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Best to go to which bank for loan to pay off cc
Asking for a friend literally…Spouse owes 48,000 in cc debtExcellent credit. Pays every month plus extra. Which bank is best to get a loan to pay off the cards so he can get a lower rate as the cards are crazy high.
- Dejavudiva
- Jan 23rd, 2023 6:56 pm
- Forum: Personal Finance
- Personal Finance
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Jan 23rd, 2023 6:56 pm
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Pay a car with cash or finance?
Question. I have $50k cash saved towards a car (no others loans and already own a home with a decent amount mortgage, can't pay any more into it this year) . I am earning 4% on cashable GIC on this $50 cash amount (not TFSA as that's maxed, so it'll be taxed). Dealer is offering me financing ...
- 240sxer
- Jan 17th, 2023 12:18 am
- Forum: Personal Finance
- Personal Finance
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Jan 17th, 2023 12:18 am
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[Daily] 2023/01/31 Village Media Network $500 to pay down your plastic (NO QC)
... the Village Media Network consisting of: (i) $500 CDN funds. https://www.cambridgetoday.ca/membership/exclusives/enter-for-a-chance-to-win-500-to-pay-down-your-plastic-6279745 https://www.vmcdn.ca/files/shared/membership/contest-rules/jan-1-to-31-pay-down-your-plastic-rules.pdf?utm_source=cambridgetoday.ca&utm_campaign=cambridgetoday.ca%3A%20outbound&utm_medium=referral ...
- Pardon
- Jan 6th, 2023 9:58 am
- Forum: Contests
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Any costs to pay off mortgage at renewal?
Mortgage is coming up for renewal and I plan on paying it off instead of refinancing so there won't be any penalties but are there closing costs? Like do I have to pay lawyer or registration fees, etc? If so, can you pls list them and ballpark ranges ...
- christmastime
- Jan 4th, 2023 5:16 pm
- Forum: Real Estate
- Real Estate
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Jan 4th, 2023 5:16 pm
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Pay down mortgage or grow rrsp?
... forties. I think it would make more sense to save all of our money each year to put down on our mortgage, which is at 2.5% for another 4 years, to pay that down as quickly as possible rather than invest in our rrsp of this point, since we both have good company pension plans... does this make sense? ...
- slang75
- Dec 28th, 2022 10:05 am
- Forum: Personal Finance
- Personal Finance
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Dec 28th, 2022 10:05 am
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Has anyone convinced WestJet to pay you to be bumped a few days before the flight?
... I’m going to Orlando and would drive instead but would need an extra $700 per flyer compensation for the extra costs. I’m wondering if they would pay it to free up space on the aircraft. American carriers will sometimes do it. Anyone ever so this with WestJet?
- dgnr8
- Dec 25th, 2022 11:21 am
- Forum: Travel
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Investor ordered to pay close to $1M for backing out of RE deal
Real estate investor ordered to pay close to $1M for backing out of B.C. property deal... Read this one.... https://ca.news.yahoo.com/real-estate-investor-ordered-pay-140000758.html Good for the system to work, sign a binding legal agreement ...
- Ballroomblitz1
- Dec 21st, 2022 8:09 pm
- Forum: Real Estate
- Real Estate
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Dec 21st, 2022 8:09 pm
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Employer lumped second and last pay periods into one for ROE, but I received two paystubs
... noticed what I think? is a discrepancy. I would get paid semi-monthly and my last day worked was 2022-MAR-11. I received my second last check for pay period 2022-MAR-01 to 2022-MAR-15 (balance and everything was fine) on Mar 17, 2022. Then I received my last check (for paying out vacations, other ...
- modough
- Dec 21st, 2022 2:56 pm
- Forum: Personal Finance
- Personal Finance
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Dec 21st, 2022 2:56 pm
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Would this be a good approximate for take home pay each year if one is employed?
... Employment Income in Box 14 - Box 40 (other benefits) - EI contribution - CPP contribution - tax paid - RRSP contribution = approximate take home pay If I am missing a few other pay deductions, please do let me know. It doesn't have to be down to exact figures but just a very good estimate of ...
- alanbrenton
- Dec 15th, 2022 2:46 am
- Forum: Personal Finance
- Personal Finance
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Dec 15th, 2022 2:46 am
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How to pay business taxes using CIBC Business Account Online without paying fees?
For my businesses, I have a TD Business Bank account where I can go to CRA's My Payment website and pay business tax payments (PD7, HST, Corp Tax) without paying any fees to TD. However, for my wife's business - she opened a business account with CIBC and it seems CIBC does ...
- Dealfiber
- Dec 13th, 2022 9:07 pm
- Forum: Personal Finance
- Personal Finance
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Dec 13th, 2022 9:07 pm
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[Triangle WE Master] Triangle WE Master - $10 back in CT money when you pay for subscription service - YMMV
Got email for Triangle WE Master promo. Use it to pay for subscription service and get $10 back in CT money. I use it to pay for my Spotify. Good thing is the promo end Jan 22, 2023. My Spotify charge date is Dec 18. So I use my card for Dec 18 and ...
