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[Daily] 2023/02/17 Virgin Radio's $100K Destroy Your Debt keywords at 8, 10, 12, 2, 4 + 6 [AB, BC, MB, NS, ON, QC]
Entry link: https://www.iheartradio.ca/virginradio/toronto/contests/virgin-radio-s-100-000-destroy-your-debt-1.18973867 Listen weekdays at 8am, 10am, 12, 2pm, 4pm and 6pm!! Prizes: Twenty-nine secondary prizes available to be won, each a cheque for $1,000 CAD. One grand prize ...
- frugallife
- Jan 3rd, 2023 6:10 am
- Forum: Contests
- Contests
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Jan 3rd, 2023 6:10 am
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How do you handle mistaken debt collectors?
One of my relatives has been getting calls for a student loan they don't have (they are a retired senior) that has a different first name then they do. I'm not sure the person they are calling for even exists. Presumably the collection agency picked their name out of the phone book and started calli...
- Quentin5
- Aug 8th, 2022 1:46 pm
- Forum: Personal Finance
- Personal Finance
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Aug 8th, 2022 1:46 pm
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Paying off a debt in full or settling?
A very close friend of mine has a credit card debt that is currently with collections. It's about $1,800. We are located in Ontario. Should he pay off the debt in full or settle with collections for a lower amount? After doing some research, I'm ...
- IHavocI
- Jul 27th, 2022 1:31 pm
- Forum: Personal Finance
- Personal Finance
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Jul 27th, 2022 1:31 pm
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Buy, Borrow, Steal: the role of debt as a hidden driver of recession
I recently listened to this excellent Podcast episode that I highly recommend for those who are interested in borrowing, investing, recession and economics/finances in general. What was particularly interesting is how the ultra rich, banks and governments (knowingly and unknowingly) create and perpe...
- hierophant
- Mar 23rd, 2022 5:00 pm
- Forum: Investing
- Investing
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Mar 23rd, 2022 5:00 pm
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Do banks double count debt on mortgage app?
... condo that is due in 2024, the FAs both said that when we apply for a mortgage then, we will probably not get approved because we both hold double debt. They both said that the banks will view the debt as “double” since we are on the mortgage for all properties. I’m wondering if that’s true? When ...
- beanyfi
- Mar 2nd, 2022 11:02 pm
- Forum: Real Estate
- Real Estate
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Mar 2nd, 2022 11:02 pm
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New To Economics and Modern Monetary Policy - Govt Debt and its implications ?
I am trying to gain knowledge about govt debts and other liabilities. I would be very grateful if someone can answer the following questions. 1) Govt in theory would never have to pay the debt (bonds) principal amount. They can just refinance ...
- GujjuCanuck
- Nov 7th, 2021 1:10 pm
- Forum: Investing
- Investing
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Nov 7th, 2021 1:10 pm
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“19 y/o student unable to find p/t job. OSAP debt mounting” can you find part time work?
https://www.thestar.com/business/personal_finance/2021/04/26/at-19-this-university-student-is-unable-to-find-a-part-time-job-as-osap-debts-pile-on-on-top-of-finding-her-own-place-to-rent-she-wants-to-know-how-to-get-her-finances-organized-advice.html Curious... how difficult is it these days to find...
- UrbanPoet
- Apr 26th, 2021 10:19 am
- Forum: Students
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- lzljzys
- Apr 17th, 2021 10:42 pm
- Forum: Personal Finance
- Personal Finance
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Apr 17th, 2021 10:42 pm
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Can you get pre-approved for a mortgage if you are paying down debt from sale of house to qualify?
... on the new house if you are using existing equity to pay off debts to get under for TDS? In my example: House is worth 360,000-370,000 Debt is 118,000 Existing mortgage is $230,000 If sold, would pay about $70,000 of the debt off and put down only 5% or roughly 25K on new house (yes ...
- Smith12345
- Apr 3rd, 2021 4:17 pm
- Forum: Real Estate
- Real Estate
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Apr 3rd, 2021 4:17 pm
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Re listing of debt on credit report
... but somehow it again gets relisted after few months. I spoke to Equifax about it, and they advised me to file a dispute but relisting of this debt causes my credit score to take a hit. I will like to know what I should do, or Is there any action I can take to prevent it from getting relisted?
