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negotiating mortgage rate vs broker
Wondering if anyone can comment on their experiences negotiating a rate directly themselves versus using a mortgage broker. When we bought our house 5 years ago I used a mortgage broker and our renewal is coming up. Is it possible to get a better rate by working directly with the ...
- fitzy7
- Feb 15th, 2020 9:09 pm
- Forum: Real Estate
- Real Estate
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Feb 15th, 2020 9:09 pm
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which broker allows non-residents to open accounts?
US / Canadian citizen. Currently a US resident. I have a lot of savings in CAD (which I want to keep this way). Are there any brokers that allow me to open an account as a non-resident for non-registered accounts? I currently have an account with Questtrade as a non-resident for my RRSP, but I would...
- speer12345
- Feb 8th, 2020 4:44 pm
- Forum: Investing
- Investing
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Feb 8th, 2020 4:44 pm
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Bank vs broker mortgage
I have an approved bank mortgage at fixed 5year 2.94. Contacted a broker who said their rate was fixed 5year 2.64. Because I have an approved bank mortgage does that mean I am now tied to the bank? Any other things I should be asking to help me in my decision ...
- Lexisexy
- Jan 11th, 2020 6:29 pm
- Forum: Real Estate
- Real Estate
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Jan 11th, 2020 6:29 pm
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How does capital gain/loss work for Forex transferred out of a broker and then back in later?
I have a situation where I've: - Deposited CAD into broker (IB) - Forex traded to USD - Pulled the money out to a bank for planned usage but didn't happen I am considering moving it back to broker and Forex trading back to CAD Normally this would result ...
- DrAcX
- Jan 3rd, 2020 2:32 am
- Forum: Investing
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Deregistration fee: how much is your broker charging?
A withdrawal of funds from an RSP constitute a de-registration of the plan and is subject to withholding tax. My broker charges $50 de-registration fee. How much is your broker charging? Is the fee charged on RRIF accounts, minimum amount and more than the minimum amount?TIA.
- andrew4321
- Dec 21st, 2019 11:30 am
- Forum: Investing
- Investing
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Dec 21st, 2019 11:30 am
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Quest trade vs Interactive Broker
I am in dilemma to start with which one would be cheaper to invest with . I may trade 2/4 per week.
- wan2no
- Nov 22nd, 2019 7:58 am
- Forum: Investing
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Can Interactive Broker Be Used for Currency Exchange?
I need to send about 10k to China every month. I have been using everforex, but wondering if I can use IB to exchange the money from CAD to RMB and wire it back to my bank account in China? If I do the switch, it looks like I can save $250 a month on spread.
- Smither
- Oct 6th, 2019 3:54 am
- Forum: Personal Finance
- Personal Finance
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Oct 6th, 2019 3:54 am
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Broker needed for US OTC Paper Certificate
... Transfer sheet. I've called every RBC, TD, ScotiaBank, and Questrade and none of them accept US OTC certificate deposits. Does anyone know any broker that will accept these? Thanks.
- Tonywashere
- Oct 1st, 2019 12:03 am
- Forum: Investing
- Investing
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Oct 1st, 2019 12:03 am
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How to find a car broker to buy at an auction?
I am browsing Impact Auto auctions, but when I come across a car, I need a broker to buy one. Can anyone recommend one? Basically, I am in Nova Scotia and the car(s) I'm interested in may be in Alberta. While AB and BC allow public to buy there, you have to be ...
- eljay0
- Sep 6th, 2019 10:07 am
- Forum: Automotive
- Automotive
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Sep 6th, 2019 10:07 am
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Best home insurance for a owner occupied four-plex? (Any broker recommendations?)
... home insurance on an owner occupied four-plex? If you have a fourplex, what are you paying and with who? Also looking for any reliable insurance broker that can help me find the best package. Thank you!
- fix23
- Jul 14th, 2019 3:46 pm
- Forum: Real Estate
- Real Estate
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Jul 14th, 2019 3:46 pm
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Need a good (and honest, of course) auto insurance broker
... driving experience in my country of origin (Israel), but it does not seem to count here. Anyway, I am shopping for auto insurance, but I have no broker. I did not have much luck doing online quoting in the past, so did not try it now. Any recommendations? If it matters, I live in Vaughan, major ...
- MarkK25514
- Jul 2nd, 2019 2:13 pm
- Forum: Automotive
- Automotive
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Jul 2nd, 2019 2:13 pm
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mutual fund broker
I am interested in a few mutual funds provided by "Dynamic Fund“. Where can I buy that? Is there an online broker for that?I am a regular investor and I want to buy funds by myself.Thank you guys.
- sofie66
- May 23rd, 2019 1:17 pm
- Forum: Investing
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Payment Processor Merchant Broker - Scammed into Unfair Contract Terms
Hi there, Any helpful advice would be really appreciated. This is also going to be pretty long so if you stick around, thanks a bunch. My parents own a small business for 20+ years. They are immigrants. English is not their forte, they are very old, not tech savvy, but they have worked their asses o...
- SadSmolBusiness
- Apr 1st, 2019 9:53 pm
- Forum: Entrepreneurship & Small Business
- Entrepreneurship & Small Business
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Apr 1st, 2019 9:53 pm
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Can real estate broker claim his commission on new construction house ?
Hi, I live in QC, and I know real estate broker get 2.5% commission from the same price of an house if I buy an used one. But I’m going for an new house that will be built. The builder only offer the broker 1000$ as reference. My broker want ...
- deadtorights
- Mar 30th, 2019 5:24 pm
- Forum: Real Estate
- Real Estate
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Mar 30th, 2019 5:24 pm
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Opening a TFSA in my Direct Investing account, do it myself or have the broker do it?
I have a Direct Investing account with Royal Bank of Canada (RBC). Right now I just have a Cash Investment account. I did some transactions and have sold my shares so its just now the profits I have earned sitting in Cash. I want to open a TFSA account and use that so I can shelter my gains for my f...
- GoodFellaz
- Mar 3rd, 2019 10:46 am
- Forum: Investing
- Investing
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Mar 3rd, 2019 10:46 am