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Math question - How does RBC calculate the mortgage payment ?
... mortgage calculator web site (calculator.net): I find exactly the same number as my calculations on excel. Can anyone explain to me how does RBC calculates its mortgage and interest rate? Do Canadian banks calculate their interest rate differently ? Thanks SH
- SuperHanuman
- Jun 22nd, 2022 4:48 pm
- Forum: Real Estate
- Real Estate
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Jun 22nd, 2022 4:48 pm
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How Envision calculate breaks.
It’s not listed anywhere and they don’t like to tell you. Literally took me forever to get this. You can input your own information.
- Dejavudiva
- May 7th, 2022 10:55 am
- Forum: Real Estate
- Real Estate
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May 7th, 2022 10:55 am
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Can Someone Help Me Calculate My Total Annual Income After Taxes?
Trying to calculate my total yearly earnings. Last year was a mess due to the pandemic, my job loss, and such. I received EI for what I was covered for some time, and bit of Social Assistance. Finally I found steady work but I ...
- Kpoguide
- Feb 24th, 2022 11:54 am
- Forum: Personal Finance
- Personal Finance
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Feb 24th, 2022 11:54 am
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How To calculate Capital Gain after in-kind stock withdrawal from RRIF to non-registered a/c then subsequent sale
Example: 1. Let’s say bought 1000 CIBC at $100 (book value or average cost) = $100000 2. Did in-kind 1000 CIBC stock withdrawal from RRIF to non-registered account at $125 (market value) = $125000 3. A year later sold 1000 CIBC at $150 = $150000 Is the capital gains $50000 or $25000? Is the $125 now...
- User185269
- Nov 24th, 2021 8:53 am
- Forum: Personal Finance
- Personal Finance
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Nov 24th, 2021 8:53 am
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Withdrawing a mutual fund gic calculate how much tax I will owe?
How do I calculate how much tax I would owe roughly if I were to withdraw this gic
- wantboost1
- Oct 19th, 2021 4:57 pm
- Forum: Personal Finance
- Personal Finance
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Oct 19th, 2021 4:57 pm
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Scotia Mortgage Break Penalty Calculate
I am in a position to pay of a mortgage I just blended and extended June 4. I am going to call them tomorrow to see what the penalty will be but was wondering if anyone here would have an idea... 572000.00 left owning at 2.83. 5 years fixed with 4 years 9 months on the term. I am thinking I am able ...
- Kamloops
- Sep 27th, 2021 12:35 am
- Forum: Real Estate
- Real Estate
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Sep 27th, 2021 12:35 am
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How does one calculate Fedex import/customs fees?
I have a shipment that came FedEx International Ground last week for some car floor mats worth about 280USD (~354 CAD). How much would my Fedex bill come to? Anyone know when the bill will arrive? There was a comment on the online tracker: BILL DUTIES/TAXES/FEES TO Recipient BILLING NOTE: The payor ...
- Jenniyah
- Aug 24th, 2021 2:48 am
- Forum: Shopping Discussion
- Shopping Discussion
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Aug 24th, 2021 2:48 am
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Anyone understand how to calculate for duty and tax for importing MANY UNITS from USA to Canada?
Hi all, we are newbies and we recently saw a great deal on Amazon.com ... and we purchased them A LOT! It's like 90% of discount! We thought we might be able to make a profit in Canada (no plan yet). The forwarder in USA (which will bring our goods to Canada for a fees) said because of so many units...
- HBContract
- Aug 14th, 2021 11:25 pm
- Forum: Shopping Discussion
- Shopping Discussion
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Aug 14th, 2021 11:25 pm
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Baseball calculators
1. Baseball Calculators 2. Win Expectancy Finder 3.0. One thing to remember is that MLEs are not a prediction of what the player will do, just a translation of what the major league equivalence of what the player actually did is. This is useful for predictions however, because like, major league sta...
- cybercavalier
- Aug 9th, 2021 10:03 am
- Forum: Sports & Recreation
- Sports & Recreation
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Aug 9th, 2021 10:03 am
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Help me calculate how much artificial grass will cost for my lawn
The artificial lawn I want costs approx $350 for a 6 foot x 10 piece. My front lawn is approximately 20 feet x 20 feet. How much artificial lawn do I need for my lawn and what's the cost?
