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Starting to invest
Im sure this could go in investing but here I go Im trying to look into investing like stock market, but im not interested in putting 1k or 10k in it. I know that if I don't invest a lot I won't get alot Right now I think we are kinda ...
- ratatapa
- Jan 12th, 2021 9:47 am
- Forum: Investing
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Borrowing to invest - proving funds used solely for income generating
... a pre-construction property. However, at the end I was able to qualify for the mortgage amount I needed for the pre-con. At this point, can I invest the 100k and deduct the mortgage interest? Would the CRA be critical because I also purchased a property in the same tax year? What can I do ...
- btcoma
- Jan 9th, 2021 1:59 pm
- Forum: Investing
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Repay or Invest in second property
... 282k , property price is around 560k , will be coming up for renewal/ refinance in April 2021 ) as I am sitting on some 125 k cash or should I invest this cash as down payment to buy another property looking at low interest rates. Also what should be approach for buying second property -precon ...
- digibytes2020
- Dec 24th, 2020 5:16 pm
- Forum: Real Estate
- Real Estate
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Dec 24th, 2020 5:16 pm
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[TD Bank] Invest $2,500 in a new RRSP or TFSA and get $100
Invest $2,500 in a new RRSP or TFSA and get $100Last year, TD had listed specific qualifying investments and timelines for how long the account should stay open but no such information this time
- mr2711
- Dec 24th, 2020 12:37 pm
- Forum: Expired Hot Deals
- Expired Hot Deals
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Dec 24th, 2020 12:37 pm
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Is there anywhere safe to invest money for a short period of time
Hi Everyone, Its my first post to this section so please forgive me if I make any mistakes! I don't understand finance whatsoever and have not made the wisest decision - basically for years have let money sit doing nothing. So here it goes. I have about 65k in a mutual fund account under TFSA so its...
- atom2020
- Dec 19th, 2020 11:20 am
- Forum: Investing
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us companies to invest in for the next 10 - 15 years
Hi Which companies you would invest in for the next 10-15 years. Companies which are stable, secured, have growth potential, good management, worry free etc. I know there is no guarantee and things can be changed but for some good companies ...
- lwlwlwlw
- Dec 13th, 2020 7:30 pm
- Forum: Investing
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How do you invest for retirement?
How do you all determine how much you put into your retirement accounts? Do you just put 15% and call it a day? or Just up to the company match? Or do you have a number in mind (ie. $2 million) and just work backwards from there? I hear a lot of people say put in atleast 15% into retirement accounts...
- abc123yyz
- Dec 10th, 2020 5:38 pm
- Forum: Personal Finance
- Personal Finance
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Dec 10th, 2020 5:38 pm
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Bank says I need a US account to invest in US index fund
Noob here. I'm looking to change my wife's RRSP mutual fund from a low-risk one to a medium risk US Index fund to increase her returns. I identified the bank's fund code for the US index fund but they are saying that we need to open a US mutual fund account. Is this true?
- Kwando
- Dec 4th, 2020 3:53 pm
- Forum: Investing
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Take larger mortgage to invest in mutual funds
As mortgage rates are very low, would it be wise to take out a larger mortgage and use that extra money to invest into a mutual fund which has a greater rate of return? Is this a common strategy? For example, I am looking at buying a home and saw that CIBC was offering a 4 year ...
- icu222much
- Nov 29th, 2020 3:01 pm
- Forum: Personal Finance
- Personal Finance
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Nov 29th, 2020 3:01 pm
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TD Direct Invest Hold Time
WTF is wrong with these guys? Need to start a SIP, got hold for almost 2 hours, then automated msg saying there is technical difficulty and auto hangs up. God damn it these guys are terrible. Has this happened to anyone? I mean they open at 7 and i called at 8...argh.
- angel_wing0
- Nov 26th, 2020 10:22 am
- Forum: Investing
- Investing
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Nov 26th, 2020 10:22 am
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RFD I have 500$ to invest over 5 yrs
I bank with TD, Is a TFSA a good idea? So many choices.Edit/ 500$ per month for the next 5yrs.
