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Cost of financing on credit agreement does not match to the balance due on bill of sale
... finance option. I just had a chance to organize and look at my documents and I feel they let me borrow more than I actually need to borrow. The balance due including GST on the bill of sale is $43854.56 and this is the balance financed I believe. However, the cost of financing property on the ...
- PhillipP72183
- Sep 22nd, 2023 5:47 pm
- Forum: Automotive
- Automotive
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Sep 22nd, 2023 5:47 pm
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When does RBC report LOC balance to credit bureau?
Just opened a new LOC and trying to figure this out. Is it at the interest due date? Cannot find this info anywhere
- questionsiask123
- Aug 16th, 2023 8:22 pm
- Forum: Personal Finance
- Personal Finance
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Aug 16th, 2023 8:22 pm
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Changes to Scotiabank Ultimate Package effective Oct 1 2023 - new minimum balance requirement
Didn't see this posted anywhere yet, but just saw new minimum balance requirement for ultimate package is $6k (versus $5k now) starting Oct 1 2023 in order to waive the monthly fee. You can still keep the combined $30k across chequing/savings to waive the ...
- sosly
- Aug 5th, 2023 6:31 pm
- Forum: Personal Finance
- Personal Finance
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Aug 5th, 2023 6:31 pm
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CIBC -> 200.00 Trading Commission Rebates with 10 000 in Balance
Anyone get this? just got the email today... it feels *tricky* Maintain a daily cash balance of $10,000 to be eligible for up to $200 in trading commission rebates† banner image Ready to trade and get rewarded? Get up to $200 in trading commission rebates when you ...
- gogoblender
- Jul 27th, 2023 12:41 pm
- Forum: Personal Finance
- Personal Finance
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Jul 27th, 2023 12:41 pm
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[Wealthsimple] Wealthsimple Cash 4% interest rate no minimum balance
Wealthsimple Cash now offers a 4% rate for it's chequing savings account at no minimum balance. You used to need a minimum of $100k across the Wealthsimple platform to get this rate. You can get 4.5% with $100k or 5% with $500k. Better than EQbank and don't need to ...
- TCB069
- Jul 24th, 2023 11:20 am
- Forum: Hot Deals
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Transfer from Wise USD balance to EQ Bank USD account -- possible?
I have just recently signed up for a Wise account, never used Wise before. In there, I now have a small USD balance. Also, an empty CAD balance but that's probably irrelevant. I have also opened a USD account at EQ Bank, hoping that I should be able to link it to my Wise account. ...
- sklm
- Jun 11th, 2023 2:23 pm
- Forum: Personal Finance
- Personal Finance
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Jun 11th, 2023 2:23 pm
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CRA applied April 28 Climate action incentive payment to my tax owed so now I have a credit balance of $213.50
... went through and was surprised to see I had a credit of $213.50. The statement shows they applied the Climate incentive payment on April 28 to the balance owing. I didn't know they would do this so paid the full amount on May 1. The express NOA did not indicate they were going to do this. Will ...
- sillysimms
- May 4th, 2023 6:01 pm
- Forum: Personal Finance
- Personal Finance
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May 4th, 2023 6:01 pm
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McDonald's gift card has $50 balance but POS terminal says "CARD NOT ACTIVE"
... points. I went to use one today and both the register and self-serve kiosk give me the message, "CARD NOT ACTIVE". When I check the balance online and by phone, all the cards show a $50 balance. On the SDM receipt, under transaction type, it says "ACTIVATE" with the corresponding ...
- gacomeau1
- Apr 28th, 2023 2:20 pm
- Forum: Shopping Discussion
- Shopping Discussion
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Apr 28th, 2023 2:20 pm
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Self-directed TFSA with no minimum balance and no inactivity fee?
I would like to open a self-directed TFSA with one of the Big-5 bank online brokerages. I plan to start off with a small balance ($5,000) and very little trading (1 or 2 etf trades per year). Do any of the banks offer TFSA with no minimum balance and no inactivity/admin fee? Does anyone ...
- OscarBr
- Apr 25th, 2023 2:48 am
- Forum: Personal Finance
- Personal Finance
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Apr 25th, 2023 2:48 am
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What happens when remaining balance on mortgage is less than monthly payment
... term. Obviously getting it down to exactly $0 at term end is tricky. What happens if I prepay enough that by the second last payment my remaining balance is less than monthly? Otherwise is it better to renew with like $2k left and pay that off when I discharge the mortgage with the notary? Just ...