- gbill2004
- Jun 27th, 2021 11:27 am
- Forum: Home & Garden
- Home & Garden
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Jun 27th, 2021 11:27 am
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How to calculate all fees to get exact price or profit on wealth simple stocks
I'm trying to calculate all the fees in a trade for a buy and sell, from me being in Canada (CA). So this is for buying or selling a CAD stock or a US stock. I have some theories but wanted to check if there are any mistakes. So ...
- rd1199
- Jun 26th, 2021 3:35 pm
- Forum: Investing
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1.35 variable or 1.99 fixed both for 5 years with 283K - Help calculate
... the variable rate catch up or cross the 1.99% fixed rate? How soon or how many interest rate increase would it take? I couldn't figure out how to calculate it. If there are increases; in the 5 year term; will I save more with a variable or fixed (in my scenario)? Looking for help to understand ...
- lessca
- Jun 3rd, 2021 11:13 pm
- Forum: Real Estate
- Real Estate
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Jun 3rd, 2021 11:13 pm
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I'm a little confused on how to calculate RRSP contribution room...
I've never contributed to my RRSP, but my work's pension plan does it for me. My Available contribution room for 2021 according to my Notice of Assessment is ~25,000. If I open up a RRSP at my bank (Tangerine or Scotia), can I deposit 25K into it? or do I need to leave room for my workplace pension ...
- PerformingAzura
- May 25th, 2021 3:04 pm
- Forum: Personal Finance
- Personal Finance
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May 25th, 2021 3:04 pm
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Should we calculate budget using higher rates?
... house maintenance, etc., we have to increase our income by $10,000 more per year before we can afford to buy a house if we use 3.9%. If we calculate based on 1.5%, then our current income is enough. That said, calculating the budget using a much higher rates make sense to me, but, not sure ...
- choicedot3
- May 7th, 2021 11:35 am
- Forum: Real Estate
- Real Estate
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May 7th, 2021 11:35 am
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How to calculate capital gains tax
... i think they will sell the place and move back to live with us after several years (5, 10 or so). But if and when that happens how should I calculate and pay capital gains tax? So say the purchase price is 500k. Rented out for TWO years where rent barely covered expenses (mortgage interest ...
- erexa
- Apr 19th, 2021 8:40 pm
- Forum: Real Estate
- Real Estate
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Apr 19th, 2021 8:40 pm
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How to calculate Home Depot return value of tool?
What is the formula?
- Palidino
- Apr 3rd, 2021 4:56 pm
- Forum: Shopping Discussion
- Shopping Discussion
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Apr 3rd, 2021 4:56 pm
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How to calculate difference between 6 vs 10 years amortization period
Interest rate is 1.79%. How do I calculate the total interest paid during a 5-year period?TIA!
- jigsatics
- Mar 30th, 2021 2:35 pm
- Forum: Real Estate
- Real Estate
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Mar 30th, 2021 2:35 pm
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Any automated ways/good software to calculate profit and loss
Hi I was wondering if there are any good softwares / excel sheet or automated ways to calculate profit and loss in shares. part of my portfolio is in USD and for each txn we are supposed to calculate a profit and loss based on USD price and then again multiply it by ...
- dealsngh
- Mar 14th, 2021 5:19 pm
- Forum: Investing
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How do you calculate commute these days?
I used to be able to just go to Google maps and then set a "depart at" time, but the problem is that this estimate is based on recent traffic data, so it can't really give me an idea of what a commute might be like after COVID. I am specifically trying to figure out the commute time from M...
- dc200
- Feb 8th, 2021 7:00 pm
- Forum: Real Estate
- Real Estate
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Feb 8th, 2021 7:00 pm
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Tools or excels to calculate rate of returns?
Hi, guys: It find it is hard to track the performance of my own returns, performance of a certain portfolio. The problem here is you might invest extra amount intermittently. You might want to make a switch or withdraw or even want the calculation for this month/quarter/year only. Tried to create on...
- JayJJJ
- Jan 31st, 2021 12:34 pm
- Forum: Investing