- AtlsNBP
- Nov 21st, 2020 10:19 am
- Forum: Personal Finance
- Personal Finance
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Nov 21st, 2020 10:19 am
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TD Direct Invest Transferring out fees
Does anyone know when I am transferring my investments to another bank, where will the transfer fee be taken out of? Will it be taken out of the investment account that I am transferring, or from my TD chequing account? Thanks!
- angel_wing0
- Nov 13th, 2020 4:08 pm
- Forum: Investing
- Investing
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Nov 13th, 2020 4:08 pm
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HSBC Invest Direct seems incapable of changing my address!
Right after we moved I called HSBC direct to have them change my address. Wasn't done. Tried again last month as our CP redirect is ending. They said it was done, it wasn't. I then get a letter from them saying I haven't filled in my "W8BEN" form and will have to pay taxes on my US investments. Have...
- hagbard
- Nov 12th, 2020 9:05 am
- Forum: Personal Finance
- Personal Finance
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Nov 12th, 2020 9:05 am
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[BMO] InvestorLine - Get cash up to $2,000 when you invest in a new Self-Directed account
NEW CLIENTS ONLY Invest more, earn more! Get cash up to $2,000 when you invest in a new Self-Directed account. Offer tiers table You invest You get: $50,000 - $99,999 $100 $100,000 - $249,999 $250 $250,000 - $499,999 $450 $500,000 ...
- 01-digital
- Nov 5th, 2020 9:13 am
- Forum: Expired Hot Deals
- Expired Hot Deals
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Nov 5th, 2020 9:13 am
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Is it better to invest tools to do easier repairs/maintenance ?
... Changing my brake pads and rotors with a break flush for a 2017 mazda 3 Mexico is $500 at my mechanic. Wouldn't it be better for me overall to invest in the tools to just do them myself?
- Cnsr0033
- Oct 14th, 2020 4:31 pm
- Forum: Automotive
- Automotive
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Oct 14th, 2020 4:31 pm
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[Wealthsimple] Get $100 when you Deposit at least $500 through Wealthsimple Invest (New Customers Only)
Their portfolios suck for multiple reasons (e.g. investor with 40+ year horizon can't invest in 100% equities - lolwut?!) but hey, it's an easy 20% ROI. You can withdraw after 180 days according to the fine print at the bottom. This money was going ...
- RichardStroker
- Oct 8th, 2020 9:22 pm
- Forum: Expired Hot Deals
- Expired Hot Deals
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Oct 8th, 2020 9:22 pm
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Mortgage to Invest - Thoughts
Was just offered 1.59% on a 5 year fixed conventional mortgage. WTF. My house is paid off, I'm considering taking out a $400k mortgage to invest in a combination of indices and dividend growth strategies for the next five years. With interest being deductible as well, it seems like an ideal ...
- Blubbs
- Oct 2nd, 2020 12:38 pm
- Forum: Personal Finance
- Personal Finance
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Oct 2nd, 2020 12:38 pm
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[Air Miles] 400 Bonus Air Miles when you open a WealthSimple Invest account
I saw this on the Air Miles app. Receive 400 Bonus Miles when you open and fund a new Wealthsimple Invest account (min. $1000 deposit in the first 90 days). Offer is only applicable to new WealthSimple clients. Participants must keep $500 in their account for 6 months from ...
- arcty5
- Oct 1st, 2020 6:49 pm
- Forum: Expired Hot Deals
- Expired Hot Deals
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Oct 1st, 2020 6:49 pm
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Invest BIP now or during us election?
I'm interested in BIP stock.Safe to buy now or wait a bit more during US election? (Oct/Nov)
- Supermantd
- Sep 13th, 2020 4:51 pm
- Forum: Investing
- Investing
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Sep 13th, 2020 4:51 pm
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RRSP and TFSA - invest in CAD or USD?
Hello everyone! I cashed out my RRSP and TFSA mutual funds and want to invest the funds into a combination of individual stock and ETFs. The basic dilemma I am facing is whether to invest them in CAD or USD (after conversion). In which currency do you invest ...
- Norinyeg
- Aug 22nd, 2020 10:35 am
- Forum: Investing