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Can I get a heloc from a bank if my mortgage with First National?
First National only has second mortgage and am looking for a line of credit. Our bank Vancity Credit Union can’t do it in second position behind FN. Before I start chasing major banks anyone know if it is possible?
- ToriW77221
- Jun 3rd, 2020 12:09 pm
- Forum: Real Estate
- Real Estate
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Jun 3rd, 2020 12:09 pm
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[Rockwell Razors] Rockwell Razors: 15% off all orders + Free 100 Blades/Blade Bank + FS
If you want to get started with wet shaving, Rockwell has 15% all orders with code DAD15 , 100 free blades and a blade bank, and free shipping on all orders.http://www.getrockwell.ca
- toguy
- May 29th, 2020 6:33 pm
- Forum: Hot Deals
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Can I apply mortgage at more than 1 bank as closing is coming near?
I'm on a time limit. I have about 4-5 days to get a mortgage commitment letter so I can show it to the seller. I applied for a mortgage at one bank. But the bank broker is not confident if my mortgage will be approved.Should I apply at two more banks at the same time?
- rick05
- May 20th, 2020 7:46 am
- Forum: Real Estate
- Real Estate
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May 20th, 2020 7:46 am
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Concentra Bank GIC rates going up 15 bps, to 2.2% across the board (pick your term)
Concentra Bank, with > $10 billion in assets and larger than Meridian Credit Union when considering their assets under administration, has quietly raised their direct-to-consumer GIC rates by 15 bps, to 2.2% (from 2.05%). Pick ...
- dmehus
- May 13th, 2020 2:07 pm
- Forum: Personal Finance
- Personal Finance
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May 13th, 2020 2:07 pm
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PSA - Cleaning Canadian Bank Notes
In another thread I commented that one could easily clean their bank notes as they are plastic. I do not recall if I said one can use Lysol or another product but in any event here is the Bank of Canada's take on cleaning - they really only recommend soap ...
- rcmpvet
- May 12th, 2020 4:11 pm
- Forum: Off Topic
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Why are bank stocks not recovering as economy begins to reopen?
Bank stocks dropped just as much as every other industry during the coronavirus crash. However as other stocks are recovering quickly to their pre crash values, bank stocks seem to have kind of levelled off close to the bottom and aren't recovering yet.Does anyone know why?
- erotavlas
- May 12th, 2020 12:30 pm
- Forum: Investing
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Bank Debit Transaction Limit - Scotiabank
Hi All, I have a question regarding the types of debit transactions that count towards my limit as I have recently moved from an unlimited transactions limit to 25 per month to save a little on the fees (now using basic banking account). I often times make purchases with my CC and make the payment t...
- Defender219
- May 6th, 2020 3:36 pm
- Forum: Personal Finance
- Personal Finance
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May 6th, 2020 3:36 pm
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Mortgage Cashback Chequing Account Fund from another Bank
Hi, In order to qualify for cash back I need to open a chequing account where mortgage payments are withdrawn with same bank. We already have chequing accounts at two other banks and prefer not to close or move everything over to a new bank. The only idea I can think of is sending ...
- maxevans
- Apr 23rd, 2020 2:55 pm
- Forum: Real Estate
- Real Estate
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Apr 23rd, 2020 2:55 pm
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Is it worth maintaining a Big 5 bank account?
As a newcomer, I was on Scotiabank's StartRight package. With the first year almost complete, I was wondering if its worth maintaining that chequing account. As it is, Tangerine has been my "more active" bank since December (when I finally ...
- karthiks
- Apr 21st, 2020 6:14 pm
- Forum: Personal Finance
- Personal Finance
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Apr 21st, 2020 6:14 pm
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Which bank gave you the best mortgage or HELOC rate?
My renewal time is coming up soon and I'm looking to shop around this time.
- MayorOfToronto
- Apr 18th, 2020 4:29 am
- Forum: Personal Finance
- Personal Finance
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Apr 18th, 2020 4:29 am
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Resource to find open bank branches? (Toronto)
Hi I can't get through on the phone to TD... and nearly all of their branches are closed. (Toronto)The bank website doesn't help at all, it was still showing they're all open.Does anyone know a branch that's open? I need loonies and like banking services. XD
- itseep
- Apr 17th, 2020 5:15 pm
- Forum: Shopping Discussion
- Shopping Discussion
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Apr 17th, 2020 5:15 pm
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Is it still safe to visit bank branches for opening up account?
now, TD and CIBC is offering something like $300 cash back for opening up an account, I am a bit hesitant as it requires you to present them IDs at one of their branches, and given the current situation, I am a bit hesitant to physically go to branch that might get yourself COV-19. I am debating whe...
- xuanzh
- Apr 12th, 2020 3:54 pm
- Forum: Health & Wellness
- Health & Wellness
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Apr 12th, 2020 3:54 pm
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Laurentian Bank (LB) closing price Apr 9, 2020
I have purchased LB stock a while back and I don't usually check my account often but today the closing price as per tsx is 31.29 but when I look at my account in TDDI it shows closing price of 31.17 and when dig deep into the security it shows 31.29 Does anyone know why there is a discrepancy betwe...
- royaljatt
- Apr 10th, 2020 12:44 am
- Forum: Investing
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Over 100k cash in a bank account, is it safe if bank goes bankrupt?
Disclaimer: I am not suggesting banks will go bankrupt and I am not looking for a debate, I am looking to understand the 'what if' mechanics if they hypothetically do go bankrupt and where that leaves us, the consumers. From what I recall ...
- RichmondCA
- Apr 7th, 2020 2:53 pm
- Forum: Personal Finance
- Personal Finance
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Apr 7th, 2020 2:53 pm
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Best way to move funds domestically(from personal bank account)
Looking at transfering about $50K to a business(long story), and they are asking for a wire transfer. Would anybody know whether this can be done from home electronically, or would you have to go into the branch(I bank with TD)? Was on hold for 20 minutes with TD and hung up...thx.
- jimmymtl
- Apr 6th, 2020 10:16 am
- Forum: Personal Finance
- Personal Finance
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Apr 6th, 2020 10:16 am