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where is the info for pc bank overdraft legal info like for example the $5 and 90 day repay etc
where is the info for pc bank overdraft legal info like for example the $5 and 90 day repay etc thx
- kocoman
- Jun 29th, 2022 6:44 pm
- Forum: Personal Finance
- Personal Finance
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Jun 29th, 2022 6:44 pm
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Scotiabank overdraft alerts: 3 accounts "empty", but it was "just a mistake"
Anybody else got overdraft alerts from Scotiabank's Scotia Info Alerts this morning? We got the alerts that 3 of our accounts were in overdraft (thousands of dollars gone?). We checked online, the money appears to be in the account. ...
- Guest032984237
- Jun 8th, 2022 9:47 am
- Forum: Personal Finance
- Personal Finance
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Jun 8th, 2022 9:47 am
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Why pc money overdraft give error when applying? Anyone else have this problem? Thx
Why pc money overdraft give error when applying? Anyone else have this problem? Thx
- kocoman
- Apr 12th, 2022 8:25 pm
- Forum: Personal Finance
- Personal Finance
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Apr 12th, 2022 8:25 pm
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CIBC Smart Plus Checking + possible to run at Zero cost in Quebec with overdraft 5000?
... cover up to 5 k...but here's the tricky part... for all provinces EXCEPT QC there is possibility of PAY PER USE for 5.00 if you don't cover the overdraft within 24 hours... awesome, just like Tangerine! But. Its not allowed for residents of QC... has anyone found a way to work around this? Id ...
- gogoblender
- Aug 22nd, 2021 10:32 am
- Forum: Personal Finance
- Personal Finance
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Aug 22nd, 2021 10:32 am
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Account in unauthorized overdraft since 2009
I recently took a looked at a relative's bank account and noticed that 11 cents or so of overdraft withdrawal interest were accumulating in their account every month. Since the account summary was displaying a positive number, they thought they had a positive account ...
- DrDoomsday
- Apr 29th, 2020 9:03 pm
- Forum: Personal Finance
- Personal Finance
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Apr 29th, 2020 9:03 pm
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CIBC is charging checking account holders a overdraft fee of $4 without account holders permission
I just came from CIBC branch since I noticed that they were charging my mother a senior citizen $4.00 a month for a service fee for overdraft which she never asked for! Their reasoning was that they use to charge this service as a per use, but now head office decided this year 2020 to just ...
- 2Riskit
- Jan 11th, 2020 4:04 pm
- Forum: Personal Finance
- Personal Finance
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Jan 11th, 2020 4:04 pm
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Is there a Canadian bank with free overdraft protection?
In the US, there are several banks that offer free overdraft protection if you have both checking and savings account. Basically, it works as fee-free auto-transfer from your savings account to checking, but there can be some restrictions (eg. 6 times ...
- fpenguin
- Dec 10th, 2019 6:05 pm
- Forum: Personal Finance
- Personal Finance
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Dec 10th, 2019 6:05 pm
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Bank Overdraft Protection
Anyone from Quebec Province: I was told from TD Bank that the overdraft protection will be terminated on August 26. It means if there is no enough money on the checking account, there is $48 NSF fee charge every time. I called TD, and they said this is ...
- tryitagain
- Jul 25th, 2019 3:57 pm
- Forum: Personal Finance
- Personal Finance
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Jul 25th, 2019 3:57 pm
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TD cheque holds and overdraft protection
I have a quick question about the interaction between TD cheque deposit holds and overdraft protection. I have a TD Unlimited Chequing account with $1000 overdraft protection. When I applied for the overdraft protection, I chose the "Pay as You Go" option ...
- pnbrown
- Mar 27th, 2019 2:32 am
- Forum: Personal Finance
- Personal Finance
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Mar 27th, 2019 2:32 am
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Overdraft Interest Fees
Hi all, Quick question about overdraft fees. I'm with TD right now and their website states that the interest fee is 21% per year on the amount you're in overdraft. Does this mean I will be charged 21% of every transaction made while in ...
- tony647
- Nov 18th, 2018 8:26 pm
- Forum: Personal Finance
- Personal Finance
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Nov 18th, 2018 8:26 pm
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FSR opened me savings account and increased overdraft without permission
I went to bank to submit student enrollment letter to get monthly fee waived. Was told to speak to an FSR and he never mentioned savings account or overdraft limit. Only asked if i'm still working (and I said no, but he still put some random income numbers, is he allowed that?). Didn't suspect anything ...
