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Why do banks lend at rates lower than inflation? Doesn't that mean they lose money?
I've seen mortgages and unsecured processional student LOCs at prime minus 0.5 or prime minus 1.0%, which is a few percentage points under inflation (not just now at high inflation, but even before high inflation times with "normal" inflation of 2-3%). why is that? dont banks lose money??
- User515721
- Jul 9th, 2022 10:38 pm
- Forum: Personal Finance
- Personal Finance
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Jul 9th, 2022 10:38 pm
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Some SSDs lose data on power outage
https://www.neowin.net/news/beware-your-ssd-can-lose-data-on-power-outage-even-after-proper-flushing/
- JAC
- Feb 24th, 2022 12:52 pm
- Forum: Computers & Electronics
- Computers & Electronics
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Feb 24th, 2022 12:52 pm
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What should my fitness goal and plan look like if I want to lose weight/fat around my waist while still putting on lean?
Hey everyone. I thought I would look for some advice to start a plan to obtain my fitness goal...which is: lose weight around my midsection to show abs while still putting on lean muscle to the rest of my body. I downloaded cronometer and was inputting all my stats, but the ...
- pters11
- Jan 14th, 2022 2:39 pm
- Forum: Fitness and Nutrition
- Fitness and Nutrition
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Jan 14th, 2022 2:39 pm
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Older BlackBerry devices to lose many key features Jan 4
https://hackaday.com/2022/01/01/blackberry-will-run-out-of-juice-on-january-4th/ On January 4th, Blackberry will be shutting off all the key services — data, SMS, phone calls, and 911 support. In official terms, they are ending network provisioning for these older devices, meaning that they won’t be...
- sprung
- Jan 3rd, 2022 4:38 am
- Forum: Cell Phones
- Cell Phones
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Jan 3rd, 2022 4:38 am
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TFSA Transfer Out? Did I Already lose Space?
Hi I saw I had some money in QuestTrade in a TFSA account, I realized maybe a bit too late but I did the request on December 28th. Now the status in QT says "your request was processed and your holdings were transferred". The money how has a date in my bank of Jan 4th. So does this mean I ...
- xiaobao
- Jan 1st, 2022 11:40 am
- Forum: Personal Finance
- Personal Finance
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Jan 1st, 2022 11:40 am
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Can I park my car on edge of my driveway? even if my neighbours lose access to place/remove there bins?
Am I allowed to park on the edge of my driveway, against my property boundary? Background Info + My neighbours place their bins on the side of the house, and my tenants don't like walking out the side door and smelling fresh garbage every day. we asked them to move the bins to the other side of the...
- userwastaken
- Dec 4th, 2021 10:06 pm
- Forum: Home & Garden
- Home & Garden
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Dec 4th, 2021 10:06 pm
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Selling assignment freehold single detached...will I lose value?
Hi guys Are assignment sales typically sold at a discount, par, or premium? For example, if my house is worth $1M today (if it was ready), but it's actually in construction which ends in 1 year. How much can I get for it today? The house is a cookie-cutter house. Tons of direct comparables in the sa...
- chinaboy1021
- Nov 21st, 2021 11:40 pm
- Forum: Real Estate
- Real Estate
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Nov 21st, 2021 11:40 pm
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Will I lose 2GB Add A Line if I port out original number?
... out my father's number to Lucky (I have a sim handy) then port that number back into Koodo on the $25 + 2GB plan. So the big question is will I lose that 2GB data if I do this? The promo data is tied to the number right? But if I port in a "new" number, will this cancel the 2GB bonus?
- islander59
- Mar 21st, 2021 3:09 am
- Forum: Cell Phones
- Cell Phones
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Mar 21st, 2021 3:09 am
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fridge handle top screws getting lose
No matter, how many times i tighten it, it keeps getting lose. how do i fix it?https://i.imgur.com/aJBM314.mp4
- buysell2008
- Feb 21st, 2021 5:25 pm
- Forum: Home & Garden
- Home & Garden
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Feb 21st, 2021 5:25 pm
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Most day traders lose money
Is this true? I was doing some reading, especially with what happened/happening at GameStop, and with the advent of no-charge trades like robin hood, wealth simple etc... Are they ploys to pull in people to make quick trades and get caught up in hype...while those who collect and hold slowly come ah...
- gogoblender
- Feb 8th, 2021 2:25 pm
- Forum: Investing
- Investing
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Feb 8th, 2021 2:25 pm
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I'm starting to lose sympathy for the millennials who can't afford a home...
