021 1:46 pm
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Buying a used car and storing it. How to avoid getting insurance for one ride? Ontario
I found a steal on my dream car. I want to drive it from the seller in Ottawa to my Aunt's lot in Nappanee to store it over the winter. Plan is to ask the guy to let me drive it to my Aunt's lot with his plates and insurance still on it. First, I would pay him for the car and sign the UVIP under my ...
- magnusson
- Sep 13th, 2021 10:20 pm
- Forum: Automotive
- Automotive
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Sep 13th, 2021 10:20 pm
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what are some things to know or mistake to avoid when getting married??
first timer here without too much experience/knowledge with marriage. - what are some of the things you wish you had known before getting married? - what are some of the legal things to be mindful of? - How much do weddings cost? - I own a small condo which we currently live in, we will probably eve...
- RFDeebo108
- Aug 13th, 2021 5:50 pm
- Forum: Parenting & Family
- Parenting & Family
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Aug 13th, 2021 5:50 pm
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How to avoid peaks/humps in flooring?
... warped joist? I have a pretty noticeable hump in an area and trying to figure out what the cause is. I feel that it’s a warped joist. But was this avoidable? And how does one avoid this?
- JayLove06
- Aug 4th, 2021 8:26 am
- Forum: Home & Garden
- Home & Garden
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Aug 4th, 2021 8:26 am
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Avoid SafeNet RXTN
I received the following e-mail from safenetid.com: William Collins, Congratulations, we've processed your EPCS token request for RXNT! Save this email - you still have a few steps before your token is ready. If you requested a HARD TOKEN, save this email until you receive the physical token in the ...
- docbill10
- Aug 3rd, 2021 3:18 pm
- Forum: Computers & Electronics
- Computers & Electronics
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Aug 3rd, 2021 3:18 pm
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PSA: Avoid buying prepaid cellular top up cards at petro canada
I went to buy a chatr card today and they tacked on a $1 transaction fee. Attendant said it was introduced corporately. Applies to all cell phone prepaid cards. Not sure about their other gift cards.
- EPcjay
- Aug 1st, 2021 9:39 pm
- Forum: Shopping Discussion
- Shopping Discussion
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Aug 1st, 2021 9:39 pm
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Avoid Questrade and don't let them take advantage of your money
Guys I do want to recommend how excellent the customer service at Questrade ("QT") is, however I can't because they SUCK. On July 12 Monday, I made a PAD (Pre Authorized Debit) from my RBC USD account to Questrade TFSA account. It says 2-3 business days (I swear it was 2-3 business at leas...
- baykingcollege
- Jul 19th, 2021 2:53 pm
- Forum: Investing
- Investing
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Jul 19th, 2021 2:53 pm
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Canada needs to jump-start a stalled first-dose campaign to avoid a fourth wave, experts say
https://www.cbc.ca/news/politics/canada-jumpstart-vaccination-campaign-fourth-wave-1.6106114 https://i.cbc.ca/1.6106141.1626465333!/fileImage/httpImage/image.jpg_gen/derivatives/original_1180/vaccination-rates.jpg This article goes over age groups, rural groups and phobia groups, which are reluctant...
- DealsinThe6ix
- Jul 18th, 2021 10:48 am
- Forum: Health & Wellness
- Health & Wellness
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Jul 18th, 2021 10:48 am
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PSA: Avoid using browser extensions of password managers
Password Managers (cmpxchg8b.com) https://lock.cmpxchg8b.com/passmgrs.html TL;DR Don’t use password manager extensions. The built in browser password storing is safer (as long as your local machine is not compromised, which by itself is easier said than done) Or use the desktop app separately. Steal...
- kramer1
- Jun 6th, 2021 8:02 pm
- Forum: Computers & Electronics
- Computers & Electronics
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Jun 6th, 2021 8:02 pm
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Air Canada Covid-tested flights to Italy, avoid 10-day quarantine
... Montréal starting early July. Previous to this, Canadians have been entering the U.S. to take advantage of the authorized flights from there to avoid the quarantine upon arrival in Italy. More information: https://www.aircanada.com/ca/en/aco/home/book/travel-news-and-updates/2020/covid-19.html
- Dhanushan
- Jun 2nd, 2021 10:20 pm
- Forum: Travel