Insurance Discussions, Offers & Promotions

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  • Insurance when u have a ticket on your record?

    Where to buy insurance when u have a ticket on your record? Not a minor ticketing like speeding, but a major ticket like careless driving. And it might stay on the profile for like 5 years. I had TD bank but they have terminated my contract with them since then.

    • CokaCola
    • Jan 18th, 2021 6:20 pm
    • Forum: Automotive

  • [Once] 2021/04/30 - Johnson Insurance "Win $20,000" [insurance quote, member of affiliated group, no NU]

    Must be a member of a recognized group (i.e. alumni association, etc. that Johnson insurance offers discounts/preferred rates to) and call-in for an insurance quote or provide the expiry date of an insurance policy for a future quote. Prize: There is one (1) prize ...

    • toguy
    • Jan 17th, 2021 10:47 pm
    • Forum: Contests

  • Insurance refusing to pay claim, what should I do?

    Here’s the situation - just over a year ago my car was hit by another driver (100% his fault as he backed into me) - the other driver and their insurer have accepted 100% responsibility - spoke to my insurer at the time of the incident and they said I had 12 months from time of incident to file clai...

    • FedExpress
    • Jan 17th, 2021 12:30 am
    • Forum: Automotive

  • Can insurance company cancel you when they sent out an insurance agreement contract by mistake?

    First of all, I pay for my insurance yearly, so I pay for all 12 months at the start of the period. And here is the story: 8 months ago I was convicted of careless driving. Then 2 months ago the insurance company sent me the insurance ...

    • CokaCola
    • Jan 12th, 2021 4:15 am
    • Forum: Automotive

  • Are there independent insurance advisors?

    ... i the forums that people should seek out the independent (by the hour) financial advisors. Is there an equivalent professional when it comes to insurance? We spend a good chunk of $$ every year on a variety of insurance, how do we know we have the right or enough coverage? What was important ...

    • ROYinTO
    • Jan 5th, 2021 8:25 pm
    • Forum: Personal Finance

  • Insurance for Private Test Drive?

    ... test drive the car. How does it work if he gets into an accident during the test drive? Am I liable for paying for the damages done, and will my insurance premium skyrocket? I called the insurance agency, and they told me I would have Unlisted Driver Protection (UDP) as part of my insurance, ...

    • iFluke
    • Jan 4th, 2021 7:15 pm
    • Forum: Automotive

  • Reinstate insurance after garaged?

    I changed my insurance to the garage insurance earlier last year, now I asked the insurance to reinstate but the new premium is like 50 dollar more than the reguar amount I paid before. Agent told me is because I paid reduced amount ...

    • linkin99
    • Jan 2nd, 2021 7:52 pm
    • Forum: Automotive

  • DIY roof and insurance claim?

    If a home owner replaced all their shingles themself, will insurance deny a future claim? Let's say the house had a tree fall on it, or wind, hail, lightning damage etc. I assume that the insurance adjuster would want to know who installed the new roof when they show up for damage inspection?

  • Career Guidance - Insurance

    ... looking for recommendations for how I should build/structure my education and career. A bit about myself - I'm in my late twenties, employed as an Insurance Underwriter in Vancouver. ~$50k salary. Have been in the industry for 3 years. I've completed both the CIP and CRM designation and I'm working ...

    • Kingcam
    • Dec 29th, 2020 4:28 pm
    • Forum: Careers

  • Paid for personal insurance with Pacific Blue Cross, been waiting 2 months

    Hello. Does anyone have any experience with buying personal insurance from Pacific Blue Cross? I paid near the 2nd-3rd week of October, and my insurance is still not active with them. I've been asking them what's going on/what's the status every 2 week ...

    • SquirreI
    • Dec 25th, 2020 9:17 pm
    • Forum: Personal Finance

  • All-Risk Insurance for Mortgaged property mandatory ?

    Can someone pleas explain the term below? I thought all-risk insurance wasn't mandatory. You are in default of both this Agreement and the Mortgage, if:You do not buy or keep proper all-risk insurance on the mortgaged property.

    • Deal46ix
    • Dec 18th, 2020 12:15 pm
    • Forum: Real Estate

  • Genworth/Sagen Insurance portability

    Can any mortgage gurus explain how mortgage insurance through Genworth (Now Sagen) portability actually works? We are looking at purchasing a new house and would like to port our mortgage insurance portion. Do we need to say with our currently ...

    • RyanS219
    • Dec 17th, 2020 12:42 pm
    • Forum: Real Estate

  • Lemonade Insurance

    https://www.lemonade.com/ https://www.lemonade.com/lemonade-goes-global Homeowner/Renter/Pet insurance. Chatted with C/S and Canada is not on the radar at all. Wonder why? Their homeowner rates are a small fraction of what we pay. *Note: The American states which are ...

    • eldiablo
    • Dec 14th, 2020 5:31 pm
    • Forum: Shopping Discussion

  • $2,200 in damages. Go through insurance or pay out of pocket?

    Hey guys I damaged a rental car and they've given me an invoice of $2,200+ I've never went through my insurance for an at-fault accident. I already pay $240/month which gives me full suite coverage. Given my premium is already $2800+ for the year, does it make sense to get ...

    • glover78
    • Dec 11th, 2020 3:08 pm
    • Forum: Automotive

  • Driver app for insurance

    I got a quote from all state Insurance company, the rate is lower than my current rate, but has to be on their drive wise app otherwise it is higher than the current insurer, Johnson Johnson Here is something I don't understand, the app ...

  • Weird situation - will this affect insurance premium?

    ... a mechanic. At the mechanic, car is diagnosed and repaired accordingly and driver is paying out of pocket. Does the driver legally have to make an insurance claim? Can the insurance company find out the car was at the mechanic shop, and can they increase the drivers premium for that?

    • jakdarling
    • Nov 30th, 2020 7:28 pm
    • Forum: Automotive

  • Does Professional engineer need Insurance for building Permit

    I am a professional engineer.I like to apply for basement renovation building permit. Do I need insurance and BCIN number to apply for permit

  • Question about coordination of benefits between insurance companies

    Hi guys, First of all, my questions aims to recover 100% of my actual costs and nothing else. And frankly, this is the message the insurance companies provide to us and I couldn't care less about the administrative bureaucracy, which always turns out to their favor. I always read from insurance ...

    • SirRobin
    • Nov 19th, 2020 5:57 pm
    • Forum: Health & Wellness

  • Insurance only approved aftermarket windshield replacement?

    Vehicle is registered in Quebec. So I need my windshield replace due to a rock. So I called my insurance to file a claim because my deductible is only $250. I selected a bmw certified collision centre to due the repairs. They called me to schedule an appointment because ...

    • Palidino
    • Nov 18th, 2020 9:34 am
    • Forum: Automotive

  • BC Drivers, Lawyers, and Insurance

    ... Is it just my perception or is it reality? Are drivers sued or more likely to sue in British Columbia than in any other province? Are the car insurance laws different there?

    • lmcjipo
    • Nov 12th, 2020 10:50 pm
    • Forum: Automotive

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