- cheapshopper
- Dec 9th, 2022 10:18 pm
- Forum: Hot Deals
- Hot Deals
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Dec 9th, 2022 10:18 pm
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[Knix Canada] HOT - Buy now, think later - Knix Canada promo code gives you your order for free (just pay shipping)
... crossed this will be honoured If you use promo code KNIXPR100 at checkout, it’s taking the entire order subtotal off your order amount - just pay shipping. I’ve put in two separate orders already and have received confirmation emails for both. Hoping that when I wake up in the morning I don’t ...
- mynameislesley
- Dec 6th, 2022 11:07 pm
- Forum: Expired Hot Deals
- Expired Hot Deals
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Dec 6th, 2022 11:07 pm
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Self-employed - How to declare and pay HST from Quebec
Hello, Here is my situation for which I desperately need input: Self-employed consultant in technical services (IT) Resides in Quebec Charges HST for a client who's office is in Ontario Where do I declare it and how do I make sure that the money is going to the right entity in my personal tax return...
- saramghbell
- Dec 6th, 2022 4:18 pm
- Forum: Personal Finance
- Personal Finance
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Dec 6th, 2022 4:18 pm
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[Exploding Kittens] [Dead Deal] Mantis Card Game (by Exploding Kittens) Pay just Shipping ~$6 ($28 off)
Update: It seems to be out-of-stock now. Sorry! And happy deal hunting. Until 3pm PT today, it's a free game by Exploding Kittens (just pay shipping and tax). To Toronto, it costs just under $6. chrome_zoeCUszmDg.png chrome_nWniKBisNx.png 7.1 rating on https://boardgamegeek.com/boardgame/358690/mantis ...
- BobDibTop
- Dec 5th, 2022 2:40 pm
- Forum: Expired Hot Deals
- Expired Hot Deals
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Dec 5th, 2022 2:40 pm
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Should I pay this Virginplus bill now?
... called Virginplus and said I will not be charged. Today receive a email from Virginplus said my monthly Virgin Plus e-bill is ready, and I need to pay $56.37 which includes: Monthly charges billed to Dec 27, 2022: 65-20credit Sweet Pay 65 - 50GB Nov 26 to Nov 27: 4.33 (2 days charge based on 65/month ...
- junhai
- Dec 2nd, 2022 12:49 am
- Forum: Shopping Discussion
- Shopping Discussion
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Dec 2nd, 2022 12:49 am
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[FS] GVRD: T-Mobile Grandfathered Pay Day $2 UL talk, text, 2g data
I have a T-Mobile grandfathered prepaid plan. Unlimited talk, text, 2g data. If no usage in a month, no charges. Incoming texts are still free, won't trigger charges even roaming in Canada. You read that right 2g data. This is perfect for people who aren't heavy users and in the states short few day...
- hlfire
- Nov 30th, 2022 5:06 pm
- Forum: BST: Cell Phones & Accessories
- BST: Cell Phones & Accessories
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Nov 30th, 2022 5:06 pm
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How many weeks of termination pay in Ontario?
I started to work from Jan. 10 and was terminated on Nov. 11, which was also my last working day. I was paid biweekly. The last regular paycheck I got was for the period from 10/23 to 11/05. I also received a check for two weeks of "termination pay" (Pay period: 10/23-11/05) but ...
- ChristineY
- Nov 29th, 2022 12:25 pm
- Forum: Careers
- Careers
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Nov 29th, 2022 12:25 pm
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[Ufile.ca] Ufile.ca pay now and save upto 26%
UFile ONLINE SAVE UP TO 26% when you prepay for 2022 tax year. Offer valid till December 12.(Offer is displayed in their home page)
- whyami
- Nov 25th, 2022 8:26 pm
- Forum: Hot Deals
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[WTB] WTB PaySafeCard/GoCash/RAZER GOLD /SkinsCash - I pay 500% URGENT
Need 3$ CAD on any of those card PaySafeCard/GoCash/RAZER GOLD /SkinsCashcan also be a prepaid credit card.This is urgent. I pay back 15$ CAD for it (E-transfer/Crypto) 1 HOUR DELAY Thank you!
- SweetL0u
- Nov 21st, 2022 10:04 pm
- Forum: BST: Gift Cards
- BST: Gift Cards
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Nov 21st, 2022 10:04 pm
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Something fell off a truck and damaged my car. Driver charged and I have to pay the deductible
Last night this happened to a family member's car. The driver of the truck apologized profusely and was charged by the police for failure to properly secure the load. Call to the victim's insurance company revealed that the insurance doesn't treat this as a collision but rather as an object hitting ...
- CaptSmethwick
- Nov 16th, 2022 5:11 pm
- Forum: Automotive
- Automotive
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Nov 16th, 2022 5:11 pm