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  • Ontario home insurance on rental property - Getting ripped off.

    ... that it's tenanted and I have family in Ottawa that can help me look after the property. I’m beginning to regret my decision as I had not expected home insurance to be so expensive. Prior to purchasing, I’d asked everyone I know who lives in Ottawa (friends, family, including my realtor) and everyone ...

  • GTA Home Insurance vendor referral

    does anyone have a referral for a reasonably priced home insurer in GTA? my policies have nearly doubled over the past two years!

    • Hood_Rep
    • Jul 20th, 2023 9:59 pm
    • Forum: Real Estate

  • What is a good Additional Living Expenses coverage for Home Insurance (x-post)

    My current insurance (AVIVA) has it as 100k$. Onlia doesnt' allow more than $36k.The quotes are wildly different = $1800 vs $600. I want to get Onlia, but want to make sure their coverage isn't too low.I have never been in the situation and hence don't know what's a good coverage.

    • canoek
    • Jul 13th, 2023 2:59 pm
    • Forum: Home & Garden

  • What is a good Additional Living Expenses coverage for Home Insurance

    My current insurance (AVIVA) has it as 100k$. Onlia doesnt' allow more than $36k.The quotes are wildly different = $1800 vs $600. I want to get Onlia, but want to make sure their coverage isn't too low.I have never been in the situation and hence don't know what's a good coverage.

    • canoek
    • Jul 13th, 2023 11:41 am
    • Forum: Personal Finance

  • Home Insurance Claim - settlements

    ... - we are at the point where sleeping in the house is nearly unbearable as the heat rises to our bedrooms. Question 3 Being a first time user of home insurance claims... are they similar to a car claim where the insurance company will low-ball the settlement offer and expect to negotiate? Would ...

    • koesdibyo
    • Jun 22nd, 2023 12:54 pm
    • Forum: Home & Garden

  • Allstate Home Insurance Experience

    For the fellow members who have Allstate home insurance, can you please share your claim experience with them? Are they difficult in claim handling and settling? What is the their response time like? I am in Calgary, AB, switching from TD Insurance ...

  • Home Insurance Claim - Water damage (pics)

    Leak: https://imgur.com/a/1R2xCck Basement Floors: https://imgur.com/a/8lhfc1t Hi I was at my mom's house today and noticed water leaking in through the wall in the basement/laundry room after a heavy rainfall. She is disabled with some dementia and hasn't noticed anything before. She has extended w...

  • Home Insurance for century home

    Looking for some advice from people who have an older home. Long story, but we bought a very old house (built in 1872) in 2017. Arrange home insurance without issue....I think it was with TD Meloche Monnex. 2-3 years ago I switched to Intact. Again, no real issues getting the insurance. A ...

    • mrwally
    • Mar 25th, 2023 9:37 pm
    • Forum: Home & Garden

  • Home Insurance coverage against dog bites?

    How does home insurance cover me if my dog bites someone? My policy says something along the lines of "Personal Liability Coverage: in case of damage done by an Animal you own" or something like that. Does the dog have ...

    • roedoe
    • Mar 5th, 2023 8:45 pm
    • Forum: Pets

  • 1st home insurance claim , need advice

    Hey guys, need advice regarding the flood insurance details from someone who has had this experience, long story short, my kitchen flooded, a faucet pipe burst, and water was all over the top floor and partly in the basement. We have contacted the insurance company and they are sent a restoration cr...

    • phil1505
    • Mar 2nd, 2023 11:05 am
    • Forum: Home & Garden

  • Home Insurance 25% increase

    Hi folks My home insurance renewal came in at 25% increase in premium. This is after allowing for increase in property value. Location is Mississauga Heartland No claims in last 30 years -- been with same company Have your premiums ...

    • fhirji
    • Jan 21st, 2023 2:29 pm
    • Forum: Personal Finance

  • Home insurance suggestion for damage caused by appliance

    ... grew and pushed into dry wall creating a opening in dry wall with some water damage and mold. Got it fixed for 2300+tax. Is it worth filling for home insurance claim? Does home insurance pay for appliance damage as well? I am with cooperators?

    • Speedwell
    • Jan 2nd, 2023 7:28 pm
    • Forum: Home & Garden

  • Home Insurance - adding a bathroom

    If I am adding a new bathroom to the 2nd floor of my house, I assume I would need to talk to my home insurer about it. Does anyone know what I need to consider? Will the insurer easily update my policy to include the new bathroom? Or will they need proof the renovation was done properly (ie. permits...

    • Crispers
    • Nov 10th, 2022 12:23 am
    • Forum: Home & Garden

  • Opinions on this home insurance premium

    Looking to purchase a condo insurance. The premium quoted is $500 for annual payment. Is this $500 premium over price, under price or just about right? Personal property: $50,000 Liability: $2,000,000 Water/Sewer backup: $50,000 The location of this condo is in Greater Vancouver and building is a lo...

    • tessar
    • Nov 1st, 2022 4:41 pm
    • Forum: Personal Finance

  • Home insurance for 2M+ home assessment

    I have had an insurance with TD for the past 10 years. Upon assessment it has been noted that this dwelling now costs over 2 million to be rebuilt so my premiums have jumped up over $1,000...TD also says they can't apply their usual 3M solution or 5M solution. I don't understand why... Does any one ...

  • Home Insurance - Does loyalty count in long run?

    I have had my first year policy (New home owner since last fall) with SGI. I liked the company. It provided competitive price last fall and best part was it did not bother to ask me anything about my roof's assessment etc as I had mentioned that my roof was 25 years old ( We got it changed this year...

    • Asker123
    • Sep 13th, 2022 12:14 pm
    • Forum: Home & Garden

  • Home Insurance Quote seem ok?

    Hello, I just got my home insurance renewal and it went up about $15/mth. Nothing I can't handle but I wanted to see if it was in line with what others are paying. For reference, I'm in a 2400 sqft detached in Thornhill, Ontario. Would ...

    • ironman77
    • Sep 8th, 2022 8:26 pm
    • Forum: Personal Finance

  • Home insurance on second (2nd) house

    ... on my driver's license on my Kitchener home. So Kitchener home will have home and auto insurance under one policy. I plan to buy a separate home insurance for my 2nd house. Which provider is the best for home insurance only? Thinking RBC, or TD. Secondly, is there anyway for my first insurance ...

    • income1993
    • Aug 24th, 2022 6:28 pm
    • Forum: Real Estate

  • Home Insurance

    I have been with TD Insurance Meloche Monnex for my home (multiple properties) for many years. Every year it's getting more and more expensive, and I am looking to shop around for better deals. I have only the university discount and multi-line discount. Is there any other insurance companies that a...

    • maxineli
    • Aug 16th, 2022 5:12 pm
    • Forum: Personal Finance

  • Home insurance requires signed cancellation

    Any reason why homeowners insurance policy requires me to sign a release/cancellation? Renewal was way to high (as insurance always does), found another at 25% less, I went with those. If the first brokerage/insurance didn't get the money, isn't the insurance getting cancelled automatically? Why do ...

    • MrBungal
    • Aug 8th, 2022 7:30 pm
    • Forum: Home & Garden

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