- vanclty
- Jul 20th, 2018 12:59 am
- Forum: Personal Finance
- Personal Finance
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Jul 20th, 2018 12:59 am
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RBC Leo Insanely High Overdraft Fee
... saw that my account was 177 dollars in debt. I checked my transaction history and saw that on two occasions I had been charged 90 dollars for two overdraft protection fees (NSF). I think it is astronomically unreasonable that I must pay 90 dollars for 6 dollars of debt, especially because my account ...
- xsciion
- Jul 10th, 2018 12:04 am
- Forum: Credit Cards
- Credit Cards
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Jul 10th, 2018 12:04 am
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TD overdraft
Hi, I had scheduled a transfer from Meridian (pull from TD) last week that never went through, i couldn't see in online banking and also confirmed with meridian. Rep said there is no transfer from my external account (TD). So I scheduled a transfer from EQ (again pull from EQ). Just logged into my a...
- mark121
- Jun 27th, 2018 12:20 am
- Forum: Personal Finance
- Personal Finance
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Jun 27th, 2018 12:20 am
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Declined for overdraft despite high credit score
I just switched banks today from Scotia to rbc. I was approved for a credit card but declined for overdraft. My credit score is around 840, I own a home, work full time and have no debt (other than mortgage). The rep couldn't tell me why it was declined. I have been with ...
- amcs76
- Jun 8th, 2018 7:56 pm
- Forum: Personal Finance
- Personal Finance
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Jun 8th, 2018 7:56 pm
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Is it overdraft or NSF or None
... dont know yet if i get charged for any fee. She said that by the end of month you would be able to see if any fee gets charged is it a case of overdraft, although when i withdrew (i.e. VISA transfer) there was sufficient amount and no hold either? I dont think it is NSF because TD Bank USA ...
- CanadaDealSeeker
- Feb 9th, 2018 12:52 am
- Forum: Personal Finance
- Personal Finance
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Feb 9th, 2018 12:52 am
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intraday overdraft with Simplii
Hi everyone, I was wondering is anyone had a chance to test how intraday (daylight) overdraft works with Simplii, former PC Financial. As everyone knows, one annoying feature of banking with Simplii is the inability to instantly access your savings as any withdrawal ...
- andrew4321
- Nov 29th, 2017 10:37 am
- Forum: Personal Finance
- Personal Finance
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Nov 29th, 2017 10:37 am
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Tangerine chequing overdraft
Hi everyone, I have the overdraft protection on my account but I actually never used it. I was wondering if people who are using Tangerine checking overdraft protection might share their experiences. I was told that once you you go in ...
- andrew4321
- Feb 1st, 2017 8:33 am
- Forum: Personal Finance
- Personal Finance
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Feb 1st, 2017 8:33 am
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Tangerine chequing overdraft increase -- How to increase fully?
... -- I've got a few accounts with Tangerine, one being a chequing account I opened around a year ago. When I opened it, I selected the option for overdraft protection, and they only gave me $650 which I think is the minimum (with $5000 being the maximum). Credit score was around 800 at the time, ...
- Conundrum1911
- Jan 22nd, 2017 10:51 am
- Forum: Personal Finance
- Personal Finance
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Jan 22nd, 2017 10:51 am
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TD Overdraft on transaction that was processed day after?
Im sure this is a bit of a rare scenario but just curious if anyone else has experienced this. Im with TD and have a chequing account and a savings account with them. I mainly use the chequing account and the savings account I keep a $0 balance as its a grandfathered account and is charged no monthl...
- chillychin
- Dec 1st, 2016 4:32 pm
- Forum: Personal Finance
- Personal Finance
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Dec 1st, 2016 4:32 pm
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Credit check by TD ??? Overdraft protection??
... me no credit will be done at all, I asked her 5 times, she told me the same thing. I did even tell her all my banks do a hard credit check for overdraft, she said it is not the case here because she said I had a credit card with TD before opening a bank account. The same day, equifax reported ...
- L4cky
- Aug 26th, 2016 9:27 am
- Forum: Personal Finance
- Personal Finance
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Aug 26th, 2016 9:27 am