I started a small business where I manufacturer products and sell to consumers. Where would be the cheapest place to get Product Liability insurance? There aren't many online quote options.
Jan 14th, 2021 9:36 am
... in your new home even after you have fully paid your mortgage because property tax is always lurking around the corner! if it is a condo, your liability is further complicated by condo fees. both tax and condo fees can also go up anytime further adding to the tensions; but for this post, let ...
Nov 3rd, 2020 12:43 am
We've been working with an external team to create a website, and when we were discussing T&C and policy, something concerning came up and wanted to seek your guidance. here is the background in a point form: A website was created by Entity B for Entity A API keys to social network logins are create...
May 13th, 2020 11:30 pm
Wjat are your thoughts on either tenant or lanlord hiring a teenager from the neighborhood to cut the grass .
Apr 17th, 2020 7:21 am
Question:- Company A transfers assets and liability to company B- Both companies are owned by the same owners- There is no cash exchange1. How do I book this transaction?2. When filing taxes (T2), is there a specific form to be submitted for this?Thank you
Mar 10th, 2020 12:45 pm
... has been passing NSF cheques off to his subtrades, and now many of them are coming to me threatening a property lien. My question is about my liability - I have held back 10% of the total reno cost (approx. $25k). The contractor was paid in full for all milestones, and should have been paying ...
Feb 15th, 2020 12:14 pm
Hello, Need help appealing accident liability ruling assessed by ICBC. I was waiting to make left turn at an intersection that has separate traffic light for left turns (in both directions). When my arrow changed from red to green, I turned ...
Jan 15th, 2020 1:32 am
Hello, My finished basement has recently suffered damages from a sewage backup caused by tree roots growing through the main sewer line under our townhouse units. I have no trees on my actual property, and I believe the blockage occurred just outside my unit downhill towards the neighbor. This also ...
Jan 6th, 2020 9:04 am
My understanding is that all car rental companies in Ontario have to provide minimum liability coverage. My Google search led me to possibly outdated info that the required liability insurance is a measly $200k. Is the current Ontario requirement still only $200k? ...
Oct 29th, 2019 8:06 pm
Does the liability portion of your own insurance policy (ex. $1M) automatically cover you when you drive a rental car? Rental cars only come with $200k liability, which is not enough.Does Endorsement 27 need to be added for this?Thanks!
Aug 21st, 2019 12:13 pm
Does anyone have any recommendations for a small business (Ontario Corporation) insurance company for "Comprehensive General Liability"?Thanks!
Jun 12th, 2019 11:05 am
Hi, this is my first venture into "Automotive"To make a long story short, my neighbour wants to park a vehicle in my driveway, but I am concerned that if he slips and falls while on my property, I could be bankrupted.Surely there is a way to make this work.Anyone with experience?
Apr 30th, 2019 11:47 am
Hi, I have few questions about Third Party Liability - Car Insurance. Given the fact i do not own a car and reside in QC : 1) Does Rental cars automatically cover Third Party Liability in QC ? This option seems not available in the province in ...
Oct 22nd, 2018 2:43 pm
... for a card that at least offers: 1) Low foreign exchange rates (right now my card has a 2.5% fee on all purchases in a foreign currency) 2) Has liability coverage for car rentals including but also OUTSIDE of US and Canada. Most cards offer collision and theft coverage but I'm tired of having ...
May 5th, 2018 3:08 pm
From a law/insurance point of view, what liability is there if a neighbor borrows a power tool from me? I found articles of people who got sued after somebody borrows something and then cuts their fingers off, etc. I'd rather not deal with such ...
Mar 19th, 2018 12:24 am
I'm buying a new car and the car comes equipped with summer tires. I have winters ready to be installed but the dealer wants me to sign a waiver of liability when I pick up the car stating they are not responsible should anything happen. Do I have the option to not sign the waiver? I'm just curious ...
Feb 7th, 2018 6:54 pm
Hi everyone, I'm looking at buying a small incorporated business. I know the current owners are putting personal expenses through the business because I work for them, stuff like their home electricity bill, home phone, home maintenance, etc. To the tune of 20,000 expenses per year I dont think are ...
Dec 17th, 2017 6:34 pm
Given the choice of coverage for 1, 2, 3, or 5 million. What would you pick or what do you have. 5 million is overkill?
Aug 10th, 2017 9:16 pm
Honest beginner question. Purely from a liability standpoint (forget the taxation aspect), does it make sense to incorporate small (12 and under) multifamily RE in Canada considering our litigation industry isn't as crazy as the US and the fact ...
May 23rd, 2017 9:29 am
... I rent a car often and have always used my credit card that covers the rental car in case of accident/theft. I am confused about the 3rd party liability. The customer service call centers and the representatives at the branches, all give different answers. My question is: If I have an at-fault ...
Feb 14th, 2017 11:05 pm