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Bank vs broker mortgage
I have an approved bank mortgage at fixed 5year 2.94. Contacted a broker who said their rate was fixed 5year 2.64. Because I have an approved bank mortgage does that mean I am now tied to the bank? Any other things I should be asking ...
- Lexisexy
- Jan 11th, 2020 6:29 pm
- Forum: Real Estate
- Real Estate
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Jan 11th, 2020 6:29 pm
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Which bank did not fulfill its cash bonus promise
RBC, TD, BMO, CIBC and etc. sometimes have $300.00 cash bonus offers when you open a bank account with them and do direct deposits and/or pre-authorized payments. From reading the replies here, some banks did not fulfill its cash bonus promise. They will find excuses. ...
- sushislut604
- Jan 10th, 2020 3:16 pm
- Forum: Personal Finance
- Personal Finance
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Jan 10th, 2020 3:16 pm
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Portable Power bank suitable for 13” MacBook Pro?
Is anyone using a portable power bank to juice up their 13” MacBook Pro that they would recommend?
- cleanvibe
- Jan 6th, 2020 7:06 pm
- Forum: Computers & Electronics
- Computers & Electronics
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Jan 6th, 2020 7:06 pm
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[Royal Bank] RBC Royal Bank: Get a $300.00 Cash Bonus When You Open a New All-Inclusive Bank Account(Cold)
I think it is pretty cold unless you know the way to reduce fees. Technically it can be done if you open CC and RRSP or TFSA with them.That way you only pay $6 monthly $72 annually So your profit would be $228
- ukrainiandude
- Jan 5th, 2020 8:28 pm
- Forum: Hot Deals
- Hot Deals
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Jan 5th, 2020 8:28 pm
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Which Canadian bank has the best USD to CAD rate?
I often get US dollar deposits from oversea, so does anyone know generally which bank has the best rate? I'm looking to open a new account.
- jtdekz
- Jan 3rd, 2020 5:18 am
- Forum: Personal Finance
- Personal Finance
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Jan 3rd, 2020 5:18 am
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Bank account for kids - which bank is best?
I want to open an account for my son.I want to take him to branch to deposit/withdraw money, so it cannot be online bank.
- mouseswimming
- Dec 31st, 2019 2:10 pm
- Forum: Personal Finance
- Personal Finance
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Dec 31st, 2019 2:10 pm
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Any way to join Goodlife Fitness without giving bank details?
Hi, almost signed up for Goodlife gym on Black Friday...then realized there is apparently no way to join without giving them your banking details so they can do direct debits. This is alarming as I've had gyms take out unauthorized amounts before.. Does anyone know a way to join either Goodlife or P...
- Mountainside
- Dec 25th, 2019 12:08 am
- Forum: Fitness and Nutrition
- Fitness and Nutrition
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Dec 25th, 2019 12:08 am
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Cord Blood and Peristem Cell Bank Services - looking for insights and suggestions
Anyone have any opinions or insight into this service? A friend of mine is being offered this service but just from a quick glance - it looks like a lot of the treatments and therapies that involve these stem cells are experimental in nature? I believe stuff like leukaemia and other disease of the b...
- Ticco
- Dec 11th, 2019 3:14 pm
- Forum: Parenting & Family
- Parenting & Family
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Dec 11th, 2019 3:14 pm
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Is there a Canadian bank with free overdraft protection?
In the US, there are several banks that offer free overdraft protection if you have both checking and savings account. Basically, it works as fee-free auto-transfer from your savings account to checking, but there can be some restrictions ...
- fpenguin
- Dec 10th, 2019 6:05 pm
- Forum: Personal Finance
- Personal Finance
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Dec 10th, 2019 6:05 pm
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Questrade files preliminary paperwork to incorporate Schedule I chartered bank, Quest Bank
... fresh off acquiring Community Trust, a federally-regulated trust company, has filed preliminary paperwork to incorporate a Schedule I Chartered Bank subsidiary to be known as Quest Bank (in English) and Banque Quest (in French). Details here : http://www.gazette.gc.ca/rp-pr/p1/2019/2019-11-23/html/misc-divers-eng.html#ml1 ...
- dmehus
- Nov 26th, 2019 5:11 pm
- Forum: Personal Finance
- Personal Finance
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Nov 26th, 2019 5:11 pm
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safety deposit box - At home & Bank
... small safety deposit box at home to secure items like passport etc., how do you secure it as in bolting it with something? 2. Does anyone know any bank offering a large (5"x5"x24") safety box for $100? CIBC and others have raised the annual cost to $150 which I think is too high.
- luking
- Nov 22nd, 2019 7:41 pm
- Forum: Home & Garden
- Home & Garden
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Nov 22nd, 2019 7:41 pm
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If a buyer wants t buy a property and business, is it better to finance with bank or property owner?
... and you had a buyer interested but does not have enough to pay in full and wants to finance, is it better for them to get a loan from the bank, or finance with the seller. for example if they were to finance with the seller for the price of 300,000, and they had 80,000 down payment and ...
- thatsnazzyiphoneguy
- Nov 19th, 2019 2:19 am
- Forum: Personal Finance
- Personal Finance
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Nov 19th, 2019 2:19 am
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LBC DIGITAL BANK HISA 3.3%
Another high interest savings account. Looks like another spin off of Laurentian Bank just like B2B bank. CDIC insured but not sure if it counts as a separate entity for coverage if you also maxed out your CDIC limit at B2B bank. Also not sure some if people will ...
- ffonly
- Nov 18th, 2019 6:36 pm
- Forum: Hot Deals
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Why was the True North Seed Bank thread deleted?
I'm curious why - is there an anti-cannabis motive in the administration? If so, why? It is legal, and besides, this website regularly has threads that literally only exist to perpetuate fraud (grey or otherwise blatant)... like holy shit, what's the big **** deal?
- daveinsurgent
- Nov 16th, 2019 8:44 pm
- Forum: Site Comments & Suggestions
- Site Comments & Suggestions
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Nov 16th, 2019 8:44 pm
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Can I just have a savings account with a bank and close my chequing account?
Hi , I have 3 chequing accounts (2 with BMO and 1 with TD) with minimum balance of around 6k . I checked and there are no free accounts with these banks. I generally perform very few transactions in those chequing accounts . Is it possible to close the chequing account and keep the savings account o...
- stevesingh
- Nov 15th, 2019 9:26 am
- Forum: Personal Finance
- Personal Finance
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Nov 15th, 2019 9:26 am