Disclaimer: Everything is anecdotal. As millennial in my 30s who finally decided liquidate my investments and buy a home, it's becoming apparent that there are 2 camps of people in their 30s. A: The group who lived at home for university, didn't overdo the partying in their 20s, after graduation con...
- fccoup
- Jan 30th, 2021 4:46 pm
- Forum: Real Estate
- Real Estate
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Jan 30th, 2021 4:46 pm
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Central vacuum lose suction
I have only been using the floor sweep inlet, and my central vacuum is losing suction. I opened the cannister and cleaned the area around the filter already. I think the clog could be with the floor sweep inlet....which i cannot use another vacuum to suck the clog out.... When i went to my garage an...
- Fantastical
- Oct 12th, 2020 3:43 pm
- Forum: Home & Garden
- Home & Garden
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Oct 12th, 2020 3:43 pm
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The Kids We Lose documentary film. Only available until May 14
https://www.eventbrite.com/e/the-kids-we-lose-tickets-104039334450?aff=ebdssbonlinesearch If you haven't been able to attend a screening, here's your chance to watch the film online and at no charge before it goes into distribution. We'll send ...
- sprung
- May 13th, 2020 10:11 am
- Forum: Expired Freebies
- Expired Freebies
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May 13th, 2020 10:11 am
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Quick questrade help! Stop lose order
... dollars and then sell lets say at 20, what order type do i use? If thats not possible, how do i get out of a trade without much slippage? I always lose a buck when i make market orders
- Hindustunna
- Mar 20th, 2020 10:32 pm
- Forum: Investing
- Investing
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Mar 20th, 2020 10:32 pm
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Who will look after your investments if you die or lose your faculties
I am impressed by the smart RFD guys who execute various low cost investing strategies without the use of an advisor. But how many of you have spouses who can seamlessly maintain your discipline and strategies should you die or have an incapacitating illness? After all, most of us men marry women wh...
- Dealmaker1945
- Feb 11th, 2020 7:22 am
- Forum: Investing
- Investing
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Feb 11th, 2020 7:22 am
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RESP Transfer from RBC to Questrade. Will I lose more than the SAGES (SK) Grant?
... the RESP's to Questrade and buy VGRO/XGRO but found they never supported the Saskatchewan grant. If i initiate this transfer will I just lose the $187 or will I lose any of the CESG money as well? If I'm going to lose more than just the SAGES I guess I could transfer over to RBC Investease. ...
- Paxonator
- Feb 8th, 2020 8:46 pm
- Forum: Personal Finance
- Personal Finance
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Feb 8th, 2020 8:46 pm
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Will i lose my parking space?
I own my apartment and have a really good parking space close to the door. I am thinking of selling my car and using ride sharing. Will i lose my parking space if there is no longer a car in it? Just thinking when i sell it it would be good to have.
- Latebuyer
- Jan 17th, 2020 4:26 pm
- Forum: Real Estate
- Real Estate
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Jan 17th, 2020 4:26 pm
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Divorcing Your Spouse So Not To Lose Pension Money
Okay I heard (especially from fellow 183 members) that it doesn't make sense to stay married when you retire because both your spouse's income and yours are shrunk, but if you divorce you both get 100%. An example. Me and my wife. If we both retire divorced we get $4k monthly, $2k each a month. But ...
- MusicBox
- Nov 23rd, 2019 8:00 pm
- Forum: Personal Finance
- Personal Finance
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Nov 23rd, 2019 8:00 pm
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Cancelling MBNA Best Western Rewards Mastercard. Would I lose any unused BW reward points on my linked BW rewards card?
... MC and the agent on the phone insisted she needs to redeem any remaining best western points on her linked best western rewards card or she would lose them once she cancelled her BW Mastercard. I'm pretty sure the info the mbna rep gave is not true but thought it's best to clarify before cancelling ...
- RigorMortis
- Oct 3rd, 2019 12:26 pm
- Forum: Shopping Discussion
- Shopping Discussion
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Oct 3rd, 2019 12:26 pm
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How often does Amazon lose orders in its warehouse?
For me, it was the second time for the last two years. I ordered something, they charged me, I got a tracking number. That is it.... No more moving, The carrier says they did not get any item with this number... Amazon told that the carrier did not want to scan the item... Finally, Amazon recognized...
- MasterPro
- Sep 24th, 2019 7:28 am
- Forum: Shopping Discussion
- Shopping Discussion
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Sep 24th, 2019 7:28 am