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fixed mortgage rate- can/allowed to lower payments - i,e less $ to principle
basically have a 4 yr fixed mortgage....currently pay P + i + taxes - weekly to major bank. due to unforseen $ issue, i need to lower my weekly payment in order to get $ will the bank let me> does my term/interest rate stay the same? ...
- bell02fantasy1
- Aug 14th, 2022 12:15 pm
- Forum: Personal Finance
- Personal Finance
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Aug 14th, 2022 12:15 pm
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time to switch to fixed mortgage rate?
Hi, I need an advice here. I made a mistake (was convinced by broker that variable rate would stay for a year or so) going with variable rate last fall... which went from 1.25 to 2.50 now (and would probably go up again soon, as someone said .075-1% more in July). Current fixed rate at Scotia is ove...
- STALKER2
- Jun 23rd, 2022 6:54 pm
- Forum: Personal Finance
- Personal Finance
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Jun 23rd, 2022 6:54 pm
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Fixed mortgage rates going up..HISA to follow?
Got notification from Meridian 1 year fixed rate going up from 1.79% to 1.99% effective Oct 21st.Hopefully HISA rates will follow the trend.
- sskrald
- Oct 19th, 2021 4:25 pm
- Forum: Personal Finance
- Personal Finance
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Oct 19th, 2021 4:25 pm
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Anyone considering doing a 10 year fixed mortgage
On the Fraser valley here in Bc abbotsford, houses are selling 700,000 over property assessment. I don’t think anybody could afford to have a Mortgage rate hike. I know 10 years have not been popular. But I’m thinking maybe its on the table now and worth considering.
- Dejavudiva
- Oct 12th, 2021 9:59 am
- Forum: Real Estate
- Real Estate
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Oct 12th, 2021 9:59 am
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[TD Bank] Fixed mortgage rates drop - From 1.78%
2 year and 3 year : 1.78%4 year : 2.02%5 year : 1.89%Just popped into td branch in calgary to discuss mortgage rates and was advised these are the best they can offer TD clients
- Lewiejames
- Sep 21st, 2021 3:13 pm
- Forum: Expired Hot Deals
- Expired Hot Deals
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Sep 21st, 2021 3:13 pm
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Tangerine 1.35% fixed mortgage 5y
Just received an offer for 1.35% 5 years fixed. Minimum 50000$. Offer vamos until April 16.
- jfmartel
- Mar 4th, 2021 6:32 pm
- Forum: Personal Finance
- Personal Finance
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Mar 4th, 2021 6:32 pm
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Breaking Fixed Mortgage
I am wondering if it's worth looking into breaking my current mortgage. My current mortgage renewed last Feb is 2.55% 5 year fixed at BMO. I may plan to move in 3-4 years, so by then I would still have about 1-2 years mortgage to go. Nowadays, I am hearing around 1.28% on variable which is half of w...
- maxineli
- Feb 16th, 2021 10:25 am
- Forum: Real Estate
- Real Estate
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Feb 16th, 2021 10:25 am
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Banks Mortgage High Pre-payment penalties --- Yet to find a way to fight them
I have a 610k fixed mortgage with 30 months left. I was told by Scotiabank that the penalty to pay off the mortgage will $10k on Dec 22 2020, Scotia bank can’t issue payout 15 days before the closing day and the penalty went up to ...
- nyliquidpk
- Jan 21st, 2021 1:45 pm
- Forum: Real Estate
- Real Estate
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Jan 21st, 2021 1:45 pm