... SUV. The dealership stated that if we do not finance through them then there would be an additional $2500 charge. Through RFD I heard that auto loans are open and can be paid off anytime, also read of a lot of folks that would take the financing at the dealership and then turn around and pay ...
Mar 22nd, 2024 9:55 am
Hi rfd, With real estate deals falling through I want to know what will the banks do in a situation where there was a firm sale with bridge financing for 4 months due to long closing on seller property. The buyer will 100% not close let's say on month 3 of 4 and walks away and forfeit deposit and ne...
Dec 26th, 2023 12:31 am
Hi Experts RBC wrote off my CEBA loan without any reasoning - I went to branch, then called credit card line then collection line everyone said no idea and call CEBA helpline. Noone from CEBA helpline called me back over last 3 days after ...
Dec 23rd, 2023 2:08 pm
The Salesman and financial lady at the dealership told me not to pay off loan for 6 months..It seemed odd so I checked the paperwork I signed and nothing in it stating this.. So I called Honda Financial and told me these are open loans and can be paid off anytime..Does ...
Oct 6th, 2023 2:19 pm
Hi, My sibling is looking to help me out with a down-payment. I am looking to get interest-free loan of about 35K USD, and pay if back in 10-12 months. How should I structure this transaction so there is no tax/financial/legal implication to either of us. The money will ...
Aug 18th, 2023 9:15 pm
Found a book keeper, I hassled a few people that didn't pay..lol Unless a CPA is really 6000! Yes, No need to justify, You are worth 10,000$... I ll delete when I get home.Cheers
Aug 16th, 2023 5:04 am
Looking to buy a used Jeep. 35k range. Just got my credit over 700 for my first time. Any recommendations for where to get a loan? Do t want to have too many inquiries on my credit report. Thanks so much 🙏
May 13th, 2023 8:51 pm
I see a car for sale that I like but the owner has an outstanding loan on it. What would be the correct way to purchase the car plus discharge the loan?Thanks in advance for the advice!
May 10th, 2023 11:10 pm
... in 4 months sufficient to buy a house (various cdic protected issuers, held at TD direct investing). Is it possible to get a 1-2 month temporary loan to close on a house, secured by the GICs and payable in full after the 1-2 months elapse? I asked a TD rep but he hasn’t gotten back to me after ...
Mar 11th, 2023 7:56 pm
... [23%] - you can probably guess which FI this is from based on me using Borrowell... credit card debt - 30k paying about $900/month [20-23%] car loan - 24k paying $475/month [4.75%] student loan - 20k paying $170/month [not sure what the rate is] total debt - about 124k Monthly expense of about ...
Mar 1st, 2023 4:38 pm
Asking for a friend literally…Spouse owes 48,000 in cc debtExcellent credit. Pays every month plus extra. Which bank is best to get a loan to pay off the cards so he can get a lower rate as the cards are crazy high.
Jan 23rd, 2023 6:56 pm
... of funds for the next 6 months to help pay my rent and tuition. Since my school is in the UK, most banks in Canada won’t give me an unsecured loan. Line of credit is tough too, being I am a student. They were offering when they thought I was doing the masters in Canada. So, the dilemma is ...
Jan 4th, 2023 12:58 am
If you are the sole shareholder of a corp, and you loan money to the corp, is there a legal requirement to charge interest?
Nov 27th, 2022 4:23 pm
I have a line of credit that I use to invest in a non-registered account. I am planning to claim the interest of the loan at the end of the year to lower my taxes on the dividends I receive. Now I have some extra money I would like to invest in the near future. Regarding the non ...
I'm so lost with this one, lol :) Last time I grabbed a small lawn was around 6 years ago when I purchased Yamaha bike, did loan application in house, and it ended up being TD. Credit really good at 823 Want to purchase Scag mower at around $9K https://www.scag.com/resources/financing/ ...
Sep 13th, 2022 7:52 pm
... As interest rates rise, Canada’s banks are setting aside millions to deal with a wave of consumer loan defaults Canada’s biggest banks are preparing for a potential wave of loan defaults — and they’re suffering because of it. It’s earnings season ...
Aug 29th, 2022 11:08 am
Curious to know if a small business loan (the one you can apply online for, for 100K or less) from BDC would show up on my personal credit report or not. I operate as a sole proprietor and have a few business credit products with RBC, and none ...
May 27th, 2022 12:14 pm
Hi guys, What is the shortest turnaround time for a loan? One of my family member's mortgage application was denied and there is no time to get another mortgage application from a different lender. The seller does not want to extend the closing date ...
May 7th, 2022 4:54 pm
... 1 , 1982 ) I haven't been impressed with recent service .( I don't know how they stay in business and attract new clients.) I want to take out a loan of $70,000 to buy a car . Yearly interest to be paid from dividend from the policy. Cash out ? Loan on the policy ? Bank loan with the Life insurance ...
Apr 23rd, 2022 12:05 pm
... First time posting here seeking advice for my family. After real estate has risen in value during covid, we are trying to take out a home equity loan to renovate our house and pay off credit card debts. We are currently maxed out on mortgage based on income qualifications (6x income, mortgage ...
Mar 20th, 2022 11:05 pm