- abhinarula89
- Mar 17th, 2021 6:10 am
- Forum: Personal Finance
- Personal Finance
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Mar 17th, 2021 6:10 am
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Collecting a Large Debt owed to me
Hello fellow RFD'rs I dealt with a tenancy dispute where a tenant ended up owing me $17,000. I have the order from the courts, and I can now proceed with collecting the amount owing. Problem is, the debtor is a lawyer who is self-employed which I understand makes it even harder to collect. He's been...
- ReFuGeE
- Feb 13th, 2021 12:06 pm
- Forum: Real Estate
- Real Estate
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Feb 13th, 2021 12:06 pm
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are you in debt? Post here! We'll solve your debt problems! *conditions*
are you in debt? Post here! We'll solve your debt problems! *conditions* You must post the following with your personal info and acc #'s redacted your last 30 days history for all your spending accounts which include your -checking ...
- UrbanPoet
- Feb 6th, 2021 5:00 pm
- Forum: Personal Finance
- Personal Finance
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Feb 6th, 2021 5:00 pm
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Need Advice - Solving a Debt Issue
Hello, Unfortunately, I made some poor investments and stupidly took out an unsecured loc to use in the investments. To add to my misery I have been terminated from my job due to covid. I am getting killed with interest. My First thought at solving this issue I had a DB pension which I have approx 5...
- pcjpcj
- Jan 7th, 2021 11:16 am
- Forum: Personal Finance
- Personal Finance
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Jan 7th, 2021 11:16 am
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Who’s right ? Paying debt
Hey guys/girls was having this discussion with my cousin. He is about $20k in debt. 15k on credit card (or cards not sure) and I’m assuming interest rate is around 18%. He also has a personal loan at 7% but it is an amortized loan , and he pays about $470 a month. ...
- abc123yyz
- Dec 11th, 2020 10:05 pm
- Forum: Personal Finance
- Personal Finance
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Dec 11th, 2020 10:05 pm
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Would you accept a tenant with 2 bad debt sent to collections?
This tenant has 2 bad debts sent to collection (<$1k) before he started working at a large reputable company. Now that hes been in the company for a few years and been promoted once and earns a little bit above average Canadian salary, would you still accept this tenant? Do you think his behaviour w...
- Redsanta
- Nov 30th, 2020 11:47 am
- Forum: Real Estate
- Real Estate
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Nov 30th, 2020 11:47 am
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Are debt collection agencies committing fraud?
I don't have any debt but I sometimes hear of others with credit card debt that was sent to collections even though they were making the minimum payments on their Home Depot credit card. Do these credit card companies right off the ...
- Consistency
- Oct 21st, 2020 7:52 pm
- Forum: Personal Finance
- Personal Finance
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Oct 21st, 2020 7:52 pm
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SenIor debt
Technically the deposits in banks...do the banks classified it as senoir debt?If not what technically are senior debts...?
- Carymay
- Oct 4th, 2020 4:01 am
- Forum: Personal Finance
- Personal Finance
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Oct 4th, 2020 4:01 am
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Would Every Country / Currency have substantial Inflation to get out of this high debt ?
So as we know govts all around the world have printed so much of money in last 6 months. Now to get off this debt , is it expected that inflation will be there in most of the countries around the around so that govt can quickly increase tax gains and pay debt fast ? Any articles ...
- GujjuCanuck
- Aug 24th, 2020 2:35 pm
- Forum: Personal Finance
- Personal Finance
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Aug 24th, 2020 2:35 pm
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[Other] 2020/09/25 - Virgin Radio "Destroy Your Debt (Win $100K)" ***Starts Aug 31***
Prize: There is one (1) prize (the “Prize”) available to be won, consisting of $100,000.00 CAD, remitted to the winner in the form of a cheque. Prize must be accepted as awarded. How to enter: During the Contest Period, listen to the Virgin Radio local station closest to your place of residence as ...
- toguy
- Aug 19th, 2020 12:01 am
- Forum: Expired Contests
- Expired Contests
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Aug 19th, 2020 12:01 am
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Mortgage refinance debt calculations
Quick question for all mortgage experts out there - If I am refinancing my current mortgage to consolidate debt (say 45k, $30 in Loc/CC, and student loans). my home value is 700k and balance on mortgage is 500k, therefore 80% of value = 560k, and I can get 60k out. When they ...
- ss2020
- Jul 10th, 2020 10:37 am
- Forum: Real Estate
- Real Estate
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Jul 10th, 2020 10:37 am