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Hey everyone! I'm a long time reader and first time poster to RFD. I'm taking the next big step in my life and am looking to purchase my first home ~350K (a condo in Toronto). Here are my questions 1) lower (5%) or higher (20%) down payment? 2) I have some school/personal debts (~30K) - should I pay...
Jan 19th, 2015 6:09 pm
We have decided to get a home. Either get it soon or take advantage of the first time home buyer program. No rrsp contribution yet as we just migrated recently. Have enough savings for at least 30% down. Decent income. Living with parents. We are planning to ...
Jul 30th, 2013 1:36 am
Hello, I am a first time home buyer and am looking to take advantage of the plan. I'm not sure if this question has been asked yet, but what are the advantages and disadvantages are there to purchase our first home with my significant ...
Oct 9th, 2012 12:46 pm
Here's a question for some tax expert out there - my google-fu has not been able to find an answer to this one yet. My wife and I will likely be buying our first property at some point in 2013. We would like to fully utilize the HBP tax advantage. I have 25k in my RRSP to withdraw - no problems ther...
Aug 31st, 2012 5:00 pm
Oct 16th, 2010 3:26 pm
I am planning to buy my first house, My budget is around 300k and I would like to buy a semi or detached house in Brampton, Mississauga or Milton. What things I should pay attention to? What advantage do I have being a first time house buyer? Which area or city will have better resale value few year...
Sep 15th, 2009 2:01 am
Apr 15th, 2009 10:21 pm