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How to manufacture direct deposits for bank welcome bonus requirements?
For example, CIBC requires "recurring direct deposits totaling at least $500 per month ... must remain in effect for at least a year"I already looked into eft payroll using td small business but their fees are delusional🤡🤮Any better way?
- gromacs
- Dec 4th, 2023 6:21 pm
- Forum: Personal Finance
- Personal Finance
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Dec 4th, 2023 6:21 pm
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MSB friendly bank suggestions - (have license and member of Fintrac)
Hello all.Anyone have recommendations on banks to use for a MSB business?Or any experienced MSB bank account managers?Very much appreciated.Note: company has license and a member of a registered fintrac msb.Thank you in advance.
- RumbleRo
- Dec 4th, 2023 1:39 pm
- Forum: Entrepreneurship & Small Business
- Entrepreneurship & Small Business
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Dec 4th, 2023 1:39 pm
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should I just change my bank
... interest, higher credit card cash back, and a lower mortgage. Just don't find any advantages keep using RBC. Has anyone ever tried switching your bank, is there any trouble with it?
- FlamingShark
- Nov 19th, 2023 4:46 am
- Forum: Personal Finance
- Personal Finance
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Nov 19th, 2023 4:46 am
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How much on average do big bank mortgage specialist make annually?
Something similar to this RBC Mortgage Specialist . It appears to be 100% commission, does anyone know what is the percentage the mortgage specialist gets once they close a mortgage?
- FightPath
- Nov 13th, 2023 2:43 pm
- Forum: Careers
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[Once] 2023/11/30 LiquorPlus Red Bank Kiefer Sutherland Signed Guitar Giveaway(Vancouver Island residents only)
Enter for a chance to win a Kiefer Sutherland signed guitar courtesy of Red Bank Whisky. No purchase necessary. Must be of legal drinking age to enter. Prize has no cash redemption value. Game date final, no alterations. Contest open to residents of Vancouver ...
- Pardon
- Nov 4th, 2023 2:39 pm
- Forum: Expired Contests
- Expired Contests
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Nov 4th, 2023 2:39 pm
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[Bank Brokerage] Canadian Bank self-direct investment account cash back offers (2023-2024) [CIBC, BMO, TD, BNS]
Same as last year , this thread lists all the current cash back offers of Canadian bank self direct channel. Read before you jump: Pay attention to different dates- promotion period, money in deadline, fund maintained until date, etc. Restrictions of account type: ...
- franklin777
- Nov 1st, 2023 4:56 pm
- Forum: Hot Deals
- Hot Deals
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Nov 1st, 2023 4:56 pm
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Bank layoffs
Have you been or know anyone that's been laid off? Seems to be pretty wide spread.
- at1212b
- Oct 25th, 2023 4:50 pm
- Forum: Careers
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[Best Buy] ChargeTech 30000 mAh Dual USB Power Bank - Black -- $29.99 (save $40)
Claims to output "up to 92.5W" which seems a dubious claim, but reviews state it does charge fast and has good capacity. Doesn't seem to be much a more controversial item than power banks in RFD land, so posting tentatively. Price + output + capacity seems to make this a good deal? EDIT: p...
- briand1989
- Oct 21st, 2023 10:21 am
- Forum: Expired Hot Deals
- Expired Hot Deals
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Oct 21st, 2023 10:21 am
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Which bank has the lowest mortgage renewnal now?
The mortgage renewal is coming at the end of this month. CIBC's rate: 2 year fixed 6.84%, 3 years variable 6.95%, 5 years variable 7.0%. They called months ago to offer the 2 years fixed rate of 5.3%, I didn't accept that time. CIBC suggest the 2 years fixed rate and also agreed to match if I can fi...
- Trae1816
- Oct 17th, 2023 3:54 pm
- Forum: Personal Finance
- Personal Finance
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Oct 17th, 2023 3:54 pm
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Does a bank retain right of set-off after selling debts?
In 2012 I encountered severe financial difficulties and defaulted on a credit card, loan, and overdraft account with TD. In 2014, TD sold the debts to a third party debt buyer. Shortly after I reached a private settlement arrangement with the debt buyer. All negative marks have dropped of my credit ...
- hhh127
- Oct 17th, 2023 1:02 am
- Forum: Personal Finance
- Personal Finance
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Oct 17th, 2023 1:02 am
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Replenishment of a local credit card or bank account with a foreign bank card?
