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  • Weird Credit Report Dilemma

    So, I was finally able pay the judgement against me but I have a dilemma in regards to my credit reports. On my TransUnion report, it is listed only as a judgement. The original tradeline has already fallen off. However, on Equifax the tradeline won't fall off for another two years. And it is not li...

    • pseudonym1
    • Dec 17th, 2020 7:36 pm
    • Forum: Personal Finance

  • Equifax messed up my credit report again...what's the impact?

    Until recently, my Equifax credit report mistakenly continued to indicate a LOC that was closed years ago was still open. So I contacted Equifax to correct the error because I didn't want lenders to think I had credit available to me that ...

    • bobohobo2kx
    • Aug 19th, 2020 10:03 pm
    • Forum: Personal Finance

  • Collection account in credit report

    ... 1000$. I have a good job revenue, my credit score is greater than 700 but The reason it got refused is because I have a collection account in my credit report. This collection account is in my report since 2014 and has been fully paid couple of months ago. I contacted the trash customer service ...

    • Kreative1
    • Jan 27th, 2020 11:24 am
    • Forum: Personal Finance

  • Interpreting Credit Report - Dispute -Help

    ... a legal matter where I eventually paid off the entire balance and close my Line of Credit. this was about seven months ago. I recently pulled my credit report ( with a low score) from equifax and saw this item showing up as "written-off" and not as "paid-off". From my understanding Written-off ...

    • dvevan
    • Dec 13th, 2019 11:51 am
    • Forum: Personal Finance

  • Intuit hard pull credit report

    ... know why they would hard pull my credit. I know there’s always fine print but I don’t recall checking off any boxes authorizing them to pull my credit report. Just want to know that this is abnormal before I dispute it.

    • bdf1992
    • May 9th, 2019 9:16 am
    • Forum: Personal Finance

  • Unknown debt filed on Credit Report by Fairstone

    Got monthly credit report update from Borrowell (Equifax) and Credit Karma (Transunion). (I saved credit reports from the sites in January as well). An unknown debt is reported on my Equifax credit report. Apparently, the loan account ...

    • umroayyar
    • Mar 24th, 2019 2:31 pm
    • Forum: Personal Finance

  • Open Bank Account listed on my credit report

    I have a listing for an open bank account on my credit report that hasn't been used for nearly 8 years and already went to collections and even fell off the report (the collection) due to time elapsed, it is marked as an Installment account for $570. ...

  • 1financial debt recovery and csf recievables management ltd harassing me and opening up a case in my credit report help!

    ... I was involved in that class action lawsuit and recieved money from both the cash store and instaloans. In late november, I got an alert in my credit report and it was a new case opened by Financial Debt Recovery Ltd. When i inquired about it, i was told it was to collect a debt for instaloans, ...

  • Don’t use the credit report provided by the tenant candidate

    A professional bad tenant can make a fake report.Yes, this is crime but a professional bad tenant is crazy and does not care if they can be criminal.

  • Remove Collection Debt Off of Credit Report

    ... of $1600 that has been sent to collections. We got it down to paying $900 instead, and when I asked the lady to ensure that it comes off of my credit report, she said that they can only do that if I pay the full debt. I have no problem paying the full debt, but of course I rather pay the discounted ...

    • brownshoes
    • Oct 27th, 2018 1:41 pm
    • Forum: Credit Cards

  • O9 rating on credit report

    I have a R9 and an O9 on my credit reports from Equifax/TransUnion. One says "bad debt written off" the other says sent to collections. If I pay both of them off, will they come off my reports?The bad debt written off is from 2013.Help

    • AbdulH60841
    • Sep 22nd, 2018 12:22 pm
    • Forum: Personal Finance

  • Credit Report Issue

    Hey guys, So when me and my sister were young, my mother had created BMO accounts for us and it was linked to her (mothers) account. Me and my sister have close names but not exactly the same. We both ran a credit carma credit check and it came back with identical information. They both showed my cr...

    • mau108
    • Aug 20th, 2018 3:58 pm
    • Forum: Personal Finance

  • Credit Report - Collection agency

    Hi, So I had a problem with my insurance company last year. Because of an error at their end they were charging me lesser than required. At the end of my insurance period, they asked to pay them $1800 extra to them which I did not. Now I am receiving calls from D&A collection agency for paying the a...

    • aa49khan
    • Jul 17th, 2018 12:34 pm
    • Forum: Personal Finance

  • Credit report and its effect on jobs

    I'm in a conflict with a gym which does not want to cancel my month-to-month membership despite several requests to do so, and which continues to accumulate a "balance" every month on my file with them. I'm certainly not going to give way to their extortion practices. They could possibly send my fil...

    • automorphism
    • May 30th, 2018 5:56 pm
    • Forum: Personal Finance

  • My Story: Every Single City of Vancouver Unpaid Parking Ticket on my TransUnion Credit Report

    ... has happened. Every single ticket is a collection account, meaning each will stay on the report for 6 years. I have some knowledge of the law and credit reporting, and want to fight this and have others join in, to stop this practice in Canada. We can see in the US, the practice of reporting these ...

    • mapledude
    • May 26th, 2018 2:36 am
    • Forum: Off Topic

  • Credit Report Dispute Item?

    Is this something I can dispute and win? Credit Report - Prior Paying History a. One payment past due ( 2014-11) b. Two payments past due ( 2014-12 ) c. At least 120 days past due ( 2015-01) If line a is one payment late (30 days). And line b ...

    • LoganKnight
    • May 22nd, 2018 7:43 pm
    • Forum: Personal Finance

  • [GCR] Transunion 4.95$ credit report + $12 GCR rebate

    GCR has a $12 rebate for getting your transunion credit report for 1 month for $4.95Not as good as the one before that was for $1, but unless you have a time machine, this seems to be the next good deal.Profit of $7 and free credit report for 1 month

  • Who here has a monthly/periodic credit report that they review?

    Either as a subscription based service or through your bank etc.

    • mountaintree
    • May 2nd, 2018 6:32 pm
    • Forum: Personal Finance

  • Credit report on a business account?

    ... all, I'm hoping someone has been in a similar predicament and knows the answer...I know the ways that an individual can retrieve one's "personal" credit report. However, if one owns a business and has a business credit card(s)...how do you go about getting your credit report on a business? Thanks ...

    • CanRulez
    • Feb 8th, 2018 2:22 pm
    • Forum: Personal Finance

  • How can I get a copy of my credit report - Non Resident

    ... thought it was suspicious and was able to call the real me and ask if I had applied for a loan. Stopped that application and suggested I view my credit report -- which I did -- and found a bunch more things in progress, all of which I stopped. The identity thief didn't end up getting anything ...

    • inside
    • Jan 17th, 2018 6:17 pm
    • Forum: Personal Finance

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