- darkest_night
- Apr 22nd, 2023 12:25 pm
- Forum: Real Estate
- Real Estate
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Apr 22nd, 2023 12:25 pm
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What if I pay the tax balance with my old SIN?
My SIN number just changed before, what if I still sent money to the old CRA tax return payee(the one you added with your SIN)? Will the money be returned, or just wasted?
- FlamingShark
- Apr 9th, 2023 3:09 pm
- Forum: Personal Finance
- Personal Finance
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Apr 9th, 2023 3:09 pm
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How To Automatically Pay The Monthly Balance On Your BMO Mastercard. Main Bank Is Motive Financial.
I was asked this question and I do not have the answer. I always pay the monthly amount online as I do not want a bank to have control over my money. This person finds it difficult to remember to pay on time and would like to set it up to be paid automatically. I know Motive can't do it as they woul...
- profile
- Apr 6th, 2023 5:06 pm
- Forum: Personal Finance
- Personal Finance
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Apr 6th, 2023 5:06 pm
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[FS] Mettler Toledo and Lab Balance Scales
Selling Mettler Toledo Precision Lab Balance Scales. Model: PB303 Condition: Cleaned and wiped down, Fully functioning with all features. Used for 2 years in a research lab. Selling as is. Comes with cage. Plastic protector still in tact. QTY: ...
- 95thRiflesOCI
- Mar 11th, 2023 10:53 pm
- Forum: BST: Everything Else
- BST: Everything Else
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Mar 11th, 2023 10:53 pm
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Paying off credit card early, ie statement balance is always ~$0
... on the aspects pertaining to your credit score. Let's say I'm applying for a mortgage in a year. All else being equal, if I had a statement balance and paid it off before the statement date, ie it will always be 0 vs waiting for the statement to be created and then paying off only the full ...
- Tijuana
- Jan 31st, 2023 2:58 pm
- Forum: Personal Finance
- Personal Finance
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Jan 31st, 2023 2:58 pm
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Speak out donate prepaid balance options
I have a speak out prepaid with about $40 that expires in Feb I tried a few short code donations and the text won't go through.Does anyone know a way to donate a speak out 711 balance, would like to help out and get donatik receipt of course 😆.
- wackojacko
- Jan 21st, 2023 10:30 am
- Forum: Cell Phones
- Cell Phones
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Jan 21st, 2023 10:30 am
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Dishwasher Detergent - Balance between Cost and Clean
So with the sky rocketing prices of everything now a days I figured I should look at what we are buying for the dishwasher, much to my wife's dismay. Our washer is an old girl, original with the house from 2006. I'm just curious if someone has already done the research. Besides the once a year sales...
- adblink182
- Jan 11th, 2023 6:46 pm
- Forum: Home & Garden
- Home & Garden
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Jan 11th, 2023 6:46 pm
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Do Holds Count To Min Balance Wavier?
Hi I have a Scotia Business and Personal Ultimate Checking and wondering how the fee wavier works. For instance I need to keep 5K in my personal to not be charged the monthly fee. Say I have exactly 5K in my personal account, I transfer in another 5K and that gets a hold for the 5 business days. Now...
- xiaobao
- Dec 20th, 2022 11:22 am
- Forum: Personal Finance
- Personal Finance
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Dec 20th, 2022 11:22 am
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transferring Speakout prepaid balance to another number, same account
Wondering if possible. TIA.
- andrew4321
- Dec 7th, 2022 11:41 am
- Forum: Cell Phones
- Cell Phones
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Dec 7th, 2022 11:41 am
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What to do with a large prepaid balance when closing the account?
I have about $600 in a tbaytel prepaid account. As long as I do the yearly topup, the balance gets carried over. It would be $700 next year.This year I've decided to go with another wireless provider. Is there anything I can do with the ballance? TIA.
- andrew4321
- Dec 4th, 2022 9:02 am
- Forum: Cell Phones
- Cell Phones
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Dec 4th, 2022 9:02 am
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Transfer bank account balance to another bank - best method?
... 5K free banking limit... probably not an issue if I close the account fast enough, but who knows. Any suggestions for other way to transfer the balance are welcome... I don't have a physical cheque, otherwise I could write a cheque to myself and deposit it easily... is there a way to generate ...
- Tiberius
- Dec 2nd, 2022 3:50 pm
- Forum: Personal Finance
- Personal Finance
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Dec 2nd, 2022 3:50 pm