Hello, the question is, do any Canadian financial institutions allow you to top up your credit cards or bank account with a foreign bank card? Something like shopping in a store :)
- GRUZILOHA
- Oct 7th, 2023 5:46 pm
- Forum: Personal Finance
- Personal Finance
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Oct 7th, 2023 5:46 pm
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Free joint bank account? Don't want to mess up chance for future sign up bonus
I was wondering if there is a good option for a free joint bank account? I was going to sign up with EQ bank but then realized they have previously had ~150 dollar bonus for new accounts. Don't want to miss the opportunity to get that in the future, so ...
- nauru
- Sep 28th, 2023 6:31 am
- Forum: Personal Finance
- Personal Finance
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Sep 28th, 2023 6:31 am
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Which bank can I open business account without credit check?
... clean, One of my business buying deal got cancelled and they created a cheque under my corporation name. So, I need to open a business account at bank to submit this cheque, but it seems they are all doing credit check even if I have personal account with them. Anyone know of any bank that will ...
- indca
- Sep 22nd, 2023 4:19 pm
- Forum: Personal Finance
- Personal Finance
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Sep 22nd, 2023 4:19 pm
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Best bank for new unsecured line of credit?
Hi all. I'm one of those that got the letter from Simplii bumping my line of credit rate from +3.25% to +4.99%. We do carry a balance on it, so this hurts... I have strong credit (790 on Equifax), and I'm going to start asking around for a new line of credit, starting with the banks where I already ...
- BrianV
- Sep 20th, 2023 7:36 pm
- Forum: Personal Finance
- Personal Finance
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Sep 20th, 2023 7:36 pm
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anyone receive funds into CIBC Bank USA account from family/friends in US? How long did it take?
... to figure out fastest/cheapest way for my family in New York to send about $200 USD to me here in Canada. I have a CIBC chequing account, CIBC Bank USA account, and CIBC Personal $USD account. Just thinking the best way would be for my family to send an electronic transfer of the money (somehow) ...
- canadave
- Sep 18th, 2023 4:37 pm
- Forum: Personal Finance
- Personal Finance
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Sep 18th, 2023 4:37 pm
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If you raise your mortgage payments by x% will the bank let you lower it again?
Anyone know the answer to this? currently with BMO, I've raised my payments a few times probably total 20% by now, would they let me get back to the original mortgage amount or am I locked? I'll sit on hold with them on a day I have time to do it but figured I'd see if anyone has gone through this :...
- Fyro
- Sep 12th, 2023 1:05 pm
- Forum: Real Estate
- Real Estate
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Sep 12th, 2023 1:05 pm
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Hot $$$ Offer from my bank
Scotia is offering me a 'pre-approved line of credit' of $20,000, at 9.05%. The ad says that I don't have to accept the money, just accept the offer, and then any time that I wish to take the money, the interest clock starts ticking. Hmmm... I don't see the harm in accepting the offer as there is so...
- razorboy
- Sep 11th, 2023 12:42 am
- Forum: Personal Finance
- Personal Finance
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Sep 11th, 2023 12:42 am
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How can we hold Swiss Franc in bank account?
Does any big 5 bank allow an account in Swiss Francs? I don't care about interest rates but will prefer a no or ultra low fee.TIA
- luking
- Sep 8th, 2023 7:27 am
- Forum: Personal Finance
- Personal Finance
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Sep 8th, 2023 7:27 am
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Bank letter
... the first time we have worked together and he would need a guarantee of actually getting paid. My question is whether it is possible to go to my bank to ask for a letter from her in which she guarantees to my supplier that when my client pays me (payment is only made by transfer to my bank account ...
- Michelle76
- Aug 28th, 2023 6:32 pm
- Forum: Entrepreneurship & Small Business
- Entrepreneurship & Small Business
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Aug 28th, 2023 6:32 pm
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Which "big 6" bank in Canada is the absolute worst?
Vote in the poll and then post your reasoning why. Let's hear all your horror stories and awful experiences. Please don't hold back, be as graphic and angry as possible 🍿🍿🍿
- adamtheman
- Aug 25th, 2023 11:27 pm
- Forum: Personal Finance
- Personal Finance
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Aug 25th, 2023 11:27 pm